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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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rapple
post Sep 9 2017, 11:54 AM

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QUOTE(MNet @ Sep 9 2017, 11:04 AM)
if i dont have pbb credit card, then how do i apply for BT from CIMB CC to PBB?
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If you don't have then you can't BT to PBB. Simple as that.
rapple
post Oct 4 2017, 02:52 PM

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QUOTE(paogeh @ Oct 4 2017, 01:48 PM)
Thanks for the FAST reply,

Since i get RM30K CL IN PBB cards,

what;s the MAX i can apply BT ? Thank you so much
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T&C stated 80%.

I've BT 90% of my CL last month.
rapple
post Oct 4 2017, 03:00 PM

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QUOTE(paogeh @ Oct 4 2017, 02:58 PM)
SO 90% approved ?
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Yea. If is not approved I would not even comment it here.
rapple
post Oct 4 2017, 04:31 PM

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QUOTE(MGM @ Oct 4 2017, 04:07 PM)
80% OF AVAILABLE balance not CL.

Say CL is 10000.
1st BT 80% of 10000 is 8000
Assuming available balance is 2000(no other spend), then get 2nd BT, 80% of 2000 is 1600, now left with available balance of 400.
So u have used up 9600, which 96% of CL.
Is my understanding correct?
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Just one BT - CL RM10,000 @ 90% = 9k


rapple
post Oct 10 2017, 01:40 PM

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QUOTE(paogeh @ Oct 10 2017, 11:10 AM)
I said , this is mistake , suppose to BT to other bank,
the CS didnt ask much

anyway,
since i plan to do BT from other bank to MBB,
what;s the best reason/excuse to use ?

Other bank that easy to tranfer from credit card to CASA? Thanks
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I've never BT more than 10k..

I tell them the truth through the M2U message / email - "Overpaid from a PBB BT to my MBB Visa Card xxxx amounted to RM10k, please refund to my MBB saving account xxxxx .. Thank you."

Every time will refund within 5 working days.

rapple
post Oct 16 2017, 11:29 AM

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Did a BT over payment to PBB.

PBB call and inform me that if next time I make an overpayment again they will not refund the money to my saving account.


rapple
post Oct 26 2017, 05:05 PM

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QUOTE(roythen @ Oct 26 2017, 04:57 PM)
Hi all mighty members, i have  a 6 months balance of maybank BT to go, can i settle early without any penalty?
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There’s no penalty for early settlement for MBB
rapple
post Oct 26 2017, 05:25 PM

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QUOTE(roythen @ Oct 26 2017, 05:17 PM)
Thanks, what i should do, just call to card center and ask for that?
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Usually they will ask you to write in through email.

rapple
post Mar 6 2018, 09:39 AM

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QUOTE(fruitie @ Mar 6 2018, 09:36 AM)
Got it. How long did you take to complete 4x RM 5k?

That means I transfer to my unused card which has no outstanding and cash out everything, I hope they won't force me to offset other cards pulak. laugh.gif x
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I've always BT to MBB cards that has no usage and request them to transfer all back to my SA. So far they have never mention of off-setting against other cards that has balance. Usually takes 5 working day, sometimes less than that.
rapple
post Mar 9 2018, 10:28 AM

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QUOTE(eric84cool @ Mar 9 2018, 10:24 AM)
Ok, assuming my credit limit is 20k for HLB CC. Can I apply BT amount more than my credit limit?
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Assuming you have 20k in your saving account, can you withdraw more than that?

Same thing applies to credit card.
rapple
post Mar 17 2018, 03:12 PM

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QUOTE(hong823 @ Mar 17 2018, 02:33 PM)
I recently did a BT from MBB to PBB due to their 12months 0% interest. I purposely BT more than the PBB overdue amount and i emailed PBB to request for refund. PBB mentioned to me that they could refund for the first time, but no more next time.

Is this something normal when BT and refund? Or is there any better way to perform BT and get cash?
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Yea they told me this last November, after that I’ve always BT to MBB.


rapple
post Jul 30 2018, 12:25 PM

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QUOTE(YH1234 @ Jul 30 2018, 11:36 AM)
hi all, i just got my aeon platinum, the main reason I apply is bec of the bt facility, however i now realized aeon cannot done online, moreover the transfer bank statement is required, the problem is my statement balance is not so much, hence my sum of transfer will be limited by the balance i have, may i know anyone here able to transfer more than the outstanding balance?
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You can't BT more than your outstanding balance for Aeon cards.

Maybe you can try and let us know.


rapple
post Jul 30 2018, 04:57 PM

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QUOTE(steventyy @ Jul 30 2018, 02:03 PM)
wow...
TQVM.... notworthy.gif
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You cant balance transfer to a debit card.


rapple
post Dec 13 2018, 08:11 AM

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QUOTE(fruitie @ Dec 12 2018, 11:29 PM)
Woot. First case of rejection reported here and I plan to self invite too. laugh.gif
Good luck to myself, from 12 months to 6 months. sweat.gif

You didn't apply more than 80% of your available credit limit right?
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Im self inviting also and will be applying today. Hopefully it goes through.


rapple
post Dec 14 2018, 12:06 PM

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QUOTE(fruitie @ Dec 13 2018, 11:22 AM)
Update here please. biggrin.gif
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Most likely approved already.

I didn't get their SMS but i can see they have already added the BT amount into my "authorized charges".
rapple
post Dec 15 2018, 07:40 AM

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QUOTE(fruitie @ Dec 14 2018, 03:56 PM)
Another one person looks like just approved.

Why don't try again? laugh.gif
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Confirm approaved.

1st BT installment its reflected in PBE.
rapple
post Dec 29 2018, 01:32 PM

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Looks like PBB 0% BT & Flexipay it's not available anymore.

Starting 2019 all got charges.

https://www.pbebank.com/Personal-Banking/Pr...ansfer-(5).aspx

https://www.pbebank.com/Personal-Banking/Pr...y-Plan-(6).aspx

This post has been edited by rapple: Dec 29 2018, 01:32 PM

 

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