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Credit Cards Hong Leong Bank Wise Credit Card V7, 10% Cashback , Up to RM100 per month
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Ken.B
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 Apr 15 2016, 07:36 AM
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Getting Started
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Sifu, fresh grad reporting in. Would like to ask what are the common reason for rejecting of wise cc application?
Salary is above minimum requirement. I joined my new company for 2 months only though. Previously working for a year that does not meet the min salary requirement. Except for ptptn, I don't have any debts.
If we try applying again? Does it increase chance of getting it or the bank will just ignore the new application?
Also, does the bank take into account of our total asset during the application?
The 10% cashback on petrol is so tempting
This post has been edited by Ken.B: Apr 15 2016, 07:48 AM
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Ken.B
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Apr 15 2016, 08:27 AM
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Getting Started
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QUOTE(victorywp @ Apr 15 2016, 07:47 AM) you need to work for 3 months with the salary above minimum requirement. you can try to reapply after 6 months or you may also appeal your current rejection. the bank calculate our dsr. by the way, do you know there are certain requirements in order to get the 10% cashback or otherwise 0%? Thank you for the advise! I know we have to swipe 12 x rm50 a month in order to enjoy the cash back. Is there any other requirements? |
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Ken.B
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Apr 15 2016, 08:30 AM
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Getting Started
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QUOTE(kelvinlzy @ Apr 15 2016, 08:23 AM) You might want to reconsider when the new T&C for Wise card is out in June/July. The petrol category might be removed. Oh. That's a shame. But the existing card holder wouldn't be affected by the new TNC right? |
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Ken.B
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Apr 15 2016, 01:46 PM
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Getting Started
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Thanks for the advice guys. The info are very helpful!
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