MyDeposit - Thoughts?, Home Deposit scheme
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 Feb 14 2017, 10:58 AM
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#1
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia  
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QUOTE(MANKiND @ Feb 14 2017, 10:50 AM) I apply MyDeposit scheme last year but my loan application got rejected due to my PTPTN outstanding. Surprisingly, my application for MyDeposit had approved last week. Can I proceed to buy house within this 1 month? Or can I postpone this scheme? Settle your PTPTN and reapply the loan. Should be no problem already. |
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Feb 14 2017, 02:56 PM
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#2
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(MANKiND @ Feb 14 2017, 02:49 PM) Forgot to add. I already clear my PTPTN last year. So Do I able to proceed within this month? If settle last year d, find back your banker and ask him to either resubmit or appeal your application. |
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Mar 14 2017, 08:28 AM
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#3
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(Kelefei @ Mar 14 2017, 12:48 AM) Sir, mind to share your work flow from signing booking form until getting the MyDeposit? Application for year 2017 already open?I am looking for subsale property and planning to apply MyDeposit. But I am not sure if i should search for property first or apply for MyDeposit first. (I can cash out the 10% downpayment in advance as i know MyDeposit will take time to process) thanks in advance  Last check, it was still closed. |
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Mar 14 2017, 09:46 AM
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#4
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(Kelefei @ Mar 14 2017, 09:28 AM) MyDeposit 2017 not yet open for registration. I remember you can't sign the SPA too early from the date of application of the scheme.Thats why i need to plan properly. If i sign SPA before i apply MyDeposit 2017, is it alright? Or i need to wait for MyDeposit 2017 which i dont know when it will be opened for registration. |
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Mar 14 2017, 12:18 PM
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#5
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia
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QUOTE(Kelefei @ Mar 14 2017, 11:53 AM) But i cant just start search for house after i got the approval from MyDeposit. Precisely why I feel this scheme is rather ridiculous in the first place.That will be too late. Furthermore i need time to search a suitable house. So, just hope that those who had went through this can share their experience here. Summore got capped one, can't be above what amount. If sincerely want to help, everyone buying 1st house should get. |
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