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 MyDeposit - Thoughts?, Home Deposit scheme

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John_semambu
post Dec 2 2016, 11:22 AM

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Hi all,
I would like to ask a few questions. I has applied this scheme in Mei 2016 and i just received the notification msj via phone last week.They ask me to check the result and i very happy because my application was successful.

My question is here:
1) my wife already bought her house before we get married, is there any problem for us in the future if i sign this Mydeposit Scheme agreement?

2) i already sign S&P in June 2016 and the 10% downpayment has been paid, is there any possibility that i can get back my 10% DP from developer?

Very apriciated if got any otai to answer my doubt here.
John_semambu
post Dec 2 2016, 02:13 PM

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QUOTE(ms749 @ Dec 2 2016, 12:28 PM)
1) Is your application on the same house that your wife bought? The only drawback is the moratorium saying that you cannot sell or rent out your house for the next 10 years?

2) Signing S&P is June is still quite okay as it is not too long apart from your application in May. So in your case, the money will be credit into the house developer account, and then developer will notify you and credit the money back to you. So essentially, you 10% deposit stays with the Developer, just the 'new' MyDeposit money will have to go through the developer before it get transferred back to you. But again, is it the same house that your wife bought?
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Nope, this is another house, my wife bought it in 2014.. then this year me and wife bought another house. Got 2 name in S&P for our new house which is me and my wife. Actually i just tried my luck to apply this scheme, and i also dont put too much hope on that actually.However, it was approved..😀😀

This post has been edited by John_semambu: Dec 2 2016, 02:20 PM
John_semambu
post Dec 4 2016, 06:21 PM

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QUOTE(ms749 @ Dec 2 2016, 02:50 PM)
Okay in that case there is no really harm in trying out your luck!  thumbup.gif
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Hahah... i just worried if some day they know my wife already bought home before..😅
John_semambu
post Dec 5 2016, 10:14 PM

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Hi evryone, just wanna ask, if i bought new house, do i need to submit "lampiran G" as well? Lampiran G is only for subsale/second hand house right?

John_semambu
post Mar 14 2017, 01:16 PM

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QUOTE(enclashz @ Mar 9 2017, 02:14 PM)
I received email on 6 March 2017. Not sure how long it take to process the payment but inside my email it said, Invoice date - 28 Feb 2017 and Tarikh Bank Proses - 3 March 2017. Then I checked with my developer on the same day I received email, they said the money credited already.
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Can i know when you submot all required document? Because i also submitted all the document on 15th dec 2016, till today, no news yet... still waiting for good news...already check via emaklum, also no record.

 

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