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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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xiaoxiaoshen
post Nov 22 2024, 02:00 PM

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QUOTE(andrew98 @ Nov 15 2024, 11:40 AM)
user posted image

PBB 0% 6-month, min 3K
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BT to AEON credit not allowws. bruce.gif
xiaoxiaoshen
post Dec 17 2024, 02:38 PM

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QUOTE(victorian @ Dec 16 2024, 10:17 PM)
anyone know how to use the offer code BT14?

https://www.uob.com.my/personal/cards/credi...end:pub&vid=pub
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user posted image

i click the link it has 2 plans, many of you will choose of course 0%.

i calculated, for 1% 12months reducing balance (5% min payment)

for example 20K you paid 1% upfrount 200. and the money stay in TNG Go+ (3.5%), and every month repay 5% back to bank. finally you can generate about 400 interest.

use trick cash out from CC by PBB existing offer.

This post has been edited by xiaoxiaoshen: Dec 17 2024, 02:40 PM
xiaoxiaoshen
post Dec 17 2024, 02:47 PM

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QUOTE(victorian @ Dec 17 2024, 02:40 PM)
lol  sweat.gif

better take 6 months 0%

do so much just to earn the measly interest
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you get nett 200 profit out of nothing, bank lend money to get interest. whistling.gif
no need step out from you door, everthing on your finger tips. cool2.gif
xiaoxiaoshen
post Dec 23 2024, 04:53 PM

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QUOTE(schoe @ Dec 20 2024, 06:19 PM)
sorry to ask this question. i had just submitted BT14 via UOB website. didnt receive any notifications or emails, may i know how long it would take that i receive any update of the application ?
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i just apply it couple minute ago, now the CS did mentioned my due date is today. it mean it has approved and proceed my application today.
look like if you had enough money (80% available credit), there will not approval needed. sttaight proceed today.
xiaoxiaoshen
post Dec 24 2024, 10:46 AM

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QUOTE(schoe @ Dec 20 2024, 06:19 PM)
sorry to ask this question. i had just submitted BT14 via UOB website. didnt receive any notifications or emails, may i know how long it would take that i receive any update of the application ?
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applied yesterday via call about 4:45pm, money seen on the PBB apps today morning.

This post has been edited by xiaoxiaoshen: Dec 24 2024, 10:47 AM
xiaoxiaoshen
post Dec 24 2024, 06:55 PM

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QUOTE(tifosi @ Dec 24 2024, 12:40 PM)
That's quick! I called them yesterday evening as well till now nothing yet
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me too, the CS told 2-3daysfor approval SMS, then money to acc wait another 2 days.
xiaoxiaoshen
post Dec 24 2024, 06:57 PM

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QUOTE(victorian @ Dec 16 2024, 10:17 PM)
anyone know how to use the offer code BT14?

https://www.uob.com.my/personal/cards/credi...end:pub&vid=pub
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QUOTE(TongCN @ Dec 24 2024, 11:13 AM)
Which code? BT14?
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if you receive SMS with promo BT14
xiaoxiaoshen
post Mar 25 2025, 06:44 PM

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QUOTE(KTCY @ Mar 25 2025, 11:42 AM)
anyone facing issue with this BT ? My request keep fail sad.gif
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some credit card maybe cannot:
Aeon or maybe amex
xiaoxiaoshen
post Mar 27 2025, 12:54 PM

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QUOTE(TongCN @ Mar 12 2025, 02:56 PM)
Also kenak 0.1s missed call, now trying to call back but so long..
(Still holding)

My HLB also 16th XD

Dunno can make it or not

Update: still kenak 0.1s phone kenak after askĀ  CS to call back
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affin 0.1 sec call still not settle leh, 3 missed from 03 82302288, not even trigger phone ring.
return call cant even get thru. rclxub.gif

This post has been edited by xiaoxiaoshen: Mar 27 2025, 01:54 PM
xiaoxiaoshen
post Mar 27 2025, 01:53 PM

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QUOTE(TongCN @ Mar 27 2025, 01:11 PM)
Ouch, my wife just applied monday and tuesday received call

This morning received email approved.
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so glad, Affin keep calling me until get thru after 11th time of 0.1sec call.
affin fully aware about this problem, so will keep calling. doh.gif
xiaoxiaoshen
post Jun 30 2025, 06:11 PM

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QUOTE(virtualgay @ Jun 23 2025, 11:27 AM)
go check MBB BT... is back!!
zero bt 12 months!!!!
from 23rd June till 21st March 2026!!!!
drooling!!!
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applied today 10k+ within my credit limit, but.......... sweat.gif

RM0 Maybankard:We regret to inform that we are unable to accede to your Balance Transfer appl. Thank you for your interest shown.

it is not 100% approval, can apply again tomorrow with lower transfer limit?

Note: i m a CIMB sub card holder, sub card is under my name, will this a problem?

user posted image

This post has been edited by xiaoxiaoshen: Jun 30 2025, 06:16 PM
xiaoxiaoshen
post Jul 1 2025, 02:00 PM

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QUOTE(thecurious @ Jul 1 2025, 10:36 AM)
why does your credit card number have 11 digits then the card number below have 12 digits?
if typo then maybe try again.
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Bro Amex is 15 digits, btw you no need to filled amex detail when you do balance transfer. how can it be wrong.

2nd attempt today much lower 8.5K and result the same.....rejected. no luck this time.
xiaoxiaoshen
post Jul 3 2025, 12:26 PM

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for RHB BT can i transfer to priciple CC CIMB, then call CIMB to transfer the amount from priciple CC to sub CC? cause sub card owe a lot of money. some bank are allow like PBB and citibank last time i did it.
xiaoxiaoshen
post Jul 5 2025, 11:24 PM

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QUOTE(xkaix @ Jul 5 2025, 03:17 PM)
I just did this for my cimb. BT to principle and then transfer the excess fund to supplementary card.
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thank for the confirmation, call CS to transfer ?
will do it next month.
scare that cannot transfer will not able to get CB, since it based on statement balance.
xiaoxiaoshen
post Dec 1 2025, 08:47 PM

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QUOTE(fruitie @ Dec 1 2025, 07:00 PM)
Got an offer from HLB for 0% cash transfer to SA, 6 months or 12 months. laugh.gif
Only selected customers and they called me.
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the repayment min 5% and last months pay all? or average everymomth?

 

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