Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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 Aug 13 2017, 12:50 PM
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#1
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All Stars
24,346 posts Joined: Feb 2011  
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MGM, want to ask about this BT merry go around. Do you apply a separate card for this merry go around or do you use your main card?
Eg. If Maybank 2 Amex is one of your main card, do you use this card for BT or you apply a different card? This post has been edited by Ramjade: Aug 13 2017, 12:51 PM |
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Aug 13 2017, 02:01 PM
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#2
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All Stars
24,346 posts Joined: Feb 2011
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QUOTE(fruitie @ Aug 13 2017, 01:13 PM) Why need to apply new card? Can just use that card or use the Visa or MasterCard that comes with it if don't want to mix with other expenses. Why? If use like eg Amex for BT, later reach limit, cannot use it to get 5% cashback already. QUOTE(MGM @ Aug 13 2017, 01:13 PM) It works only if u have at least 2 diff bank credit cards which r offering 0 cost BTs. Use the cards with high amount. Like fruitee said any card. Ok. Noted. |
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Aug 13 2017, 02:53 PM
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#3
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All Stars
24,346 posts Joined: Feb 2011
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QUOTE(fruitie @ Aug 13 2017, 02:47 PM) Err... Even if you apply new MBB card, it will share same CL too. Unless you apply Islamic cards which have lower limit in general. Er what I meant is eg. one's Amex have RM2k limit. Card B have RM2k outstanding payment. So do a BT from Card B to AMEX. AMEX credit limit reached, how to use the card for cash back some more?Plus BT doesn't give you cash back. |
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