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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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wjleong15
post Jun 6 2018, 09:54 PM

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QUOTE(matrix88 @ Jun 6 2018, 08:57 PM)
citibank called me today, asking me to take BT or COC, even with 1K, they can double my CL. I declined their offer as if I want my CL increased, i do not think i need to take up BT or COC
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i got this called few weeks back
rate was offered 3.93%
a bit high, so i refused
wjleong15
post Jun 8 2018, 09:13 PM

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QUOTE(Tigerr @ Jun 8 2018, 03:56 PM)
I transferred 20k from my uob 0% BT into my Hong Leong credit card which has no outstanding.

After that, i waited the money to be credit in my hong leong card account.

Once in i waited about 2 weeks and hong leong had issued out statement.

I called hong leong CS n request the extra money in the credit card account to be transfer to my hong leong CASA account. CS said cannot. I got 2 choices. One is used up all the 20k or return the 20k to UOB. CS asked me uob account number from where the funds coming from.

So i just slow slow use up all the 20k. And till now still got 6k balance.
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cannot straight call to terminate
then the 20k ask to transfer to savings?
hmm.gif

what about BT to public bank debit card such as visa electron or petron debit?
wjleong15
post Jul 2 2018, 01:48 PM

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QUOTE(sl3ge @ Jul 2 2018, 10:02 AM)
Hi guys,
Can intro 0% bt and which able to cash out for use?

If not mistaken we can transfer out the cash through charge card/prepaid card like pbb visa charge card?
(forgot where i read this info)

Thanks.
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Pbb where got charge card?
wjleong15
post Jul 2 2018, 10:00 PM

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QUOTE(sl3ge @ Jul 2 2018, 04:25 PM)
i search again found the info already,is at the Chinese forum there..

He is using PBB visa petron debit card(which is a prepaid card) OR MBB Manchester United visa prepaid card to cash out.
https://www.pbebank.com/Personal-Banking/Ca...Debit-Card.aspx

Anyone try before?
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yes, i just transfer to my casa from petron debit couple hours ago
applied last thursday night today afternoon only approved
but in amonline saw friday already charged into account installment
wjleong15
post Jul 3 2018, 10:08 PM

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QUOTE(lorrydriverrocks @ Jul 3 2018, 12:26 PM)
You BT from Public Bank to Ambank? Any charges to transfer to casa?
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i bt from ambank to pbb petron debit card
transfer to casa no charge
but be aware if huge amount need to call bank else will be block for transferring
due to security measure
this works similar to suddenly you swipe huge amount in your credit card oversea
the officer will call you before your payment will go through

*but debit card transfer to casa wont call you, you need to call, else daily transfer 2-3k until finish transfer, if you lazy to call
wjleong15
post Jul 4 2018, 09:48 AM

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QUOTE(lamode @ Jul 3 2018, 11:21 PM)
would it be possible just use the debit card to withdrawal cash from PBB ATM?
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Yes, subject to daily withdrawal limit

QUOTE(celaw @ Jul 4 2018, 12:06 AM)
Any limit for amount to transfer to PBB Petron Debit Card? (Meant Maximum amount limit for PBB Petron Debit Card?) Because like BigPay, maximum RM10,000. Mind to share the amount you BT?

If I understand correctly, dont need to inform bank when BT into PBB Petron Debit Card right? Just need to call when transfer it into CASA from Debit Card right?
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No need
When you transfer via pbebank to your casa with your desired amount
Transaction will be failed
Then you call to card center request the officer to approve the transaction
Then you retry again after 5 minutes
It shall go through
Then in casa is subject to max 50k daily with secure token
Else I don’t know how much but sure is lower than 50k


 

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