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 MyDeposit - Thoughts?, Home Deposit scheme

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jefferycks
post Aug 29 2016, 08:58 AM

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morning all,

anyone got the format of the surat rayuan?
mind to post here as reference?
thanks so much

rkcw
post Aug 29 2016, 09:13 AM

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QUOTE(nro_rai @ Aug 28 2016, 10:38 PM)
The salinan hak milik should be submit later after u get it. Just now, u should submit as per stated at lampiran c
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hope they will release payment first without waiting the strata title.
you get your money dy?
juniorkeat
post Aug 29 2016, 10:01 AM

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QUOTE(mizz_aurora @ Aug 28 2016, 09:11 PM)
when did you apply mydeposit?
I applied on 16 May.. my status also : DALAM PROSES
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I also under status "dalam proses"....

Totally have no idea when to get the result....
Btw i apply on mid of june..
nro_rai
post Aug 29 2016, 03:31 PM

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QUOTE(rkcw @ Aug 29 2016, 09:13 AM)
hope they will release payment first without waiting the strata title.
you get your money dy?
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I already conformed with the officer regarding the hak milik. Just submit as per Lampiran C. I just submit full document on 26 aug. Mydeposit officer informed the money will be pay after 4 weeks full document submitted.
physz.86
post Aug 30 2016, 10:55 AM

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QUOTE(nro_rai @ Aug 29 2016, 03:31 PM)
I already conformed with the officer regarding the hak milik. Just submit as per Lampiran C. I just submit full document on 26 aug. Mydeposit officer informed the money will be pay after 4 weeks full document submitted.
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how do we know the doc already arrived at JPN?
will they inform us? as you know doc sometimes not successfully delivered.
nro_rai
post Aug 30 2016, 01:43 PM

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QUOTE(physz.86 @ Aug 30 2016, 10:55 AM)
how do we know the doc already arrived at JPN?
will they inform us? as you know doc sometimes not successfully delivered.
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that why u must submit the document by hand, by yourself. I dont think JPN allow to submit by post.
jefferycks
post Aug 31 2016, 08:57 AM

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anyone here also tiday berjaya can share the format of surat rayuan?
thank you so much
triny
post Aug 31 2016, 09:16 PM

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dear all,

must the 10 years sekatan be included in the SPA? For agreement under the HDA the lawyer says cannot amend the agreement.

any advice is greatly appreaciated
WannaGetBuffed
post Aug 31 2016, 10:47 PM

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QUOTE(triny @ Aug 31 2016, 09:16 PM)
dear all,

must the 10 years sekatan be included in the SPA? For agreement under the HDA the lawyer says cannot amend the agreement.

any advice is greatly appreaciated
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sekatan will be done to the individual title. if your home is still under master title, most likely will not be approved and rejected unless admendment done to SPA.

Long story short:

Master title - Amend in SPA
Individual Title - Sekatan will be done to the title

Either or situation, else disqualified since gov can't do any sekatan to ur property unless the officer fked up

ms749
post Sep 1 2016, 09:43 AM

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QUOTE(WannaGetBuffed @ Aug 31 2016, 10:47 PM)
sekatan will be done to the individual title. if your home is still under master title, most likely will not be approved and rejected unless admendment done to SPA.

Long story short:

Master title - Amend in SPA
Individual Title - Sekatan will be done to the title

Either or situation, else disqualified since gov can't do any sekatan to ur property unless the officer fked up
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Like for my case, individual title, but i didnt ammendment my S&P. How and when will the sekatan be done?
WannaGetBuffed
post Sep 1 2016, 09:51 AM

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QUOTE(ms749 @ Sep 1 2016, 09:43 AM)
Like for my case, individual title, but i didnt ammendment my S&P. How and when will the sekatan be done?
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MyDeposit team will send a sekatan (caveat) request to the Land Office where your title is registered. Is that simple since u already sumpah and signed lampiran D to give consent for them to sekat the property.

No further action is required from ur side. But if u check with land office in a year time, probably u will notice there is a sekatan for 10 years which transfer of title is not possible rendering selling your unit impossible since u cannot transfer the title to another person for 10 yrs

rkcw
post Sep 1 2016, 03:12 PM

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my lawyer said amend a snp is not a big issue, but according to her , there is no meaning amend in snp becos snp is between me and seller, nothing to do with government.

Other than master title issue, my lawyer give me headache stuff again
she want to add some clause in Form G for her protection

"Akan memulangkan semula bayaran yang telah diterima oleh kami bagi pihak
klien kepada pihak tuan sekiranya ada apa-apa sebab yang tidak membolehkan
urusan jual beli ini tidak diteruskan."

she said she needs to add clause if the payment already release to client, then is not her responsibility to payback to government..

don't know will reject by government or not after add in this clause..sigh
nro_rai
post Sep 1 2016, 05:01 PM

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QUOTE(rkcw @ Sep 1 2016, 03:12 PM)
my lawyer said amend a snp is not a big issue, but according to her , there is no meaning amend in snp becos snp is between me and seller, nothing to do with government.

