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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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MiKE7LIM
post Dec 16 2018, 02:29 PM

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QUOTE(fruitie @ Dec 16 2018, 02:17 PM)
I will swipe with different cards to earn cash back and later transfer to PBB 12 months 0%.
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Thanks sis, which card you use?
call CS and confirm below card no point reward for Government related payment ….
Citibank
UOB
PBB


PBB, the CS told me current BT promo is 6 months 0% interest up to 80% of my credit limit

This post has been edited by MiKE7LIM: Dec 16 2018, 02:30 PM
MiKE7LIM
post Jul 22 2019, 11:05 AM

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QUOTE(Sumofwhich @ Jul 21 2019, 09:12 PM)
Aeon staff told me last Friday keluar notification, no more 0% 6M for BT? I just got my new card
Just called helpline, apologies, there's no 12M 0% BT for Aeon, 6M 0% should be still on, CS did not inform me of any discontinuation, thanks.
*
Omg. Please update here if you check
Plan to utilise the 6m BT.

This post has been edited by MiKE7LIM: Jul 22 2019, 11:06 AM
MiKE7LIM
post Aug 16 2019, 09:22 PM

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QUOTE(guy3288 @ Aug 13 2019, 06:53 PM)
July alone 4th BT application approved!
*
blink.gif blink.gif blink.gif
seriously!!! gonna try out this very soon!
fully utilise to 0% BT to buy time! icon_idea.gif
MiKE7LIM
post Aug 25 2019, 06:47 PM

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QUOTE(guy3288 @ Aug 16 2019, 09:58 PM)
yes must wait till posted online and  new available balance set in,
no need wait till next month statement

80% if  1 shot
want more  do in multiple shots
Yes make full use of it while it lasts

If available Credit RM100k, do one shot get RM80k

do 3  times eg Rm30, 30, 32 =RM92k
do your maths how to max it.
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My 2nd BT request with Aeon within 6m was rejected.......😭


MiKE7LIM
post Aug 26 2019, 09:27 PM

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QUOTE(LemonJane @ Aug 26 2019, 02:36 PM)
I just sent in my second one.
Did you get a rejection call/SMS? Did you ask for the reason?
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Nope.... I didn't ask..and don't think Bank will review the reason of rejecting?
Now just see any bank I can utilise …. doh.gif
MiKE7LIM
post Oct 20 2019, 09:55 AM

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Hi all, saw first page ...PBB still have BT 6month min 6k per bank promo...
Just submit in the application or need request via CS?
Plan to have my first BT with PBB..
MiKE7LIM
post Oct 20 2019, 11:06 AM

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QUOTE(MGM @ Oct 20 2019, 10:35 AM)
What is the cost?
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Haha..i'm asking...coz I saw first page stated 0% BT list have PBB & Aeon …. my Aeon still have 2 months to go. so try to utilise PBB is its 0% BT.
still checking

1) Public Bank : 6 mths, Min - 6k per bank, Valid Until : 30/6/2014 (extended until further notice)

but PBB website shown 1% for 6M BT.

This post has been edited by MiKE7LIM: Oct 20 2019, 11:09 AM
MiKE7LIM
post Oct 20 2019, 05:28 PM

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QUOTE(fruitie @ Oct 20 2019, 11:23 AM)
PBB no more.
*
thanks blush.gif
MiKE7LIM
post Nov 25 2019, 11:15 PM

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QUOTE(cybpsych @ Nov 19 2019, 08:43 PM)
just realized PBe has Balance Transfer feature now.

user posted image
*
Saw PBB email to offer BT too...but didn't stated if the 1% can be waived.
If yes then will straight apply.

Anyone can help to confirm?
I'm oversea till next weekend, guess better call in to confirm right
MiKE7LIM
post Nov 26 2019, 07:42 AM

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QUOTE(fruitie @ Nov 26 2019, 12:25 AM)
It's always 1% since early this year.
*
Alright...thanks

Wait for my Aeon new circle..
MiKE7LIM
post Nov 27 2019, 09:49 PM

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QUOTE(MGM @ Nov 26 2019, 08:00 AM)
Aeon recently allows multiple BTs.
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flex.gif flex.gif flex.gif today Aeon called back to approved my BT request! brows.gif
the previous BT left with 2 payments
MiKE7LIM
post Feb 19 2020, 05:16 PM

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QUOTE(jianwei90 @ Feb 15 2020, 09:09 PM)
Hi, any cards with 0% Flexi payment plans for at least 12 months after meeting a certain minimum spending amount for all types of transactions (not restricted to participating merchants only)?
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OCBC CashFlo card
MiKE7LIM
post Feb 20 2020, 10:25 AM

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QUOTE(LemonJane @ Feb 19 2020, 07:19 PM)
Actually it's 3 months for 500 - 1000 transactions, 6 months for above 1000 transactions. The 12 months is for Great Eastern Life  premium
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Yes.
12months for GE policy only.

recently top up e-wallet RM600.
Auto split to 3 month, RM200 in current month

not sure if e-wallet top up entitle 0.5% rebate

This post has been edited by MiKE7LIM: Feb 20 2020, 10:26 AM
MiKE7LIM
post Jul 18 2020, 09:55 AM

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QUOTE(snowswc @ Jul 17 2020, 12:05 AM)
I think now we can do multiple times so long you have enough balance and not necessary to have 2 cards. It is based on 80% of your current available balance. Let’s say if you have rm50k credit limit and available balance is rm10k, u still can do rm8k. I have just done it early this week.
*
wow ...great news!
i thought aeon bt no longer offer 0% BT.

finally ….if i have aeon2 gold + aeonbig gold … mean i can BT to 3 cards as long my credit limit is sufficient right rclxm9.gif
MiKE7LIM
post Jul 21 2020, 10:30 PM

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My Aeon 6m 0% BT approved today!!!
Applied yesterday morning.
MiKE7LIM
post Jul 22 2020, 09:44 PM

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QUOTE(LemonJane @ Jul 22 2020, 10:02 AM)
Great, hope it stays on. This is the best balance transfer card available for now - real zero %, no new-to-card condition, can do multiple applications.
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Yeaa...I'm only rely on this card for BT...

QUOTE(gastacopz @ Jul 22 2020, 10:44 AM)
directly send to normal email or thru aeon agent?
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Yup..DL form online and send application via email . Simple as that.
Within 24 hours. Settled.
MiKE7LIM
post Nov 7 2020, 10:50 PM

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For those who need Installment....can consider OCBC Cash Flo card.

Any amount above 1k will auto split to 3 or 6 installment...and enjoy 0.5% cash back !

Check details by your self...I'm not agent. Haha

 

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