don't think it's "wise" to blame anyone. just acknowledge the change and wait for the official announcement.

Yup, this is what an adult shall do, wait for the official revision before jumping in to conclusion. Blame BNM? Only losers do like this.
When my very first cash back card revised to 1% from 5% I do feel butthurted. But after thinking it back, it just a card's benefits and is subjected to revision as and when a bank feel is needed. So I get another cash back card and 1 year after, it revise again. Then get another cardlor, what is so hard?
Using credit cards is for our needs and convenience, just think that if you need to buy a rm6000 TV, you carry cash and get robbed, so you lost rm6000 direct. But with credit card, you no need to worry on this.
If we are getting credit cards just for the sake of cash back and push our self to get the max cash back by spending more, it is no point also, right?
Like now I'm quite famous in Tesco where the staffs even help me to fill the trolley with cartons of Milo but now my room are full with Milo cartons, all just because I want to get max cash back

Why stop using when nothing has changed yet? Whatever happens won't change your current cashback entitlement because you have already earned it before the changes. Why so many people jump the gun and stop using when nothing has changed and nothing is official.

Don't jump the gun..

HLB WISE is not a sustainable business model. Earning 0.5 to 2 percent merchant and giving back 10% is not sustainable. Earning 1.5% interest per month on outstanding and returning 10% cashback is not sustainable. It was just a matter of time.

It would be WISEr for them to cut the bleeding.

Nothing we do will change it. They would expect a lost of cardholders and these cardholders are likely to have no outstanding and it would not be a lost to them since they are bleeding every time a cardholder with no outstanding is getting cash back.

But at the first place how can they even do this and told us it is compulsory
When I said I dont want it and she replied me the credit protection come together with the card and cannot be cancel

When I re-emphasis again and said I dont want it then she just hang up the call without telling me it is cacellation had been done or it is I am opt out from this now... No, she didnt said anything at all and just hang up the call !!

The call is from Private number, I can even call back the number

I tried to call to Hong Leong Customer care just now but waited for 10 min but no one answer my call

I need help  !!!! 

How can Hong Leong Bank do this, this is SCAM

depends which merchant having the epay machine. if petrol station, then it will be under petrol category.

well, be specific with your question?

petrol category can be kiosk/pump and service station/counter.

so, what's your question again? u intend to use Wise? or other card since your original question was just "cc" in general.

dont see many petrol station offer epay services that accept cc, though. can share where are available stations?

one i can think of is Petronas Kinrara.

for Wise, wont be either Petrol or Grocery categories. Best to use MBB Ikhwan.
1) what are your Wise categories?

2) where are you based? If KL, try Sam's Groceria @ Nu Sentral. If PJ, Sam's Groceria @ Encorp Strand Mall. Sam's Groceria is verified under Grocery category using Wise. More info here

what other cards u have?

what bills u wanna pay?

every retail transaction get 0.6% for essential.

currently is highest with unlimited..
u can only choose one of the feature...bro...

give something before u earn something back. fair play..

I am thinking of changing category to Travel...anyone have any experience whether overseas hotel bills are under Travel? I don't have MCC no. to see whether they fall under the Hotel category.

I have also emailed HL but so far no reply from them...

Also, does the change is only effective the following month?

Update...
Dear Sir/Madam

Thank you for your email dated 14 Jun 2016

we understand that your enquiry was about your entitlement for the Cash Back.

Do refer to the attached Term and Condition for your kind perusal.

For WISE CREDIT CARD, it solely depends on the Merchant Category Code assigned by their acquiring bank when the merchant signed up to accept credit card as a mode of payment. Therefore, Hong Leong Bank does not have control over that.

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