Guys, hav any1 did BT to MBB 1%? may i know how many working days if apply thru m2u? need bank statement or not?

This post has been edited by David900924: Jul 16 2016, 11:04 AM

Are they use cheque like Aeon (2-3 days to clear after receive sms) because my due is on 31st July, if apply 20th, not sure if enough time. hmm.

Any1 can bt in m2u today? I tried n system unavailable. Or only work on weekday?

still same. i call bank and my card still eligible. no choice, i use the form and email to apply.


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I apply bt maybank 1% for 2nd time, all retail no interest, no worry.

via m2u no ned statement, i apply to my 0 outstanding also approved after hours, done 4 times already. works everytime, i need full amount to pay loan instalment..

HSBC always offer 0% even if u not new customer, all you need to do is request for cancellation card and reason for BT purpose only, then they will offer you 0%, 6 months, monthly repayment = total BT amount/6 months.

the condition is never swipe for anything else except BT due to interest charge. I have apply islamic and non-islamic which both have separate CL for BT purpose at 0% 6 months.

i use more than 2 years, no charge. been cancel for 2nd time already when i ask for 0% they not allow to give because only for new member, then make another call to cancel card then can give 0% 6 months.

This post has been edited by David900924: Feb 11 2017, 10:41 PM

Hi guys, 3 years ago, i able to get maybank to transfer excess credit amount from CC to saving account with no issue. wondering if most bank now still doing it?

oh wow, thanks for the info update. I wonder if anyone here choosing the method of cancelling and reapply cc multiple times to benefit on withdrawing the excess?

i understand, seem like no more 0% cash from BT anymore, if creative with CC, there will be a charge thru their payment gateway, same goes with cash advance from card.

i hav been doin tat for 3 years to finish my housing loan faster, now after 2 years of idle, cant do it anymore. all that I hav request, they dont ask for statement, just based on form.

bank no longer transfer the excess, so no point to know, it is just like playing ping pong, i hav almost all malaysia banks to play around and set reminders to avoid due date. yeah more than half tenure. then use year end bonus and 13th month to reduce debt on card n repeat. it is like advance money with free interest.