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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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wongmunkeong
post Mar 1 2020, 02:12 PM

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QUOTE(Sumofwhich @ Mar 1 2020, 01:31 PM)
Thank you for your insights
Any way to invest in SSPN for tax relief if I'm not a parent?
*
er.. OT, thus short answer:
nope
wongmunkeong
post Mar 11 2020, 09:41 AM

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Sorry if a bit out of topic.
PB Visa credit cards 0.5% for 8 months Mar 1 to Apr 30
https://www.pbebank.com/Personal-Banking/Pr...month)-(1).aspx

Much more oomph in terms of effective rate than PB's Quantum's 1% 12 months standing offer.

paiseh paiseh.."accidentally" found out coz i stupidly used my Visa twice for Big Pay reload - found out when i called PB to FPP my Quantum Master card 1% upfront for 12 months (urgh.. wrong card used for second reload but BP accepted wrong CVV - ie my Visa instead of my Quantum Master).

good "accident" but still.. paiseh heheh
wongmunkeong
post Dec 2 2020, 11:32 AM

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QUOTE(mamamia @ Dec 2 2020, 10:32 AM)
RM0 MBB: Enjoy 0% Maybank Balance Transfer for 12 months with upfront fee as low as 1%. Offer ends 31/12/20.Visit www.maybank2u.com.my/c/BT1 .T&C apply
*
*Exclusively for customers who received an invitation from the Bank to participate in this campaign (via SMS or Email Direct Mailer)
urgh.. apparently i'm not invited - checked online, still 3%
wongmunkeong
post Mar 18 2021, 07:13 PM

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QUOTE(sj0217 @ Mar 18 2021, 05:35 PM)
<flips table>
by call/SMS invitation !!! bangwall.gif bangwall.gif bangwall.gif

This post has been edited by wongmunkeong: Mar 18 2021, 07:14 PM
wongmunkeong
post May 11 2021, 08:59 AM

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QUOTE(tiramisu83 @ May 10 2021, 11:21 PM)
I guess only for selected customer..
*
https://www.ambank.com.my/eng/promotions-pa...fer-AmFlexi-Pay
U can try the above - i dont have the invitation too & googled.

This post has been edited by wongmunkeong: May 11 2021, 09:00 AM
wongmunkeong
post May 11 2021, 11:09 AM

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QUOTE(wongmunkeong @ May 11 2021, 08:59 AM)
https://www.ambank.com.my/eng/promotions-pa...fer-AmFlexi-Pay
U can try the above - i dont have the invitation too & googled.
*
just to share:
oof - i called Ambank CS after using the above and criteria for "invite":
1. Must be customer for >=6 months (yup i am)
2. Must be dormant customer for >=6 months (oof.. good customer being punished to "get dormant customer to return").
wongmunkeong
post Jun 14 2021, 09:52 AM

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QUOTE(Human Nature @ Jun 13 2021, 11:21 PM)
Nice, thanks for informing. Interested to apply it.
*
"Managed to apply 0% BT public bank Islamic, existing a Public Bank (conventional) holder, two months ago"
note the "two months ago" <-- ie still within 2021 conventional cards was newly gotten

reason to highlight - after reading, i called PB's CS and i was told nope not new to bank even if PBI was new this year
coz
my other cards with PB was issued waaaaaaay before 2021 blush.gif
ya ya - optimizer here 0% wor, 6 mths wor laugh.gif
wongmunkeong
post Jun 14 2021, 10:07 AM

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QUOTE(Human Nature @ Jun 14 2021, 09:57 AM)
Aisey, I thought 2 months ago refer to the BT application. Thanks, luckily I have not fill up the form. Thought can play BT merry-go-round a bit  biggrin.gif
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Affin's open offer 2021 Jan-Dec 0% 12 mths
+
UOB & SCB call to ask - retention team final offer/gift XD

wongmunkeong
post Jun 28 2021, 02:40 PM

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QUOTE(BigSaver @ Jun 28 2021, 01:19 PM)
Thanks.

So no other method to transfer this HLB BT to others?
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Idea - BT to your actual HLB CC since MBB online validates the numbers & needs them to be CC numbers,
then call HLB to transfer to your HLB BT AC number?
wongmunkeong
post Jun 28 2021, 05:43 PM

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QUOTE(fruitie @ Jun 28 2021, 04:24 PM)
Yes, one of the ways but make sure no spending on existing HLB CC.
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bwhahaa - that wan means dunno basic maths la
OR
apply MORE BT than needed to send over to HLB CC lor XD

been there, done that - yes yes i'm a contributor the the CC debt statistics laugh.gif blush.gif
wongmunkeong
post Oct 27 2021, 06:22 PM

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QUOTE(MGM @ Oct 27 2021, 06:02 PM)
Terms and Conditions:

Campaign period is from 15 June 2021 till 31 December 2021.
This Campaign is applicable to all AmBank and AmBank Islamic Credit Cardholders (“Eligible Cardholders”) who have received an invitation to participate in this Campaign via Short-Message-Service (SMS), Electronic Direct Mailer (EDM) and/or telephone call.
Each Eligible Cardholder is entitled to enjoy 0% interest/management fee on Balance Transfer for 12 Months.
Full Terms and Conditions, click here.

