QUOTE(celaw @ Feb 4 2017, 07:47 AM)
No. Is UOB. I just got their new card.
Wow, very good offer! Is it for new customer only? until when.Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Feb 5 2017, 09:36 PM
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#21
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Senior Member
1,008 posts Joined: Aug 2008  
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Feb 11 2017, 09:11 PM
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#22
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1,008 posts Joined: Aug 2008
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QUOTE(David900924 @ Feb 10 2017, 12:02 PM) HSBC always offer 0% even if u not new customer, all you need to do is request for cancellation card and reason for BT purpose only, then they will offer you 0%, 6 months, monthly repayment = total BT amount/6 months. This one very2 powderful technic 👍the condition is never swipe for anything else except BT due to interest charge. I have apply islamic and non-islamic which both have separate CL for BT purpose at 0% 6 months. So those card doest have AF right.. |
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May 8 2017, 02:13 AM
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#23
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1,008 posts Joined: Aug 2008
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Hi guys, wanna ask anyone here usually do BT from Aeon CC? Do their CS have no issue to transfer excess amount into our SA?
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Jun 10 2017, 02:08 AM
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#24
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1,008 posts Joined: Aug 2008
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Guys, if do BT from Aeon, do they let us transfer excess amount to our CASA? Anyone have done that?
QUOTE(joenjill @ Jun 9 2017, 03:52 PM) ask officer withdraw for 1,999 If >2k need to provide proof, can we use transaction receipt from maybank, or any other doc? |
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Jun 11 2017, 01:07 AM
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#25
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1,008 posts Joined: Aug 2008
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QUOTE(MGM @ Jun 10 2017, 08:14 AM) BT from AEON to MBB or the other way round? Suppose from Aeon to Mb, means mb will pay Aeon, owner will pay installment to Mb. |
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Jun 11 2017, 11:13 AM
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#26
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1,008 posts Joined: Aug 2008
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QUOTE(MGM @ Jun 11 2017, 07:22 AM) Don't think u can since AEON CREDIT is not a bank. Ok thanks then. Guys, for BT Aeon (6 month 0%), is there no charge for full settlement? Am thinking of BT it to MB so can extend to 12 months  |
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Jun 13 2017, 11:55 PM
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#27
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1,008 posts Joined: Aug 2008
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QUOTE(daniel2006 @ Jun 13 2017, 02:47 PM) guys, need to ask some question about BT. Maybe personal loan is better than BT?if its not a choice, then just apply other CC that have BT with zero or low interest. And no, cannot do BT to same bank i suppose.im using MBB 2cards plat. i still have 5-6k outstanding with credit limit of 15k. anyway i could do to reduce the interest? do MBB offer BT to own card? *i pay monthly more than minimum requirement. |
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Jun 20 2017, 02:47 AM
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#28
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1,008 posts Joined: Aug 2008
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Regarding 0% MB promo BT, am I being too optimistic for expecting, or more likely hoping that the 3% charge waiver will just being continued even after finish quota..: D
I think that's what they did right last time at end of last year.. Now preparing to do next BT with higher amount since my CL just increased |
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Jun 24 2017, 07:59 AM
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#29
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1,008 posts Joined: Aug 2008
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Somehow this month no need to pay any CC balance, after do BTs; Mb to others and then others to Mb, plus some cash
. Just in nice time for the raya QUOTE(sendohz @ Jun 23 2017, 10:23 AM) I think you will still need to wait for the 6th installment to be posted then you can apply. I just did it, BT all the amount to clear off Aeon 5th and 6th installment, then apply new. |
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Jul 28 2017, 08:22 PM
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#30
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Senior Member
1,008 posts Joined: Aug 2008
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QUOTE(labtec @ Jul 28 2017, 05:39 PM) Hi, there is extra cash in my credit card after the balance transfer happen Did u mean that card was overpaid, so bank owe u atm? will i be charged some fees if I use advanced cash from the credit card that has extra cash? If yes, suppose u can ask to transfer that excess to any available your bank acc. I think no charge for that. And cash advance is another different features of cc. With high charges though, it's like do instant loan from cc. Highly not recommended. |
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Jul 29 2017, 08:33 PM
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#31
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1,008 posts Joined: Aug 2008
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Mb promo ends this month right. Last time during near end they extend I think.
