I am highly interested to purchase a subsale and the owner still leave in the house and she said she need around 4 months + to move out. She ask me to go for mydeposit because she is not in the hurry. But..until now no ppl in this forum got it is it too late to apply now ?

what i meant too late is that now got 3500 application and the first 100 approve, then the later will maybe drag few more months.. if i submit now and maybe lets say i am the 6000 applicant then my process and approval maybe next year already. my subsale owner can wait for 4 to 5 months but ask them to wait till next year is like..

anyhow..i heard from lawyer firm la..got 1 lawyer firm willing to help u register for mydeposit, but the lawyer said a lot ppl face the problem when it is time to sign SAP their mydeposit still in process..so is it possible we borrow loan first pay the 10% off first then when mydeposit approved then when the money credit back to lawyer firm then we ask them to credit back to us ?

we need pay 3% booking fee to get agreement to apply both loan and mydeposit right.. so maybe government side wont bother to check we already pay the 10% upfront before getting mydeposit ?

lol means give 3% booking fee get agreement first, then wait god duno for how long then after get mydeposit only sign SAP..i feel like plenty of applicant is gonna fail if the condition is like this..wan give incentive like dont wan give better dont give

I think subsale has higher chance to get it because if the owner still stay in the house most probably they are not in the hurry to move because they need time to clean up the house.. or subsale from relative or those ppl they u know.