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MyDeposit - Thoughts?, Home Deposit scheme
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WannaGetBuffed
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 Apr 20 2016, 09:43 AM
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QUOTE(N1ck @ Apr 20 2016, 09:34 AM) It has been almost 2 weeks. Still no response. I am in urgent need of the property. Developer also chasing me. How the hell does this work normally? Normally after paying deposit you have only 14 days to sign SPA. Some developer can close one eye but this is taking too long. I want to cancel my application also dont know how as I do not intend to stay in my firat property for 10 years. Heck most people move out of their first property quite fast. Question is can I rent? The purpose is for own stay but not qhen I get a better place later on. I'm having the same issue here too. Lawyer already asking to sign the SPA asap but they still "DALAM PROSES". If this scheme is taking 2 months to process which owner in their sound mind would want to sell to those looking for mydeposit applicants? The application has been submitted since the opening no news also. call the numbers all unanswered. well done  |
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WannaGetBuffed
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Apr 20 2016, 09:57 AM
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QUOTE(Jesscey @ Apr 14 2016, 03:02 PM) You placed rm2K as deposit and asked to sign the SPA. In the event you failed to obtain loan from bank and the SPA stamped already, will the developer refund the deposit to you if you managed to get the bank rejection letter to them? You can go to apply the MyDeposit while waiting for the loan approval. The stamped SPA and stamped bank offer letter will need to be submitted when claim the 30k. so for MyHome that you have successfully got the 30k, did u do it this way? then for those who bought subsale that applied for MyDeposit, if this way is able to go then don't need to wait 2 months. |
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WannaGetBuffed
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Jun 1 2016, 05:04 PM
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QUOTE(ClaraAnnabelle @ Jun 1 2016, 04:55 PM) I'd email to the department u can see below statement: Tuan/Puan, Setiap permohonan yang diterima akan diproses sekurang-kurang dalam tempoh 2 bulan. Kelulusan adalah tertakluk kepada Jawatankuasa Pemilihan Penerima Insentif MyDeposit dan semakan di LHDN. Sekiranya tuan/puan berjaya/ terpilih menerima Skim MyDeposit, pemohon yang telah menandatangani S&P atau menerima pembiayaan pinjaman perumahan sebelum surat tawaran dikeluarkan oleh Jabatan Perumahan Negara akan ditolak. Sila semak / rujuk carta alir di lampiran yang dikemukakan untuk maklumat lanjut.  those who signed the S&P already meaning no mydeposit for u eventhough it's approved. guess can chuck this application aside already |
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WannaGetBuffed
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Jul 28 2016, 09:38 PM
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My sis application berjaya also. But SNP signed and stamp d. Don't know still can go ahead or not.
Surat Akuan Berkanun Kebenaran Untuk Sekatan Kepentingan
dimasukkan ke atas dokumen hakmilik (Lampiran D)
But Lampiran D mentioned this only
"membenarkan sekatan pindah milik (moratorium) selama tempoh sepuluh (10) tahun bermula daripada Perjanjian Jual Beli Rumah ditandatangani atas hakmilik individu yang telah/ akan dikeluarkan atas nama saya."
Is this sekatan need to be added into the SNP clause?
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WannaGetBuffed
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Aug 17 2016, 09:22 AM
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That means those who signed their SNP after 16th Apr and submitted all the docs before closing date will likely get the 30K Congrats to all who qualified. Do update once the 30K is in the bank account  |
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WannaGetBuffed
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Aug 31 2016, 10:47 PM
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QUOTE(triny @ Aug 31 2016, 09:16 PM) dear all, must the 10 years sekatan be included in the SPA? For agreement under the HDA the lawyer says cannot amend the agreement. any advice is greatly appreaciated sekatan will be done to the individual title. if your home is still under master title, most likely will not be approved and rejected unless admendment done to SPA. Long story short: Master title - Amend in SPA Individual Title - Sekatan will be done to the title Either or situation, else disqualified since gov can't do any sekatan to ur property unless the officer fked up |
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WannaGetBuffed
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Sep 1 2016, 09:51 AM
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QUOTE(ms749 @ Sep 1 2016, 09:43 AM) Like for my case, individual title, but i didnt ammendment my S&P. How and when will the sekatan be done? MyDeposit team will send a sekatan (caveat) request to the Land Office where your title is registered. Is that simple since u already sumpah and signed lampiran D to give consent for them to sekat the property. No further action is required from ur side. But if u check with land office in a year time, probably u will notice there is a sekatan for 10 years which transfer of title is not possible rendering selling your unit impossible since u cannot transfer the title to another person for 10 yrs |
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