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Oct 20 2017, 07:57 PM
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#32
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Senior Member
1,008 posts Joined: Aug 2008
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Hi guys, was quite late to join the mb promo, still better late than never right 😁 furthermore now with no fee pool.
Wanna ask, anyone ever do MB Bt from ctbank, aeon, or hsbc recently? From what i recall, ct able to transfer excess to casa, while aeon couldnt. Still same right now? QUOTE(MGM @ Oct 10 2017, 12:19 PM) Previously it was easy with MBB, PBB, UOB but I have not done this for quite sometime. |
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Dec 18 2017, 05:02 AM
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#33
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Senior Member
1,008 posts Joined: Aug 2008
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Guys, wanna ask is Aeon able to transfer excess balance to any CASA, anyone ever try it? Plan to do BT from aeon to mb.
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Jan 24 2018, 10:50 PM
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#34
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Senior Member
1,008 posts Joined: Aug 2008
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Hi guys, i urgently need ur advice regarding my BT, pls.
My recent BT (from CB to MB) was success, then have request tru CS call that the excess in the CB to be transferred to my casa, as usual like before. To my surprise, they said the amount using BT cant do that!! More shocked when they said as it will suspected as money laundering 😅. So anyone experience doing this recently? Any advise and assist in my case? Thanks in advance guys. |
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Jan 26 2018, 01:45 PM
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#35
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Senior Member
1,008 posts Joined: Aug 2008
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QUOTE(fruitie @ Jan 24 2018, 11:26 PM) If search in this thread shows Citibank is strict. It was mentioned somewhere in this thread to try with less than RM 2k amount.. My previous experience before this no problem with CB, few times do with <2k, and once above. Even mentioned excess was from BT. but suddenly this time got problem, moreover i use high amount ( for me) >5k.Can i opt to cancel the card, then is the bank obliged to pay back the excess? I ask the operator,they said cannot also as it was BT... |
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Feb 2 2018, 03:33 PM
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#36
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Senior Member
1,008 posts Joined: Aug 2008
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QUOTE(fruitie @ Jan 26 2018, 02:33 PM) No, they can't do it. Not about harsh or not, it is not up to them to do this. Worse comes to worst, escalate to BNM and let them deal with BNM. Will try to contact them back as for transfer the amount. Let say i opt to cancel the card, can i do it by phone? Or need to go to bank to do that. Pls advise guys 😅 |
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Feb 2 2018, 04:05 PM
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#37
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Senior Member
1,008 posts Joined: Aug 2008
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Noted tq sis.. 1 more thing, by right do bank required to return the excess amount in the card, even its from BT? Later they may gove excuse like i dont have their casa, etc..
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Feb 2 2018, 08:27 PM
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#38
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Senior Member
1,008 posts Joined: Aug 2008
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QUOTE(lamode @ Feb 2 2018, 04:20 PM) yes, but refund to the source / CASA is entirely up to the Bank. Ok tq guys. Just call them, somehow manage to arrange for tranaferring the excess amount to casa. I guess it depend on the officer then. |
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Jun 2 2019, 04:17 PM
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#39
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Senior Member
1,008 posts Joined: Aug 2008
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QUOTE(GabanGadget @ Jun 1 2019, 02:13 PM) am in need 20k fast cash. currently have maybank cc with 3k credit limit. every month i pay atleast 1k to 3k but everytime also maxed out cos use that card to pay bills. Wouldnt it be easier to do personal loan/financing instead.. lower charge % summorenow need 20k urgently so thinking to apply new cc with 20k credit limit and do cash withdrawal. what i know the charge is 5%. is there any other way to waive this 5%? i read about cash advance program and not completely understand it. i also plan to do balance transfer to other bank to get 0% balance transfer rate. can someone advice on bank, promotion and so on. and best way to get my 20k without much charges. btw i can repay about 1500 permonth and i only looking for islamic card. my salary is rm6k/mo and rm3k/mo from business gross. |
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Jan 14 2020, 02:28 PM
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#40
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Senior Member
1,008 posts Joined: Aug 2008
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Hi guys, is aeon still allow multiple BT now. Planning to do so
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