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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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sendohz
post Mar 23 2018, 10:58 AM

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QUOTE(yhtan @ Mar 23 2018, 10:49 AM)
Now in the market still got BSN and Aeon for 0% BT, all the while Aeon still maintain its 0% BT
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Alliance BT for new to bank ONLY
sendohz
post Mar 24 2018, 10:46 AM

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QUOTE(cybpsych @ Mar 23 2018, 05:39 PM)
Thank you! We’re nearing our campaign fund size, and the Current / Savings Account Transfer plan will end on Sunday. T&C at hlb.com.my/bt

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May i know how to get all these updated news.
From apps?

sendohz
post Mar 28 2018, 02:52 PM

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QUOTE(fruitie @ Mar 28 2018, 02:51 PM)
I know but I'm thinking is it worth it? I top up myself just to get myself into debt. laugh.gif
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I was thinking the same but anyway i've been conned since the end date previously stated 22nd March and i went to BT out the 15k.
Now i'm looking for short term FD promo deals.
sendohz
post Mar 31 2018, 09:03 AM

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QUOTE(snowswc @ Mar 30 2018, 11:42 PM)
i have done about 30 BTs to Maybank in the past 12 months.

About RM 210k, really nice promo.

next to play around will be BSN and as per the CS the promo will be ended next year.  rclxms.gif  rclxms.gif
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QUOTE(peri peri @ Mar 31 2018, 12:34 AM)
may i ask ur CL for mbb cc is around how much?

30 bts and roll up to rm210k is a great deal
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Amazing.
I wonder how much interest you reap from all these BT thumbsup.gif
sendohz
post Apr 3 2018, 11:54 AM

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QUOTE(peri peri @ Apr 3 2018, 11:53 AM)
ohh, this BT scheme again.

i did applied in feb, then subsequent next day got a dude saying he is from outsource saying UOB assigned them to attend my BT application.

I told him i filled all details in the online form. "same as your link"

the dude say must do it all over again through phone. i told him i dont have any details with me atm, then i reluctant to continue as i felt uneasy committing something through phone
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me too in first place, but then the second call i still obliged and now under this BT scheme.
This month nearing expiring date.

It's not the same with HLB, so i wonder if it follows statement due date.
sendohz
post Apr 18 2018, 07:55 PM

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QUOTE(lfw @ Apr 18 2018, 05:32 PM)
the T&C is min 15k: https://www.hlb.com.my/en/personal-banking/...nsfer-zero.html

If you have less than 15k, better recommend you plan G from BSN: https://www.mybsn.com.my/content.xhtml?contentId=136
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Which BSN card do you recommend for new to bank customer
sendohz
post Apr 18 2018, 08:06 PM

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QUOTE(chiahau @ Apr 18 2018, 08:01 PM)
They don't have much options also.

But be warned, they are super slow in processing. I submitted everything nicely to them but it took them more than 3 weeks to even get back to me.
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Thanks for heads up
sendohz
post Apr 19 2018, 08:39 AM

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QUOTE(chiahau @ Apr 19 2018, 07:51 AM)
Not really. I don't think other banks cares laugh.gif

Only BSN is so anal.
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Then i might as well apply HSBC first solely for BT. Will check out RP for any promo.
sendohz
post Apr 25 2018, 09:49 AM

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QUOTE(thinkgoodpositive @ Apr 25 2018, 09:39 AM)
Just received 2nd month of statement for HLB BT Account, so just continue paying the minimum payment amount stated on the statement till 11th month, rite?
Mean 1st till 11th month minimum payment would be decreasing, rite? Not based on 5% of 1st month anymore.
Thanks.
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Yes follow the minimum pay on HLConnect
sendohz
post Apr 26 2018, 10:32 AM

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QUOTE(fruitie @ Apr 26 2018, 10:23 AM)
Yes, ClarenceT and I also received. I also got RM 42, I have no idea.
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the 3% upfront payment???
But that's not CB.
sendohz
post Apr 26 2018, 11:12 AM

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QUOTE(fruitie @ Apr 26 2018, 10:45 AM)
Yes, same date. My statement cycle was 24th.
Not upfront payment la. I wasn't charged with any upfront payment since Dec, MBB already stopped charging upfront fees even performed online BT.

Weird though, I didn't receive anything for Dec, Jan and Feb though I also performed BT those months.
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How come i no receive?
YOu used m2u or email method for BT?
sendohz
post Apr 26 2018, 11:14 AM

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QUOTE(fruitie @ Apr 26 2018, 11:13 AM)
Applied via M2U.
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Both my AMEX and M2C Gold which i used for BT did not have this CB.
sendohz
post Apr 26 2018, 12:06 PM

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Actually there is a promo/ campaign about balance transfer one, but it is with charges with different tier.
This promo coincide with the running 0% 12 months at the same time.

But i unable to find the brochure in m2u website.
sendohz
post Apr 27 2018, 10:25 AM

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QUOTE(peri peri @ Apr 27 2018, 10:20 AM)
i just checked my m2u, also not received any surprise CB

maybe im using mbb2 visa card for all my BTs
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I used both Amex and M2C Gold Mastercard also didn't get sad.gif
sendohz
post May 22 2018, 12:12 PM

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QUOTE(polarzbearz @ Apr 27 2018, 11:56 PM)
Was planning to cancel my RHB card but was counter-offered 0% 12 months BT. Took it since it's free cash flow laugh.gif
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Hi there,
wanted to ask if this BT is flexi payment 5% per month or fixed average payment per month?
sendohz
post May 23 2018, 10:31 AM

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QUOTE(polarzbearz @ May 23 2018, 10:03 AM)
Not sure yet laugh.gif, haven't received my statement. Probably will get it next week.
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Thanks
I'm planning to apply BT as well from RHB since i'm new to bank and i'm eligible for the 12 months 0% BT
sendohz
post May 25 2018, 12:07 PM

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QUOTE(polarzbearz @ May 25 2018, 11:14 AM)
Total sum / 12 = monthly BT installment amount.
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Ok thanks!
sendohz
post Jun 28 2018, 08:53 AM

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QUOTE(celaw @ Jun 28 2018, 08:52 AM)
I would think maybe got 2 possibility
1. They are surveying how many bank is offering 0% BT and they may introduce it with 3% upfront fee waiver soon. tongue.gif

2. This had created operation trouble to them and they will end this game soon. sad.gif
Between, I noticed that PBB had come out new BT Form for 0% BT from Jul 18 - Dec 18 although today is 28 Jun only.  rclxms.gif

https://www.pbebank.com/Personal-Banking/Pr...ansfer-(3).aspx

https://www.pbebank.com/pdf/Promotions/tc_b...-jul-dec18.aspx
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Thanks for sharing
sendohz
post Jul 4 2018, 02:08 PM

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QUOTE(fruitie @ Jul 4 2018, 01:22 PM)
Good and it has reduced to RM 1000 minimum, since I have exhausted my CL to less than 15k now. blush.gif
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Another downside of it is i will add another 12 mths BT on my HLB BTs'

sendohz
post Jul 9 2018, 08:41 AM

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QUOTE(AIYH @ Jul 9 2018, 07:33 AM)
Had anyone tried to use HLB BT for MBB M2C Amex?

I tried the method but it will just show "Invalid card number. Please re-enter a valid card number. (2641)"  icon_question.gif
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That is for filling up form manually.
Not too sure about system wise.
Should be able to proceed if fill in the AMEX number accordingly.

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