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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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lilsunflower
post Sep 22 2016, 06:09 PM

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QUOTE(Alec.Yong @ Sep 22 2016, 05:32 PM)
Just submitted my BT form to Aeon Credit MV. Total of RM12k need to be BT from my MBB card..

Hopefully they can process it and approve by 8/10, which is the due date.
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I think you'll be OK smile.gif - AEON usually very fast. And can call to follow up early next week if you really need to meet the due date.
ytan053
post Sep 22 2016, 06:10 PM

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QUOTE(triple c @ Sep 22 2016, 04:16 PM)
Anyone tried before to transfer the excess $ from MBB credit to MBB Saving Acc?
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Done that before not because on purpose few years back. Called CS, they ask for the reason to transfer the cash and say it will take place (i think) 10 working days. I didnt track which working day the money was refunded into CASA.
lilsunflower
post Sep 22 2016, 06:16 PM

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QUOTE(ytan053 @ Sep 22 2016, 06:10 PM)
Done that before not because on purpose few years back. Called CS, they ask for the reason to transfer the cash and say it will take place (i think) 10 working days. I didnt track which working day the money was refunded into CASA.
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Most recent experience was a couple of weeks ago. They say 5 - 8 working days. They didn't ask me any reasons (for approximately RM8k) and no queries or problems.
bearbear
post Sep 22 2016, 06:20 PM

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QUOTE(bearbear @ Sep 22 2016, 10:02 AM)
fking 1diot maybank CS, i had to email because they take months to send me my new card and i cannot do it online.

First they email asking for my statement, i asked them to GTFO because online submission doesn't require it.

One day later, CS call me to verify and said is been processed.

Two days later, email me asking for statement again claiming must have statement.

doh.gif  doh.gif
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Ok rcv sms - approved tongue.gif
cybpsych
post Sep 22 2016, 06:36 PM

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QUOTE(gastacopz @ Sep 22 2016, 04:44 PM)
Still, nobody can give exact answer for that...sweat.gif
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what exact answer are you expecting?
gastacopz
post Sep 22 2016, 06:42 PM

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QUOTE(cybpsych @ Sep 22 2016, 06:36 PM)
what exact answer are you expecting?
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erk..me not questioning..just quoting the person b4 me...regarding 3.6mil allocation..

biggrin.gif


cybpsych
post Sep 22 2016, 06:52 PM

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QUOTE(triple c @ Sep 22 2016, 04:13 PM)
If I apply MBB BT today, still got hope to get the 3% waiver? confused.gif
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QUOTE(gastacopz @ Sep 22 2016, 06:42 PM)
erk..me not questioning..just quoting the person b4 me...regarding 3.6mil allocation..

biggrin.gif
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waiver is given within 30 days from approval.

how would we know now if the fund already depleted? there's no way to see this. not sure if cs can tell us, but very unlikely. it's up to maybank's discretion and they're not obligated to tell us also.

worst case scenario: 2,400 ppl BT max RM50k. fund sure depleted fast.

that's why try to apply bt as soon as you can. perhaps first few months is ok gua.
MGM
post Sep 22 2016, 07:13 PM

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QUOTE(cybpsych @ Sep 22 2016, 06:52 PM)
waiver is given within 30 days from approval.

how would we know now if the fund already depleted? there's no way to see this. not sure if cs can tell us, but very unlikely. it's up to maybank's discretion and they're not obligated to tell us also.

worst case scenario: 2,400 ppl BT max RM50k. fund sure depleted fast.

that's why try to apply bt as soon as you can. perhaps first few months is ok gua.
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If during application u indicate that the BT is 12-month 0%, then b4 approval, MBB should be able to know whether funds allocated already fully taken up, and we will be duly informed. Just my 2sen.
cybpsych
post Sep 22 2016, 07:20 PM

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QUOTE(MGM @ Sep 22 2016, 07:13 PM)
If during application u indicate that the BT is 12-month 0%, then b4 approval, MBB should be able to know whether funds allocated already fully taken up, and we will be duly informed. Just my 2sen.
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we will be duly informed before approval? i received no such notification from maybank prior to nor after approval.

anyone wanna try asking maybank before applying? biggrin.gif
DarReNz
post Sep 22 2016, 07:25 PM

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wah aeon BT really fast funds already received now need to call MBB CS to see what's happening with their BT doh.gif

This post has been edited by DarReNz: Sep 22 2016, 07:25 PM
MGM
post Sep 22 2016, 08:02 PM

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QUOTE(cybpsych @ Sep 22 2016, 07:20 PM)
we will be duly informed before approval? i received no such notification from maybank prior to nor after approval.

anyone wanna try asking maybank before applying?  biggrin.gif
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What I am saying is if funds already depleted, they will call/contact us to see if we still want to proceed but without fee waiver. Anyway when I send in my BT application by email, I will instruct to only proceed with fee waiver.

This post has been edited by MGM: Sep 22 2016, 08:05 PM
cybpsych
post Sep 22 2016, 08:19 PM

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QUOTE(MGM @ Sep 22 2016, 08:02 PM)
What I am saying is if funds already depleted, they will call/contact us to see if we still want to proceed but without fee waiver. Anyway when I send in my BT application by email, I will instruct to only proceed with fee waiver.
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what i was curious is whether this is their SOP to contact us if fee waiver already depleted?

if they do, that'd be good instead of trapping us smile.gif
stargate8
post Sep 22 2016, 08:38 PM

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nice interest free money to use... 12k bt for 12 months.
bearbear
post Sep 22 2016, 08:47 PM

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Well i applied by email, the guy was telling me as if for sure will get waiver.
rmvalues
post Sep 22 2016, 09:32 PM

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Just requested increase CL couple days ago and got increased today.
Then I applied BT half an hour ago
5 minutes ago received email - rejected...
T_T
gastacopz
post Sep 22 2016, 10:09 PM

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QUOTE(rmvalues @ Sep 22 2016, 09:32 PM)
Just requested increase CL couple days ago and got increased today.
Then I applied BT half an hour ago
5 minutes ago received email - rejected...
T_T
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Oh the irony.

Maybe can try again later
rmvalues
post Sep 22 2016, 10:18 PM

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QUOTE(gastacopz @ Sep 22 2016, 10:09 PM)
Oh the irony. 

Maybe can try again later
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Don't want already lah, not urgent need money, just think to get extra money to put into FD, since it's interest free.
lilsunflower
post Sep 22 2016, 10:19 PM

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QUOTE(gastacopz @ Sep 22 2016, 10:09 PM)
Oh the irony. 

Maybe can try again later
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Strange how some people get auto rejected via Maybank2u. Perhaps try using the email and see what happens?
MGM
post Sep 22 2016, 10:32 PM

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QUOTE(triple c @ Sep 22 2016, 04:48 PM)
Coz MBB got a huge number of customer base...
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QUOTE(rmvalues @ Sep 22 2016, 09:32 PM)
Just requested increase CL couple days ago and got increased today.
Then I applied BT half an hour ago
5 minutes ago received email - rejected...
T_T
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Dont tell me what triple c said turnout to be true, too many applicants n funds depleted? hmm.gif
triple c
post Sep 23 2016, 01:46 PM

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is that every transfer must be min 1k or total transfer (few cards) min 1k?

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