Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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 Mar 28 2018, 02:06 PM
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#21
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur   
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QUOTE(fruitie @ Mar 28 2018, 02:03 PM) Yes. aiyo Points? Seriously? Not that I'm aware of.    later got bank spy read |
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Mar 30 2018, 11:44 AM
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#22
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(shirley_andy @ Mar 30 2018, 11:13 AM) Yes true, but some online purchase don't need CVV also can proceed, just need credit card number and expiry date. impossible for online to go thru without entering cvvSo just curious anyone tried leaving expiry date empty, whether PBB still process or not. i think u misunderstand with tac. agoda website must enter all cc details with cvv but no need tac for verification. money straight charged to bank redi. so far i have not encounter any online merchant can proceed without cvv. |
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Mar 30 2018, 11:48 AM
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#23
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(shirley_andy @ Mar 30 2018, 11:47 AM) Nope, I know a certain reputable and big international online shopping site that just require credit card number and expiry date, no need CVV, no need tac. which one? share to me so that i can avoid such |
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Mar 30 2018, 02:48 PM
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#24
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(yusiang @ Mar 30 2018, 02:30 PM) Maybank has already removed the 0% link from the balance transfer plan selection screen today, which means the promo is likely to be discontinued. wow, luckily yesterday apply last mbb bt and today transfering money to respective banks |
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Mar 30 2018, 04:28 PM
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#25
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(fruitie @ Mar 30 2018, 02:52 PM) Tomorrow is the last day so still got chance to use it for the last time. applying CL increase now for HLB   |
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Mar 31 2018, 12:34 AM
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#26
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(snowswc @ Mar 30 2018, 11:42 PM) i have done about 30 BTs to Maybank in the past 12 months. may i ask ur CL for mbb cc is around how much?About RM 210k, really nice promo. next to play around will be BSN and as per the CS the promo will be ended next year.  30 bts and roll up to rm210k is a great deal |
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Apr 1 2018, 10:18 PM
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#27
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(snowswc @ Mar 31 2018, 01:48 PM) i got 70k limit. every month when i settle back to maybank will BT again to the max. i guess in the past 12 months my available credit limit is always below 3k. thanks for ur kind sharing, my combined CL is less than half compare yours, maybe its time i request for CL upgrade BSN also allow to BT when u have available credit limit. next bank to do!! |
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Apr 2 2018, 10:07 AM
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#28
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(chiahau @ Apr 2 2018, 10:02 AM) HLB 0% BT still going on? yup still on until somewhere in April. Rm15k min appliesCan’t see from my main acc coz I maxed out so I was thinking if it’s still on, I’d ask my Minister to apply HLB and use her card and BT instead. now i awaiting goodnews from HLB for my CL upgrade |
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Apr 2 2018, 10:23 AM
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#29
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(chiahau @ Apr 2 2018, 10:14 AM) Okay 👌 Time to apply and put in more money! i pumping to my asnb |
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Apr 3 2018, 12:03 AM
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#30
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(snowswc @ Mar 31 2018, 01:51 PM) just a quick check to gather all the 0% BT. Ambank, Maybank, HSBC, UOB, BSN & Aeon bank. i think i save about 10k housing loan interest in a year. ohhh, uob still offering 0% BT? my UOb CL is crazy high. more than 60k  |
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Apr 3 2018, 11:53 AM
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#31
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(confusedway @ Apr 3 2018, 10:59 AM) ohh, this BT scheme again.i did applied in feb, then subsequent next day got a dude saying he is from outsource saying UOB assigned them to attend my BT application. I told him i filled all details in the online form. "same as your link" the dude say must do it all over again through phone. i told him i dont have any details with me atm, then i reluctant to continue as i felt uneasy committing something through phone |
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Apr 19 2018, 10:03 AM
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#32
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(fruitie @ Apr 18 2018, 10:57 PM) Yes, I know about it. I still need time to find that "one time pain", office moved from KL Sentral to MV, there's no direct train to BNM. but but, i just need to dl the form, fill with support doc then email to them. after 1 week received encrypt pdf file from BNM, call them for password,walah, ccriss report |
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Apr 19 2018, 10:13 AM
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#33
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(fruitie @ Apr 19 2018, 10:12 AM) Lazy to provide supporting documents, moreover I must go there to register for eCCRIS then my life will be good later. ohh, i might consider to register as wellAnyway, OT already.  |
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Apr 19 2018, 10:18 AM
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#34
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(wongmunkeong @ Apr 19 2018, 10:14 AM) ya, that is EVERY TIME via email, U need to fill in form, attach this/that, wait for a week or so, get email & call BNM good advise, thanksi now just login every month on 17th/18th (assuming CCRISS updated 15th/16th by banks for credit cards & stuff) to check any weird application or misreporting by banks on my loans. so much smoother right? any time (no lag time) right?  should i bring anything supporting document to visit bnm for registration? |
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Apr 19 2018, 02:22 PM
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#35
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(wongmunkeong @ Apr 19 2018, 10:27 AM) whoa - when i did it, no Youtube. Sekarang ada: office block you tube https://www.youtube.com/watch?v=nkjCcAG0A4M&app=desktop  |
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Apr 22 2018, 10:53 PM
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#36
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(realitec @ Apr 20 2018, 03:05 PM) 0% 18 months Installment Payment Plan & 8% unlimited cash back on overseas spend arghh, the rm300 + 5 cb looks temptinghttps://www.hlb.com.my/en/personal-banking/...ello-happy.html |
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Apr 27 2018, 10:20 AM
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#37
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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i just checked my m2u, also not received any surprise CB
maybe im using mbb2 visa card for all my BTs |
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Apr 27 2018, 10:30 AM
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#38
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(sendohz @ Apr 27 2018, 10:25 AM) I used both Amex and M2C Gold Mastercard also didn't get not our day  |
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Jun 7 2018, 09:30 AM
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#39
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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Hi guys, looks like im late to share the 0% BT offered by Ambank via sms.
I just did the BT. Only a single payee allowed. but max CL for BT. Any BT amount more than rm10k need to install ambank security mobile for valification token via QR scan. Quite easy to setup with guide available. Now pending approval from Ambank. Thanks |
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Jun 12 2018, 12:00 PM
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#40
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(celaw @ Jun 12 2018, 11:32 AM) AEON BT still pretty fast as usual. Email BT Form + CC Statement to BT at 10am today. Called me to verify around 11am. Now waiting fund to be transferred to MBB. how come can use email? i thought they still rely on fax.I just fax to them today. |
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