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 MyDeposit - Thoughts?, Home Deposit scheme

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Jesscey
post Apr 14 2016, 03:33 PM

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This is MyHome Scheme clause which need insert into the SPA.

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Jesscey
post Apr 14 2016, 03:35 PM

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QUOTE(alandhw @ Apr 14 2016, 12:28 PM)
Confirm cannot?
My SPA signed and stamped dy..no hope? or I should spend some time to try my luck?
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May I know you spa date and the selling price of your house?
Jesscey
post Apr 14 2016, 03:52 PM

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QUOTE(AmmoShaf @ Apr 14 2016, 12:12 PM)
You can start your application now, don't have to wait for your loan approval. just prepare your own downpayment incase your application for mydeposit rejected. And for your information, all developer are scared to really introduce this scheme because no concrete information about the scheme, and to avoid booking cancellation later when the application for mydeposit rejected.

I don't even know this scheme is a loan or not until I call KPKT yesterday.
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Agree with you that most of the developers are not willing to introduce this scheme because troublesome. Why i have to say so because the management need attend the meeting held by them every time. Also, sale admin department staff need a clear mindset about how the procedure is going on, what kind of documents need submit to the JPN for claim the rm30k. We need to call the KPKT every time even go to JPN to have a better picture about the scheme in order to assist the purchasers to apply via online. We have to help the buyers to apply via online, get the offer letter from JPN and arranging the purchaser to sign the letter and send back to the JPN. Also need to liaise and explain to the lawyers about this scheme and ensure that the special clause have to insert to the SPA.

I can say that hard to get the well experienced sale admin staff to monitor all the documentation in proper way in this developer industry nowadays.

This post has been edited by Jesscey: Apr 14 2016, 03:55 PM
Jesscey
post Apr 14 2016, 04:37 PM

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QUOTE(AmmoShaf @ Apr 14 2016, 04:16 PM)
Wow, good share, any purchaser from your site successfully get the scheme?
Ya, I need to call JPN 8 times just to clarify something about mydeposit, just imagine if we are applicant, how do we follow up on the status of our application. sweat.gif
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This clause is apply on MyHome scheme but I think MyDeposit scheme also the similar one. MyHome and MyDeposit is the same officers to handle. The officers are less than 10 persons. So be patient to call them for enquiry.

For MyHome Scheme, Yes! About 35ppl's 30k credited to our HDA account ad.

This post has been edited by Jesscey: Apr 14 2016, 04:39 PM
Jesscey
post Apr 14 2016, 05:27 PM

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QUOTE(wayne20 @ Apr 14 2016, 04:56 PM)
HI, wanna ask u that i m buying a house with my gf. so we both also apply for this scheme? 2 ppl apply is better than 1 ppl apply right? biggrin.gif
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Cannot la.. sweat.gif sweat.gif

You have to prepare that the officer may request marriage cert (surat nikah) from you if apply under couple name.
Jesscey
post Apr 14 2016, 05:38 PM

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QUOTE(wayne20 @ Apr 14 2016, 05:22 PM)
How if the bank loan approved, proceed to S&P stamped, but mydeposit there still no news yet? Coz need add the clause in the S&P right? but the S&P is already stamped. thanks.
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if the SPA stamped already, you may seek the legal advice from your solicitor.

Last time my buyer also met this kind of problem. Then we ask the lawyer drafted another supplementary agreement and submit to Ministry of Housing for vetting and approve. After few times discussion to finalize the drafted supplementary agreement, only contact the buyer to sign the sup agreement and proceed to stamp. Thereafter submitted to JPN again. So I don't think that your developer will spend the time to do all these legal documents for you.
Jesscey
post Apr 22 2016, 09:47 AM

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QUOTE(WannaGetBuffed @ Apr 20 2016, 09:57 AM)
so for MyHome that you have successfully got the 30k, did u do it this way?

then for those who bought subsale that applied for MyDeposit, if this way is able to go then don't need to wait 2 months.
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For MyHome, I help buyer to do the online application till get RM30k at the end.

 

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