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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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schoe
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Nov 13 2025, 12:20 AM
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i was late to repay monthly payment to hong leong bank Balance transfer payment, and being charged late charge Rm100 each for 3 BT account, possible to request to waive?
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Human Nature
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Nov 13 2025, 08:19 AM
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QUOTE(schoe @ Nov 13 2025, 12:20 AM) i was late to repay monthly payment to hong leong bank Balance transfer payment, and being charged late charge Rm100 each for 3 BT account, possible to request to waive? No harm to try
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Wolgie
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Nov 13 2025, 10:23 AM
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Maybank BT 0% for 12m still have?
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cybpsych
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Nov 13 2025, 10:25 AM
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QUOTE(Wolgie @ Nov 13 2025, 10:23 AM) Maybank BT 0% for 12m still have? until Mar 2026
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xiaomoon
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Nov 13 2025, 02:01 PM
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actually we can pay early right, no need wait until the last date, for hlb bt
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fruitie
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Nov 13 2025, 02:05 PM
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Rise and Shine
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QUOTE(xiaomoon @ Nov 13 2025, 02:01 PM) actually we can pay early right, no need wait until the last date, for hlb bt  I think this is a newly added feature, at least that sentence? Not that I'm aware it was there a year ago or something.
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coolguy99
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Nov 16 2025, 08:26 AM
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QUOTE(xiaomoon @ Nov 13 2025, 02:01 PM) actually we can pay early right, no need wait until the last date, for hlb bt  Yes I think we can. As long as you pay after that date you should be able to avoid the early settlement fees.
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virtualgay
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Nov 16 2025, 01:35 PM
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QUOTE(coolguy99 @ Nov 16 2025, 08:26 AM) Yes I think we can. As long as you pay after that date you should be able to avoid the early settlement fees. i normally pay on the very last day or last 2 days  so pay on the Dec 16 would be the best in this scenario
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coolguy99
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Nov 17 2025, 11:31 AM
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QUOTE(virtualgay @ Nov 16 2025, 01:35 PM) i normally pay on the very last day or last 2 days  so pay on the Dec 16 would be the best in this scenario To maximise the BT? Yeah that would be the ideal scenario but I just scare that I would forget. Or sometimes when I don’t have enough liquid funds.
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Barricade
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Nov 17 2025, 01:50 PM
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QUOTE(xiaomoon @ Nov 13 2025, 02:01 PM) actually we can pay early right, no need wait until the last date, for hlb bt  Yes just follow the dates stated in HLB
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Human Nature
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Nov 21 2025, 01:58 PM
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Applied for Affin BTIP and received call back in less than 1 hour. A record
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fruitie
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Nov 21 2025, 02:27 PM
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Rise and Shine
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QUOTE(Human Nature @ Nov 21 2025, 01:58 PM) Applied for Affin BTIP and received call back in less than 1 hour. A record  At least it is not a one-second missed call.
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Human Nature
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Nov 21 2025, 02:47 PM
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QUOTE(fruitie @ Nov 21 2025, 02:27 PM) At least it is not a one-second missed call.  Ya, exactly lol. I was kinda shock until i blurted out, huh so fast?
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fruitie
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Nov 21 2025, 02:51 PM
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Rise and Shine
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QUOTE(Human Nature @ Nov 21 2025, 02:47 PM) Ya, exactly lol. I was kinda shock until i blurted out, huh so fast? Based on my experience, they are quite fast just the annoying one-second missed call.
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Devil4life
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Nov 21 2025, 03:12 PM
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QUOTE(fruitie @ Nov 21 2025, 02:51 PM) Based on my experience, they are quite fast just the annoying one-second missed call.  Sorry it's 0.5 sec call. Few times I on phone when the call come I also can't accept in time
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Human Nature
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Nov 21 2025, 03:25 PM
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I daresay they have solved that 0.5 second call. It rang for a good 10 seconds. And I received a second call to verify something, also about 5 seconds.
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fruitie
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Nov 21 2025, 03:27 PM
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Rise and Shine
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QUOTE(Devil4life @ Nov 21 2025, 03:12 PM) Sorry it's 0.5 sec call. Few times I on phone when the call come I also can't accept in time   Yeah, less than one second.  QUOTE(Human Nature @ Nov 21 2025, 03:25 PM) I daresay they have solved that 0.5 second call. It rang for a good 10 seconds. And I received a second call to verify something, also about 5 seconds. Finally, they get this solved after so many years.
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Devil4life
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Nov 21 2025, 04:25 PM
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QUOTE(Human Nature @ Nov 21 2025, 03:25 PM) I daresay they have solved that 0.5 second call. It rang for a good 10 seconds. And I received a second call to verify something, also about 5 seconds. No I just applied BT mine is still 0.5 secs, I didn't even hear it ring then shown as miss call already.
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Human Nature
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Nov 21 2025, 06:19 PM
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QUOTE(Devil4life @ Nov 21 2025, 04:25 PM) No I just applied BT mine is still 0.5 secs, I didn't even hear it ring then shown as miss call already. Must be my lucky day
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tweakity
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Nov 24 2025, 02:57 PM
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Getting Started

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Anyone going for second round Maybank Ezycash? Since June until now almost settle already
This post has been edited by tweakity: Nov 24 2025, 02:57 PM
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