Other than master title issue, my lawyer give me headache stuff again 
she want to add some clause in Form G for her protection

"Akan memulangkan semula bayaran yang telah diterima oleh kami bagi pihak
klien kepada pihak tuan sekiranya ada apa-apa sebab yang tidak membolehkan
urusan jual beli ini tidak diteruskan."

she said she needs to add clause if the payment already release to client, then is not her responsibility to payback to government..

don't know will reject by government or not after add in this clause..sigh
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did u inform your lawyer that mydeposit no need to payback?
ClaraAnnabelle
post Sep 1 2016, 05:23 PM

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QUOTE(JingJie @ Aug 28 2016, 06:13 PM)
When i clicked on the Surat Tawaran link, it shows Dalam Proses...
Means my application is not under Siri 2? my application submitted on 31 May 2016...
Dont know need to wait how long to know my application result...
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where do u get the surat tawaran link? I submit on 10 May.... show nothing sad.gif
rkcw
post Sep 1 2016, 05:29 PM

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QUOTE(nro_rai @ Sep 1 2016, 05:01 PM)
did u inform your lawyer that mydeposit no need to payback?
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yes, she knows, she afraid that after she release the payment to me, and the transaction of house fail ( although chance i think is less than 1% , my bank already disburse first payment to seller's bank ) , gov will go after her for RM30k.
i gave her a solution she can retain the money until the whole transaction complete, then only transfer the money to me, but she said lawyer firm have no right to retain the money..

secondly, she also amend item C,
Mengirimkan salinan hakmilik harta itu yang disahkan kepada tuan sebaik sahaja
dokumen tersebut diterima dari Pejabat Tanah yang berkenaan;


subject to i appoint them to handle the perfection of transfer after strata title has been issued by land office ( this one quite fair although i believe government would't like it )


she also ask me a question that i need to check mydeposit team ( nobody pickup the phone today,tried from 9am to 5pm)
1) when the process consider complete? until moratorium ? then after moratorium only lawyer can release payment?

those are the questions i need to clarify.


nro_rai
post Sep 1 2016, 06:02 PM

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QUOTE(rkcw @ Sep 1 2016, 05:29 PM)
yes, she knows, she afraid that after she release the payment to me, and the transaction of house fail ( although chance i think is less than 1% , my bank already disburse first payment to seller's bank ) , gov will go after her for RM30k.
i gave her a solution she can retain the money until the whole transaction complete, then only transfer the money to me, but she said lawyer firm have no right to retain the money..

secondly, she also amend item C,
Mengirimkan salinan hakmilik harta itu yang disahkan kepada tuan sebaik sahaja
dokumen tersebut diterima dari Pejabat Tanah yang berkenaan;


subject to i appoint them to handle the perfection of transfer after strata title has been issued by land office ( this one quite fair although i believe government would't like it )
she also ask me a question that i need to check mydeposit team ( nobody pickup the phone today,tried from 9am to 5pm)
1) when the process consider complete? until moratorium ? then after moratorium only lawyer can release payment?

those are the questions i need to clarify.
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Your lawyer very fussy. U try call mydeposit no 03-88914057.


nro_rai
post Sep 1 2016, 06:04 PM

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Dear rkcw, why your lawyer think your transaction can be failed? Any problem?
rkcw
post Sep 1 2016, 06:41 PM

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QUOTE(nro_rai @ Sep 1 2016, 06:04 PM)
Dear rkcw, why your lawyer think your transaction can be failed? Any problem?
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From my point of view,the bank dy disbursed first payment to seller's bank , for me is 99.9% success dy.. I really don't know what she worry about.

I think her concern is more to
1) she need to keep the money for client
2),she has no idea until when she need to keep before release to client
3) afraid gov suddenly claim money back from her..
4) afraid gov sue her

These are her insecure from what I can see
rkcw
post Sep 1 2016, 06:43 PM

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QUOTE(nro_rai @ Sep 1 2016, 06:02 PM)
Your lawyer very fussy. U try call mydeposit no 03-88914057.
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Thanks bro, I tried to call all 3 numbers but fail, maybe all apply leave these 2 days balik kampung dy
mizz_aurora
post Sep 2 2016, 06:54 AM

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QUOTE(ClaraAnnabelle @ Sep 1 2016, 05:23 PM)
where do u get the surat tawaran link? I submit on 10 May.... show nothing sad.gif
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you can check the status already.


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