I submitted my application in May 2016. And signed S&P in June 2016 and loan agreement in August 2016. Only received the "Berjaya" notification in late August 2016 and submitted all the final documents in October 2016. Received money in late November 2016.

As far as I know, it shouldn't be a problem if you signed S&P earlier. Just make sure it's not even before you first apply for this scheme (in my case, applied May, signed S&P after that in June). Hope this helps.

Hi, I need some advice on the document preparation. Based on my understanding, these are what I need to do (I’m in subsale category):
- Print 2 copies MyDeposit offer letter
- Print 2 copies Lampiran A & fill in by myself
- Print 2 copies Lampiran B1, bring to Pesuruhjaya Sumpah & fill in
- Print 2 copies Lampiran B2, bring to Pesuruhjaya Sumpah & fill in
- Print 2 copies Lampiran D, bring to Pesuruhjaya Sumpah & fill in (attached with IC photocopy)
- Request Lawyer to print & fill in 2 copies of Lampiran E
- Print 1 copy of Lampiran F (I’m single), bring to Pesuruhjaya Sumpah & fill in
- Request Lawyer to prepare 1 copy of Lampiran G
- Request Lawyer to prepare 2 copies of stamped S&P.
- Photocopy 2 copies of bank loan offer letter.
- Request Lawyer to prepare 2 copies of their bank statement (for Lampiran E)
- Hand carry all these document & submit to Putrajaya Jabatan Perumahan Negara Mydeposit department.

Please correct me if my understanding is wrong. I consulted my lawyer but she asked me to check with MyDeposit instead. It is difficult to get someone to pick up the phone at MyDeposit, appreciate if someone that has already completed the submission can confirm my understanding is correct.