Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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 Nov 3 2017, 02:42 PM
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#41
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang  
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QUOTE(psiloveu @ Nov 3 2017, 02:31 PM) Cash advanced from CC is killing......once u can advanced, bank will charge u administration fee 5% and daily interest calculate at 18.0% pa. I guess, we can only earn cashback + 0%BT +Free gift from banks the rest , are not feasible . Thanks |
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Nov 3 2017, 04:17 PM
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#42
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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Just asking
anyone is CITI PRESTIGE credit card holder ? Is there any significant benefit holding this card other that the FREE+UNLIMITED AIRPORT LOUNGE? Please pardon my childish question , Many of the credit card entitled FREE AIRPORT LOUNGE, can i just walk in any airport in malaysia withouth AIR TICKET and enjoy those freebies at the LOUNGE ? Thank you |
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Nov 3 2017, 04:32 PM
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#43
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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QUOTE(??!! @ Nov 3 2017, 04:29 PM) Suppose to show boarding pass. But sometimes they don't ask (mostly in M'sia) LOL, No free breakfast/lunch/dinner . Anyway, most lounges are located airside, meaning free loading without actual flying is not possible Thanks |
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Nov 3 2017, 05:45 PM
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#44
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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QUOTE(ClarenceT @ Nov 3 2017, 04:49 PM) to sorry u mean , we can walk in any airport lounge to enjoy buffet meal with cards that have free lounge ? Free 3 hours buffet meal, eat as you can. Free to the cardholder (with conditions) as paid by the bank Why worry about boarding pass? (Except KLIA2) QUOTE(fruitie @ Nov 3 2017, 05:04 PM) Can you please use appropriate thread to ask your questions? Just FYI, this section doesn't have BT thread only. Noted.Please adhere the rule. I have been noticing your OT questions in this thread. By the way, what is OT? Thanks |
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Nov 7 2017, 02:34 PM
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#45
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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For UOB 0% BT ,
i JUST apply YOLO . After the 6month BT ended , the 0% BT no longer apply in this case, i need to cut the card and wait 6 months to apply again ? or are there better ways ? Thank you |
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Nov 13 2017, 02:10 PM
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#46
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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Just call UOB ,
for my case BT and CC same date. and for the last payment of BT , pay before the statement date , no early penalty . |
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Nov 23 2017, 04:07 PM
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#47
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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AEON BT 0% , still need statement ?
anyway to bypass , so that no need statement ? |
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Dec 5 2017, 04:45 PM
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#48
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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anyone for BSN 0% BT ,
how is it like ? 5%minimum or equal installment ? |
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Dec 6 2017, 03:32 PM
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#49
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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QUOTE(sms2u @ Dec 6 2017, 03:02 PM) equal installment thanks ,i went to one of BSN branch , was told equal installment too. anywhere to sign up the card for BT that get free gifts/promotions ? |
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Dec 6 2017, 04:50 PM
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#50
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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QUOTE(sms2u @ Dec 6 2017, 03:02 PM) equal installment do they have MAX BT for BSN ? Thanks |
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Jan 12 2018, 03:04 PM
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#51
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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I have clear all my CC/BT on time every month AND NEVER MISSED ANY MONTHS ..
CRIS record is good too However, lately , i got rejected trying to get NEW card for BT : 1.MBB BARCELONA 2. PBB QUATUM I have included more supporting doc, such as RENTAL + ASNB (200k) + Etrade (USD19K) . Could any expert advise me how to get those cards approve ? thank you |
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Jan 24 2018, 10:53 AM
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#52
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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with HLB 0%BT for 12 months
anyone with experience how to get HLB CC credit limit increase ? I search HLB site need to fill in form and MAIL to KL office , any better/faster way ? Thank you |
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Jan 24 2018, 10:58 AM
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#53
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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QUOTE(realitec @ Jan 24 2018, 10:55 AM) Call CS, tell them you want permanently increase in credit limit, they will email you form and everything. Thank you  |
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Feb 8 2018, 11:16 AM
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#54
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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want to ask ANY bank that offer ZERO COST for IBG/Instant transfer to credit card/balance transfer/saving account ?
As far as i know , zero cost 1. Alliance - only credit/loan acc 2. UOB ? 3. other ?? thank you |
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Mar 29 2018, 05:37 PM
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#55
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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QUOTE(ClarenceT @ Mar 29 2018, 05:10 PM) I tried up to TAC Confirmation stage only (M2U, CIMB Card number accepted). I didn't complete the BT transaction. How does this work ? You can try transferring RM1000 from Maybank CC to your CIMB-Lazada Prepaid Card then withdraw the cash at CIMB ATM (F.O.C.). If Maybank reject, Maybank will not transfer the fund to CIMB. If it is successfully transferred, everyone here will thank you as it is no longer a hassle to transfer fund from CC to CASA.  |
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Apr 23 2018, 05:05 PM
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#56
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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My Alliance 0% BT is ending this 4MAY ,
i want to ask , is it possible for Alliance to grant NEW 0% BT ? or there is 0% chance ? Same for UOB 0% BT , 12MAY ending ..... can i ask ? OR NEED TO CUT card , and come back 6 months later ? |
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May 2 2018, 06:23 PM
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#57
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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anyone have 0%BT with Alliance Bank ?
My 0%BT is ending this 4May ..... Is it possible to call customer service and ask them to offer new 0%BT ? i';m asking becos ,i'm using the credit card and get RM50 CB monthly in Younice card. if this is not possible, i'll cut the card and channel the RM3K monthly spending to other cards. |
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May 8 2018, 09:58 AM
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#58
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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UOB 0% BT .....
can do unlimited time , as long CL is enough ? |
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May 11 2018, 10:41 AM
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#59
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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want to ask ,
i have basically .....maxed out applying credit card ..... i have always pay ON TIME, and never missed any payment. My CCRIS record always "0" ..... I have include extra supporting doc: 1. rental income 2. ASNB fund (6 digit) 3. US Etrade (5 digit) are there any others ways or methods that i missed out ? thank you |
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May 11 2018, 01:36 PM
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#60
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Senior Member
1,678 posts Joined: Sep 2006 From: Penang
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QUOTE(psiloveu @ May 11 2018, 11:46 AM) Since u already maxed out...... cancel some unuseful cards and apply cards with better benefits and BT program......recycle the process or else my last successful card was using Pledge FD .....RM10K for Barcelona + Amex 2 card .....FD pledged......u may condier. Pledge FD , have to use own capital , which i'm quite reluctant. |
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