Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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 Sep 22 2016, 10:03 AM
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All Stars
65,308 posts Joined: Jan 2003 
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QUOTE(mitodna @ Sep 22 2016, 09:58 AM) didn't state the process of early settlement, no said no penalty, does this divide to BT amount to monthly repayment? what does Q10 says? |
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Sep 22 2016, 10:04 AM
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Senior Member
4,476 posts Joined: Jan 2003 From: Subang Jaya  
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Hi guys and girls,
I am wondering - if I use my HSBC credit card to swipe a transaction worth of RM 15,000.00 and I apply for BT using my MBB CC, is there any management fees charged upon the applicatoon? - what if my MBB CC has limit of RM 15,000.00 only, do you think the BT will be allowed? - Also, can BT take half of the outstanding amount (RM 7500.00) from my HSBC CC? Thank you. |
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Sep 22 2016, 01:32 PM
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Junior Member
127 posts Joined: Nov 2013
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QUOTE(paqralos @ Sep 22 2016, 10:04 AM) Hi guys and girls, I am wondering - if I use my HSBC credit card to swipe a transaction worth of RM 15,000.00 and I apply for BT using my MBB CC, is there any management fees charged upon the applicatoon? ==> Upfront fee upon approval, not upon application. - what if my MBB CC has limit of RM 15,000.00 only, do you think the BT will be allowed? ==> Normally you can't BT 100% of your credit limit. - Also, can BT take half of the outstanding amount (RM 7500.00) from my HSBC CC? ==> Half of statement balance no problem. Thank you. |
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Sep 22 2016, 01:42 PM
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Junior Member
31 posts Joined: Jul 2006
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i tried applied few times, but I keep reject, they just say management decisions, I donno why T_T
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Sep 22 2016, 01:47 PM
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Junior Member
127 posts Joined: Nov 2013
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QUOTE(ERiKoChAn @ Sep 22 2016, 01:42 PM) i tried applied few times, but I keep reject, they just say management decisions, I donno why T_T You apply through email or M2U? |
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Sep 22 2016, 01:51 PM
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Junior Member
31 posts Joined: Jul 2006
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QUOTE(vseries @ Sep 22 2016, 01:47 PM) You apply through email or M2U? I applied thru email, then mention I did fax also. |
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Sep 22 2016, 02:10 PM
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Senior Member
4,476 posts Joined: Jan 2003 From: Subang Jaya
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QUOTE(vseries @ Sep 22 2016, 01:32 PM) QUOTE(vseries @ Sep 22 2016, 01:47 PM) You apply through email or M2U? If I apply through M2U i won't get 100%? |
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Sep 22 2016, 02:11 PM
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Senior Member
4,928 posts Joined: Feb 2008 From: /K/opitiam Pak Hang Status: Permaban
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QUOTE(paqralos @ Sep 22 2016, 02:10 PM) Thank you. why cannot get 100% via m2u?If I apply through M2U i won't get 100%?  |
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Sep 22 2016, 02:12 PM
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Senior Member
4,476 posts Joined: Jan 2003 From: Subang Jaya
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QUOTE(gastacopz @ Sep 22 2016, 02:11 PM) why cannot get 100% via m2u? I checked via M2U. Only 70% of my credit only. I also wonder why. |
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Sep 22 2016, 02:25 PM
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Senior Member
2,493 posts Joined: Mar 2014
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QUOTE(gastacopz @ Sep 22 2016, 02:11 PM) why cannot get 100% via m2u? QUOTE(paqralos @ Sep 22 2016, 02:12 PM) I checked via M2U. Only 70% of my credit only. I also wonder why. The answer to your question can be found on Post 1 Question 4. |
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Sep 22 2016, 02:27 PM
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Senior Member
4,476 posts Joined: Jan 2003 From: Subang Jaya
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QUOTE(kelvinlzy @ Sep 22 2016, 02:25 PM) The answer to your question can be found on Post 1 Question 4. Ten kiu beli muchie... |
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Sep 22 2016, 04:13 PM
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Junior Member
197 posts Joined: Jan 2016
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If I apply MBB BT today, still got hope to get the 3% waiver?
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Sep 22 2016, 04:16 PM
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Junior Member
197 posts Joined: Jan 2016
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Anyone tried before to transfer the excess $ from MBB credit to MBB Saving Acc?
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Sep 22 2016, 04:39 PM
Show posts by this member only | IPv6 | Post
#654
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Senior Member
4,928 posts Joined: Feb 2008 From: /K/opitiam Pak Hang Status: Permaban
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QUOTE(triple c @ Sep 22 2016, 04:13 PM) If I apply MBB BT today, still got hope to get the 3% waiver? :confused: Until 2017 bro..why cannot? |
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Sep 22 2016, 04:41 PM
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Senior Member
6,427 posts Joined: Jun 2005
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QUOTE(gastacopz @ Sep 22 2016, 04:39 PM) Until 2017 bro..why cannot? There is quota for the 3% waiver |
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Sep 22 2016, 04:44 PM
Show posts by this member only | IPv6 | Post
#656
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Senior Member
4,928 posts Joined: Feb 2008 From: /K/opitiam Pak Hang Status: Permaban
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QUOTE(mamamia @ Sep 22 2016, 04:41 PM) There is quota for the 3% waiver Still, nobody can give exact answer for that... |
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Sep 22 2016, 04:45 PM
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All Stars
18,418 posts Joined: Oct 2010
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QUOTE(triple c @ Sep 22 2016, 04:13 PM) If I apply MBB BT today, still got hope to get the 3% waiver? QUOTE(gastacopz @ Sep 22 2016, 04:39 PM) Until 2017 bro..why cannot? QUOTE(mamamia @ Sep 22 2016, 04:41 PM) There is quota for the 3% waiver LOVL,  just launch one week n worry about quota? |
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Sep 22 2016, 04:48 PM
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Junior Member
197 posts Joined: Jan 2016
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QUOTE(MGM @ Sep 22 2016, 04:45 PM) LOVL, Coz MBB got a huge number of customer base... just launch one week n worry about quota? |
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Sep 22 2016, 05:32 PM
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Senior Member
1,488 posts Joined: Oct 2009
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Just submitted my BT form to Aeon Credit MV. Total of RM12k need to be BT from my MBB card..
Hopefully they can process it and approve by 8/10, which is the due date. |
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Sep 22 2016, 06:08 PM
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Junior Member
565 posts Joined: Mar 2014
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Extremely impressed with MBB online BT. Applied on 20 Sep via M2U online without statement or anything, within the next few hours got the sms said the STP request is approved. 21 Sep MBB already paid the amount to the respective banks, almost like instant, didnt even ask for any supporting document/ statement/ verification.
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