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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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ben3003
post Oct 4 2019, 05:56 PM

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Bsn card, 0% balance transfer for 12 and 24 months no fee
ben3003
post Aug 21 2022, 05:15 AM

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Hi guys, i say maybank sms earlier this month saying 12months BT is 1% upfront but see the app inside apply online there is 3.88% there write. So if apply that will get 1% or 3.88%?
ben3003
post Oct 23 2023, 07:55 PM

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today i did 2 BT 1 from MBB Visa FCB to my SCB Visa , another 1 from MBB ikhwan mastercard to my SCB Visa, both it is within my available credit limit shown at BT page for 0% 12months because both card got own credit limit, seems like FCB Visa successful cos i receive msg said successful, but i receive another msg much later said BT was unsuccessful.

Tried again via app app straight say unsuccessful. maybe need to try again tomorrow for ikhwan card?
ben3003
post Oct 23 2023, 09:34 PM

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QUOTE(blackamikaze @ Oct 23 2023, 08:59 PM)
Both your card suppose to share the credit limit right
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nope both is different credit limit, thats why i feel weird, maybe cannot apply same time. will try again tomorrow.
ben3003
post Oct 24 2023, 07:32 AM

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QUOTE(hafizredha @ Oct 23 2023, 10:39 PM)
Maybe islamic to conventional card?
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ah probably i keyed in wrong card number lol. cos turned up ikhwan is approved, FCB Visa is not. But this am i tried again, got email said approved in principle, yesterday did not receive. lets see.
ben3003
post Oct 25 2023, 02:40 PM

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QUOTE(guy3288 @ Oct 25 2023, 02:10 PM)
MBB BT can do only 1x a day. 2nd one rejected i kena before.

T&C said max 50k, i  had done 74k approved,  i think the 350 million still got alot left
trying push my luck with another 22k today see.
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ah okay, yeah i did it again and it was successful. thanks for the info.
ben3003
post Dec 20 2023, 10:27 AM

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Normally if use Maybank app to apply BT, where cna check the status? Cos feel like they no email or sms me also..hmm
ben3003
post Dec 20 2023, 11:49 AM

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QUOTE(Human Nature @ Dec 20 2023, 10:41 AM)
They do email upon application and sms upon approval.
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weird, i didnt receive email after i apply. Maybe i try wait see if any email from maybank or not. Cos i dont want later duplicate application lol.
ben3003
post Jan 11 2024, 11:13 AM

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QUOTE(cybpsych @ Jan 11 2024, 10:24 AM)
why didnt you test yourself using MAE App or M2U Portal?

can you see any 0% interest/fee offer there?
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malaysian is like tat one, harap ppl go find out but sendiri don wan go find out.
ben3003
post Mar 13 2024, 02:09 AM

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This year really no much BT 0%..
ben3003
post Jun 11 2024, 03:58 PM

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QUOTE(TongCN @ Jun 7 2024, 03:26 PM)
UPDATE:

re-applied on 12:30 pm just now

received sms on application approved on 1:10pm , lol..
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u applied twice in a day? can only apply once per day. last time experienced this as well and someone clarified on this.
ben3003
post Jun 16 2024, 09:25 PM

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Anyone know which bank offer convert flexipay for 0%?
ben3003
post Jun 18 2024, 08:28 AM

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QUOTE(TongCN @ Jun 18 2024, 08:26 AM)
Best right now for e-commerce is Alliance Virtual Credit Card that offer concert into 12m - 0% at RM500 above

https://www.alliancebank.com.my/Personal/Ca...ual-credit-card
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Okis, thanks all for the suggestion 🙏
ben3003
post Aug 3 2024, 05:03 PM

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shit i also kena, anyone managed to get that waived?
ben3003
post Aug 3 2024, 05:43 PM

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QUOTE(ronnie @ Aug 3 2024, 05:06 PM)
everyone who apply on 31/7 will kena... it's a trap by MAYBANK

Please everyone who apply for Maybank's BT on 31/7/2024 to call their CS and insists to get a waiver. I did mine, so you should do the same
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how to actually check and give proof that the application was done on 31/7?
ben3003
post Aug 3 2024, 05:58 PM

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QUOTE(ronnie @ Aug 3 2024, 05:55 PM)
in your email and the receipt after you completed the application

those will only say "approved in principle"
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They didnt send me any email zz. Gg feel like nothing i will get drom this.
ben3003
post May 13 2025, 11:53 AM

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QUOTE(LiQuID2 @ May 13 2025, 11:51 AM)
Guys can i knoe how public bank BT works? Lets say 24 month with 4.5% fee..is it my amount divided by 24.month installment?

user posted image
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for this is management fee, so when u subscribe they charge u straightaway and plus 1st month installment.
ben3003
post Jul 18 2025, 04:39 PM

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QUOTE(blahbleh @ Jul 18 2025, 02:49 PM)
First time did EzyCash MBB without money being disbursed immediately after I approved the transaction. Anybody's facing the same issue?
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u approved? More like u applied they approved my friend
ben3003
post Aug 27 2025, 02:35 AM

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Public bank got 0% BT now?
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