Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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 Nov 12 2017, 12:40 PM
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#21
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Junior Member
475 posts Joined: Apr 2010 
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QUOTE(tifosi @ Nov 11 2017, 08:01 PM) Went through this thread but found various answer on when to pay the last part of HLB BT. I still don't know should I pay on the expiry date or the day after. I had BT 6 months 0% interest with HLB before this. I was given a separate account number from my CC no. I paid monthly a day after the statement date - no charges was incurred.Don't wanna kena on the early settlement fees.  |
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Nov 12 2017, 12:41 PM
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#22
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Junior Member
475 posts Joined: Apr 2010
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QUOTE(sj0217 @ Nov 11 2017, 10:29 PM) My HL BT was just ended on 1 Nov 2017 Yes - I experienced the same too.As per previous discussion, should pay the day after which is on 2 Nov 2017 I noticed the account for BT is disappear from my online banking after few days |
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Jan 8 2019, 09:55 PM
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#23
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Junior Member
475 posts Joined: Apr 2010
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There's no sound of BT from Hong Leong Bank yet.. wonder when this will happen...
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Aug 26 2019, 07:47 AM
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#24
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Junior Member
475 posts Joined: Apr 2010
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QUOTE(glauncher @ Aug 25 2019, 11:31 PM) Hi, any bank still offers 0% flexi plan which can top up via BigPay and apply? If you have Quantum VS or MC, can apply for flexipay 0% for 12 months with single transaction minimum RM 1200. |
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Nov 23 2019, 11:00 AM
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#25
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Junior Member
475 posts Joined: Apr 2010
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If we max out the credit limit for BT, we can still top up or pay the card in advance so we can continue to use the card?
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Nov 23 2019, 01:01 PM
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#26
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Junior Member
475 posts Joined: Apr 2010
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QUOTE(LemonJane @ Nov 23 2019, 01:45 PM) Yes correct. When your retail spending and BT together reach your credit limit, you won't be able to use your card. But if you arrange some payments then you will release that same amount back to your credit limit, then you can continue to use your card. Say my limit left 1K - so I make payment 2K - can use the card for 2k right? Then now the limit is 0, so I make payment 5K, then now I have 5K to spend from the card?Another way is to ask for temporary credit limit increase so that you can continue to use your card, or even do more BT. Max temporary credit limit increase is 3 months I think. |
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Dec 25 2019, 08:24 AM
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#27
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Junior Member
475 posts Joined: Apr 2010
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QUOTE(guy3288 @ Dec 24 2019, 11:51 PM) RHB called and offerred me 0 fee 0% 12 months BT, free money why not but small amount.. Wow.. 15K is a small amount to you? I wish I got a call too.. |
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Jul 12 2020, 12:32 PM
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#28
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Junior Member
475 posts Joined: Apr 2010
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QUOTE(LemonJane @ Jul 12 2020, 10:59 AM) Is the amount RM25 or RM50? If so then it's the upfront fee One time fees RM 25 for one time fees (0% for 6 months FPP)One time fees RM 50 for one time fees (0% for 12 months FPP) |
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Mar 29 2024, 04:27 PM
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#29
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Junior Member
475 posts Joined: Apr 2010
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Quick Cash HLB instead of BT - cash to saving account can be done - 0% for 6 months installment. Just applied just now!
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