QUOTE(ILoveLalat.net @ Apr 24 2016, 10:10 PM)
Of course, agree on the postage of the new card but disagree on the fees.
My parents are long timers with HLB, the other day all rumbling over on how we spent too much on the bill and well, well, around 2.5-3k was on annual fees for 3-4 cards. 1k each card? And even if want rebate or waiver, have to visit their branch and paperwork all also have to take into account. I never believed the word because I also took it for granted its also free like debit card.
Moreover, StanChart and Maybank credit cards also have to pay annual fees. Can come up to 400 plus for a card, really cheated.
My debit card is free-of-charge for every 5-7 year change so it is not really a worry for me though I do like the points collection and some cash discounts for payments on credit cards.
Yup, HLB gave me a debit card also when I opened a savings account, I won't be charged anything as long as the account has rm200 carried over to next month My parents are long timers with HLB, the other day all rumbling over on how we spent too much on the bill and well, well, around 2.5-3k was on annual fees for 3-4 cards. 1k each card? And even if want rebate or waiver, have to visit their branch and paperwork all also have to take into account. I never believed the word because I also took it for granted its also free like debit card.
Moreover, StanChart and Maybank credit cards also have to pay annual fees. Can come up to 400 plus for a card, really cheated.
My debit card is free-of-charge for every 5-7 year change so it is not really a worry for me though I do like the points collection and some cash discounts for payments on credit cards.
I'm losing rm0.50 of interest every month if were taking FD's interest rate of 3%