Have asked about BT from MBB (MBB Card & MBB Islamic Ikhwan Card)

Ya, 0% for 12 months come with one time fee 3% but for Islamic Ikhwan Card there is no 3% charge in their website.

However, the Card Center Staff told me it should be 3% too, not sure whether which one is correct

Maybank Credit Card Balance Transfer rate
Maybank Islamic Ikhwan Card Balance Transfer rate

Hi Sifus,

Let's say BT for 6 months
1.88%
I BT RM2400
Interest RM45.12
The bank disclosure sheet shows: http://www.ocbc.com.my/assets/pdf/cardspro.../BT_TnC_Eng.pdf
3.42% ANNUALISED EFFECTIVE RATE, but my own calculation shows that it's not so.

RM2400 BT amount
Month 1 pay RM445.12
Month 2 to 6 pay RM400
My calculation shows 6.5%

Can I sue the bank for misrepresentation???

Just called OCBC. They can transfer via GIRO to other bank if u don't have a OCBC bank account provided all your outstanding balance in the credit card has been settled.

On 22-9 I applied MBB BT thru email, money credited into my other CCs after 4 days, no fees was charged.
On 27-9 I applied MBB BT thru  M2U, money credited into my other CC on 28-9, & the 3% fees+gst for this BT appeared in my CC account on 28-9.
Looks like I need to call the CS on this.    

no so far...done twice..both successful

Yesterday send bt application by email to aeon.

Today 1pm no received email acknowledgement, decide to call the best aeon CS,Mr IEE to check.he engaged.

3min later he call back,tell me he already know what my intention for calling in.WOW! say he already received my email and ptocessing will call me soon.

True indeed, within 1 hour received call from n confirm bt.3 hour later received sms bt approved.

ANyone able to BT to AEON based on outstanding balance instead of statement balance?

When I applied for my housing loan, it was put on hold because of all my credit cards and so. So I had to print out all my CC statement and show to them as well as my bank FDs + investments that I am capable to repay the loan.

My BT + 0% installment + my big items swipes for friends accumulate to more than 70% of my income. Lol

Yes, I also kena for RHB. Gave them a nasty email after that and they sent me an email to confirm it's already removed. I haven't found time to print my CCRIS yet. Maybe few more months to check out my PTPTN payment.

My BT only around RM 1.1-1.2k, I think should be OK, no excess payment just merely to clear CC outstanding.

Wow. Glad I'm not the only one who got hit by RHB. I also wrote an official complaint against the agent and demanded to see my supposed CC application form... But it was never proceed to me. Until now I wonder if she faked my signature...

I applied for BT on my Ikhwan and MBB2 5 min after one another yesterday via M2U.

My Ikhwan was successful but my MBB2 failed. This morning I tried again on the MBB2 and again unsuccessful.

Is there any limit on how many BT applied? Gonna try emailing them later.

nope. all card activated. call cs but always busy..

It got approved the second time.

I wonder what's their trigger to fail my first BT, everything was the same

It got approved the second time.

I wonder what's their trigger to fail my first BT, everything was the same

First BT via M2U failed. Then I resubmited via email and it's successful.

Yes, 2 emails. 1st is the auto acknowledgement, the second is the one that they have forwarded to the relevant department.

just got my BT approved from Ambank.
0% 12 months no statement.
Wondering what to do with the $$$
hahaha

Have started BTing since April 2014.... have snowballed to quite sizeable BT outstanding and monthly installment amount. Scare myself at times... but am joyed to see the FDs, though some are bank's money, but they generate interest for me every single day (GIA-i)

Yes, HLB BT was on special invitation, not found on website. They will playback voice TnC over phone. Was skeptical at first.... after several calls only I accepted.

I normally ask these few questions before proceeding:
- confirm no fee, no charges, no interest?
- separate acct # from cc?
- cc swipes still get the usual 20 days free credit period?
- any early settlement charge?
- confirm no interest if pay only min o/s, i.e 5% from total o/s?
Can try, but I think slim chance.
Both offer does not need stmts, just give your other bank card #.

A couple of small catches...
1. Cannot cancel your cc during the BT period.
2. Cannot pay all at last month - early settlement penalty. (HLB has, UOB no such penalty)

Somehow HLB couldnot pay Aeon, I asked for MBB instead, and then refund to pay Aeon.

Just curious, can I BT from maybank conventional CC to Maybank Islamic CC?

When there is overpayment in Maybank CC, unable to do any BT

BT can be refunded? HLB offering me 49k 0% interest BT for 6 months but don't know what to do it.

Tell them it's overpayment From BT.

I did that once and they just credited the amount to my account afterwards.

I asked for other banks coz I don't have a citi account back then XD