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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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peri peri
post Jun 13 2018, 08:49 AM

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QUOTE(celaw @ Jun 12 2018, 03:17 PM)
I always email. never use fax before..
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QUOTE(fruitie @ Jun 12 2018, 03:19 PM)
Me too. Never use fax since day one when I started doing BT for AEON back in 2015.
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aiyoyo, yesterday morning faxed, until today still no one from aeon call to verify.

should have aware can email over for faster response
peri peri
post Jun 18 2018, 10:47 PM

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QUOTE(kawteem @ Jun 18 2018, 03:26 PM)
If my available limit now is 8k,can i ibft in say another 10k manually to the cc account to make the hlb bt 0% appear in hl connect? Has anyone tried?

My total availability cl is actually 20k but i have used up the 12k, hence asking this. Thanks.
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can, banks always refer to availability credit limit not your approved credit limit.

smart move.
peri peri
post Jun 18 2018, 10:51 PM

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QUOTE(kawteem @ Jun 18 2018, 10:50 PM)
You've done this before?
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i always read all the terms and condition in their fine print
peri peri
post Jun 18 2018, 10:52 PM

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QUOTE(kawteem @ Jun 18 2018, 10:52 PM)
And this is covered in their tnc? Good to know. Thanks!
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yup, no worries
peri peri
post Jul 5 2018, 09:05 AM

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no issue with surplus in CC transfer to casa for mbb. amount rm40k.

but need longer processing time. about 10 days. great
peri peri
post Jul 7 2018, 10:54 AM

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QUOTE(kit2 @ Jul 7 2018, 09:19 AM)
anyone know how the funds is transferred? for hlb bt in particular. ibg or ibft or within visa/mc network?
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i believe is normal internet giro transfer. took 2 days.

always 2 days slower when received approval sms
peri peri
post Jul 9 2018, 01:05 PM

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next time i need to be extra careful on the timing when applying BT in order to hit the 50 days extra before the first repayment.
peri peri
post Jul 10 2018, 01:25 PM

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QUOTE(iamoracle @ Jul 9 2018, 03:58 PM)
Has anyone tried BT from HLB BT account to PBB credit card? Is it possible?
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yup, on 7.7 hlb digital day to my pbb. Monday already received money!
peri peri
post Jul 13 2018, 02:58 PM

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QUOTE(iamoracle @ Jul 13 2018, 08:25 AM)
What I meant was..

As we all know, HLB creates a BT account for every approved BT application.

I wanted to settle the outstanding balance in the HLB BT account by balance transfer to PBB CC.

Because of the HLB BT account is not a CC account, will PBB accept the BT application?

Thanks.
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yes, its a normal 16 digit cc acount created by HLB for BT
peri peri
post Jul 16 2018, 01:33 PM

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currently having BT from MBB, PBB, Aeon, Am and HLB

very scary!
peri peri
post Jul 16 2018, 01:49 PM

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QUOTE(sendohz @ Jul 16 2018, 01:47 PM)
Don;t have ambank yet but i have RHB, Alliance and now applying for Affin since card has arrived biggrin.gif
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stop poisoning me sweat.gif
peri peri
post Jul 16 2018, 01:51 PM

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QUOTE(sendohz @ Jul 16 2018, 01:50 PM)
Planning to get BSN card since there is free gift from RP.
another prospect for 0% BT.
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just now was thinking to share u on this BSN.............

Noooooo biggrin.gif
peri peri
post Jul 17 2018, 01:45 PM

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QUOTE(ckweng @ Jul 17 2018, 01:38 PM)
When submitting AEON BT application form through email (to cc_cad@aeonmalaysia.com.my), do I need to attach my other banks' card statements? Thanks in advance!
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yes, they will based on those to approve. very troublesome
peri peri
post Jul 17 2018, 03:45 PM

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QUOTE(ckweng @ Jul 17 2018, 02:06 PM)
Ok! Thanks for your feedback. I'll just attach bank statement, since it's required anyway. For latest outstanding, can I send them a screenshot from online banking?
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i remember last time i did the same screenshot for my mbb, i remember they accepted it.
peri peri
post Jul 18 2018, 11:26 AM

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actually the mbb BT 0% but with upfront 3% handling charge still a good offer
peri peri
post Jul 19 2018, 01:31 PM

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QUOTE(Xp3rT @ Jul 19 2018, 12:07 PM)
hi all, i just got my BT from HLB for the first time. went thru previous posts but still a bit confusing.

I applied 12k for 12 months. do i need to pay certain amount monthly? or payback full 12k on the mature date?
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yes, u need pay min 5% of the reducing principle bt

says 12k for 12 months

month 1 - rm 600

month 2 - rm 570

month 3 - rm 541.5




until month 12 - one shot paid remain rm 6825.60
peri peri
post Jul 19 2018, 01:58 PM

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QUOTE(Xp3rT @ Jul 19 2018, 01:40 PM)
got it, thank you!

one more thing i realised what you all did was to pay RM6,775.60 on the last day and keep RM50 to pay the day after expiring date. Is that correct?
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must clear all, if not u will violate the terms and compound with hefty penalty
peri peri
post Jul 25 2018, 04:59 PM

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QUOTE(scfans @ Jul 25 2018, 10:51 AM)
hi guys, if my current cc has bt outstanding, if apply a new cc, does this will affect the credit score to apply new cc ?
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my recent hsbc cc was rejected. I suspect due to my super high BT done from HLB, Ambank and PBE.

Normally before these BTs, my applications all no issue.


peri peri
post Aug 6 2018, 10:13 AM

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QUOTE(xixo_12 @ Jul 22 2018, 01:38 PM)
bt for fun from pbb to mbb..0% 6mth.. good experience and easy.. ask for transfer into saving acc without any problem too.. she agreed without asking much
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aiseh, so good, how wish i get my own pbb saving acc.

oh wait, my wifey have, haha

*Updated : Post like this also got reported, which dude?

This post has been edited by peri peri: Aug 6 2018, 10:33 AM
peri peri
post Aug 14 2018, 04:09 PM

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QUOTE(PsychoJoe @ Aug 14 2018, 02:59 PM)
Got UOB card? When I tried to cancel my card, they offered me 0% 12 mth fixed balance transfer.
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wow wow wow, tempting to try.
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