Hello, everyone. Just seeking information from those who have gone through with EPF withdrawal for house purchase from developer.

I received my S&P agreement from the lawyers today. They handed me 2 copies of the agreement. One with the word "Original" on the cover and another one with the word "Copy" on the cover. So I've checked EPF website for the documents required for withdrawals for house purchase from developer. It says need to bring the S&P. My question is, which one should I bring to the EPF counter when doing the withdrawal?
A) the true "Original"
B) a photocopy of the true "Original"
C) the true "Copy"
D) a photocopy of the true "Copy"

Also, another question. Since the property is a joint application, how many copies of the S&P agreement and housing loan approval letter do I have to bring when doing the withdrawal? And lastly, how long does it usually take for the money to be deposited into the applicants' bank account?

My answer: B.

Prepare a photocopy of the S&P (Full set) & photocopy of loan approval letter. If is necessary, bring the original copy in case EPF want to cross check on it.

In my case, it take around 6- 7 calendar days for them to deposit the money into my bank account.

Thanks for your reply. Submitted my application already and it took them only 2 working days to bank in the money. Really surprised it was that fast

hi...something to ask. ur property is joint? then is it only can 1 person to withdraw the epf? for example i buy a house with my gf. so only 1 of us can withdraw money from epf? thanks

Both can withdraw if both names are in the S&P agreement