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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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Titan_Gunners
post Sep 15 2016, 03:25 PM

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Just call Mbb BT department, here are the information i get:

Example BT for RM1200, 0% 12 months.

3% fee = 1200x 3%= RM36 , will be waive in 30 days
GST 6%= 36x 6%= RM2.16, not to be waive.

Thanks to our PM, Jib gor.. vmad.gif

This post has been edited by Titan_Gunners: Sep 15 2016, 03:26 PM
Titan_Gunners
post Sep 15 2016, 03:39 PM

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QUOTE(lilsunflower @ Sep 15 2016, 03:35 PM)
I'm still very grateful for the promotion smile.gif. I'll be paying RM19.80 GST for a BT of RM33k. Even my husband not so generous to settle RM33k for me one shot. Haha.
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My calculation show GST as RM59.4.

33000x 3%= RM990
RM990x 6%= RM59.40
Titan_Gunners
post Sep 15 2016, 04:32 PM

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QUOTE(mamamia @ Sep 15 2016, 04:24 PM)
But I think they need to reverse GST too, no charge base, how the GST arose, they can't report to custom on the GST too..
This info from CS is still questionable
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Their website only mentioned waive the 3% fee, and not talking about the GST.
Of course, based on customer's expectation, it should be waive as well.
Titan_Gunners
post Sep 19 2016, 10:24 AM

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QUOTE(lilsunflower @ Sep 19 2016, 10:10 AM)
Has anyone received positive confirmation on the recent MBB 0% BT Promo launched on 15 September? I know that quite a few people applied (either through e-mail or maybank2u), but wondering if anyone's has been processed so far.

I called regarding mine, and still not in the system. Reading through previous posts in this thread as well as the MBB CC threads, I realise that some applications get "misplaced", while some applications are super quick!
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My previous BT experience with MBB;
need 1 week to process the BT and they might call you to verify the details.
Will release payment within 1 week after BT approved.
Titan_Gunners
post Nov 7 2016, 03:40 PM

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QUOTE(Omgf @ Nov 7 2016, 03:04 PM)
Hi, planning to do Balance transfer to Aeon bank from Ambank.
Need to email the application form and also the credit card statement?
Let say I just swiped yesterday and wish to apply for BT?
But I dont have any latest credit card statement yet.
Any advice?
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Aeon BT need CC statement
Titan_Gunners
post Nov 9 2016, 12:58 PM

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QUOTE(lilsunflower @ Nov 9 2016, 12:23 PM)
Just sent another BT application via e-mail. Hope it will be approved in the next few days.

If it gets approved, then my BT outstanding balances will be at 96% of my total credit limit. Not sure if I'm allowed to push CL that far!
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My last confirmation with them is maximum 90% of credit limit.

 

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