QUOTE(matdin07 @ Apr 5 2016, 10:33 AM)
Is it good to have credit card? Is there any bank offer amount only the amount inside the card. discuss
Yes - you need at least one card.
As everybody said, be discipline, so that, credit card makes your purchase cheaper.
If someone can't control from overspending because of credit card, too bad, that person is a loser in his/her life.
I started using credit card since 1991. I am a very heavy users of credit card, for personal or business.
So far, I had missed 2 payments only. One due to overseas (that time, internet banking not available yet), and one was forgotten to make payment.
I never buy a thing because of can pay by credit card. I buy the thing because I need it only.
All these years, I keep this discipline very well.
I saved some money because of credit card.
I think, banks never like me, because I pay them in time.
Enjoying credit card. To me, it is one of most valuable invention by human.