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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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terence_say
post Dec 16 2017, 04:25 PM

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QUOTE(fruitie @ Dec 16 2017, 01:13 PM)
Awesome news! Will do it later. 10k is good enough for me. I wish it was longer than 3 months. laugh.gif
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can extend it to 12 months if you combine with Maybank 0% BT.

Do a HLB BT that allowed transfer cash to CASA, and do a Maybank BT to pay off the HLB BT.
terence_say
post Dec 24 2017, 10:36 AM

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QUOTE(vinvon23 @ Dec 24 2017, 03:35 AM)
Hi
Besides maybank any other bank with 0 upfront n and 0 interest for bt? I had done twice with mbb bt d with both card .
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PBB and Aeon offer 6 months 0%
HLB currently have 3 months 0% and can transfer to CASA directly
terence_say
post Jan 3 2018, 09:50 PM

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Did anyone know is HLB renew their 0% BT?

Thanks.
terence_say
post Jan 10 2018, 08:58 AM

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QUOTE(eeeglow24 @ Jan 10 2018, 12:14 AM)
Thank you.

Let say my outstanding balance in CIMB CR is less than Rm1k,
Can I BT rm1k in MBB so that my CIMB CR card be in credit and offset my future expenses?

Thanks.
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Yes, you can.
terence_say
post Mar 2 2018, 06:53 PM

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Just done a RM20k HLB BT to Maybank, approved instantly and the fund reach my maybank credit card the next day.

Downside is only able to transfer to card, cannot direct transfer CASA, still prefer previous BT prompt that can transfer CASA.
terence_say
post Mar 4 2018, 09:14 PM

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QUOTE(lilsunflower @ Mar 2 2018, 09:59 PM)
Mine took 3 working days (did it last week).  I kiasu fax and e-mail form and messaged them on HLB connect hahaha.  Managed to increase to RM100k but then found out the BT limit is only RM49,900.
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Side topic, did they offer you visa infinite p when you reach 100k limit?
terence_say
post Mar 9 2018, 07:12 PM

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QUOTE(chiahau @ Mar 9 2018, 05:27 PM)
Their VI has no annual fee laugh.gif

It looks atas also.

Other than that, their other cards not so interesting.
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Agreed. Hold mltiple VI from multiple bank.

HLB VI give you the most atas feel not only from design but also the card quality, I feel it thicker than other bank credit card.

This post has been edited by terence_say: Mar 9 2018, 07:12 PM
terence_say
post Aug 22 2018, 10:09 PM

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hi, can't find the new Maybank 0% application form, does anyone have the link of the form?

thank you
terence_say
post Mar 21 2023, 10:52 PM

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Hi, may I check if anyone know for BT overpaid amount to MBB credit card, still able to call CS to transfer out the overpaid amount to SA?

i did it many years back but not sure what the current policy, thinking to take advantage of the 0% BT and transfer out the fund to SA.

many thanks
terence_say
post Mar 22 2023, 07:18 AM

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QUOTE(cybpsych @ Mar 22 2023, 06:27 AM)
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thanks for the tips. Any bank still able to transfer overpaid amount from an active credit card to SA?

thanks

This post has been edited by terence_say: Mar 22 2023, 07:18 AM

 

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