Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V7, 10% Cashback , Up to RM100 per month
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 Apr 18 2016, 10:35 PM
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#1
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Senior Member
769 posts Joined: Jul 2007 
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Hi, I applied credit card but got rejected by the bank lately.. called the bank they said the issue is high commitment i think because of my house and car loan.. i want to ask if i applied again and attach with my fixed deposit will it helps? or will get reject once more?
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Apr 19 2016, 08:39 AM
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#2
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Senior Member
769 posts Joined: Jul 2007
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QUOTE(vez @ Apr 18 2016, 11:09 PM) your FD bank is the same bank you apply for? normally same bank will helps... Fd is diff from cc bank.. And i dont own any cc.. Lol..you have other CC right? how many you own, bank knows how many you owned, maybe one of the reason you have house and car loan plus already with few CC...  |
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Apr 19 2016, 08:41 AM
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#3
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Senior Member
769 posts Joined: Jul 2007
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QUOTE(supersound @ Apr 19 2016, 02:25 AM) Never pledge FD to get a card, you will be tied by the T&C, not to mention you need to waste money on stamp duty. Both car and house is loan by maybank.. The card i want is this wise card.. Hmm.. I apply for cimb too and got rejected oso.. So now i only can get maybank cc?BTW, both of the loans are under which bank? If under HLB, this matter can be settled easier, just get your loan officer to apply for you. Make sure you have a clean repayment record. |
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