So maybe this is after all some gimmick by the government. The RM200m sure will not be used entirely. And probably those successful applicants are those who are buying houses from developers that are 'guaranteed' to get it. Other developers who are not part in their 'little club' can only wish. Those who I think will surely not get the scheme are those buying subsale units, like me. Haha. Game is rigged guys. Nothing is free in this world. You just need to know how you are being screwed.