Download the AmOnline mobile app.
Register for AmOnline.
Authenticate your registration using PIN/TAC.
Click on ‘Apply for more services’, Select ‘Apply Balance Transfer’, Select ‘12 Months Tenure’. My AMONLINE dont have this option!!! rclxub.gif
*
i tested - nope, cant get 0% 12 months BT, there are interest cost
thus, based on my testing, it is by invitation only
wongmunkeong
post Oct 27 2021, 06:53 PM

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QUOTE(BacktoBasics @ Oct 27 2021, 06:45 PM)
So there are hidden interest cost??
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bro - read in context
for ME, the one that wasnt INVITED by targeted SMS, there is cost, ie. not 0% BT

U received the invitation via SMS right? U try la - should be able to get the 0% BT
As U do it on your phone, it'll tell U at the end before U agree or cancel the application.
wongmunkeong
post Dec 17 2021, 08:47 PM

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QUOTE(passmaster14 @ Dec 17 2021, 07:07 PM)
hi everyone, just checking for those who did the PBB BT 0%:

if you got the approval SMS, has the funds been distributed to the cc? got the approval sms and the first instalment already included in pbe statement, but the amount is not yet credited to the other card.

double checked the card number and there's no mistake. a bit worried now...
*
QUOTE(Human Nature @ Dec 17 2021, 07:43 PM)
Will appear tomorrow.
*
yup, sms day 1, received by transferring CCs day 2

both of my BT forms also 1, 2 combo smile.gif
wongmunkeong
post Dec 19 2021, 11:09 AM

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QUOTE(passmaster14 @ Dec 19 2021, 01:51 AM)
Oh! Hmm I only got one this sms:

RM0 Your Balance Transfer request totalling RM has been debited to your Public Bank credit card ending xxxx. Thank you.

Is that the approval sms you received?
*
Yup, that's the one. After that, 1 day or so later, check the other banks' CCs' balances - paid.
wongmunkeong
post Jun 1 2022, 11:52 AM

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QUOTE(lamode @ Jun 1 2022, 11:46 AM)
Affin is having 0%, zero fees, 12 mths BT promo for existing customers on both conventional and islamic cards starting today.

I was informed by staff that processed my BT before, cannot find such info on website. Call bank directly if you keen.
*
i just received the email this morning from Affin, thus sharing smile.gif

user posted image
wongmunkeong
post Jun 2 2022, 11:32 AM

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QUOTE(Human Nature @ Jun 1 2022, 02:06 PM)
Don't plan too long, got capping  biggrin.gif
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Affin CC for existing old users - not just capping, ONE-TIME APPLICATION only too

thus, i fai fai / quick quick whack bwhahahah
wongmunkeong
post Sep 1 2022, 10:26 AM

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QUOTE(Zaire.Ver @ Sep 1 2022, 10:11 AM)
Topup bigpay or ewallet qualify for PB flexipay? Got 0% 10months offer
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yup IF $3k or more if i recall the T&C
wongmunkeong
post Sep 13 2022, 05:05 PM

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QUOTE(LemonJane @ Sep 13 2022, 02:48 PM)
But BigPay top up by credit card is limited to RM1000 only la
*
can go up to $10K liao but there are charges - 1% or something. Check it out at the bigpay thread
wongmunkeong
post Nov 3 2022, 07:32 PM

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QUOTE(fruitie @ Nov 3 2022, 02:24 PM)
It seems there is one UOB officer who knows I love 0% BT; every time he has this promo, he contacts me. The tenure is not long, only three months. Take first. tongue.gif
*
UOB was good to me too until this year.. dunno why no BTs even when calling in to cancel. I must be lanun-ing too much 0%s XD
wongmunkeong
post Dec 8 2022, 11:43 AM

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QUOTE(Avenger_2012 @ Dec 8 2022, 10:43 AM)
Any recommendations on how to get the invitation?
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QUOTE(fruitie @ Dec 8 2022, 10:46 AM)
I don't know, they suddenly sent me a SMS. It could be for everyone though.
*
sad life cry.gif

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