Credit Cards Hong Leong Bank Wise Credit Card V7, 10% Cashback , Up to RM100 per month
Credit Cards Hong Leong Bank Wise Credit Card V7, 10% Cashback , Up to RM100 per month
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Mar 16 2016, 12:10 PM
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#1
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
Just change job, guess I'll need to wait for 3 months.
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Mar 16 2016, 01:23 PM
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#2
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
QUOTE(laymank @ Mar 16 2016, 12:50 PM) If you have a consistent monthly records of EPF contribution for up to 1 year, you can apply regardless if you change job or otherwise. Is it? I thought they would need my payslips and they would make calls to the company I'm working for? Isn't that the standard procedure? |
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Mar 16 2016, 05:08 PM
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#3
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
QUOTE(laymank @ Mar 16 2016, 01:29 PM) When i apply new credit card at a shopping mall, I only provide my IC for EPF statement printing. No salary slips were ever being requested. I doubt anyone carries their salary slips to every shopping mall they go in case they need to apply credit card. Make sense? QUOTE(wan7075 @ Mar 16 2016, 01:29 PM) QUOTE(fruitie @ Mar 16 2016, 04:04 PM) Well if is in shopping mall, yes. But I don't see any wise card temp booth around any shopping mall. I missed the wise card booth at paradigm previously. I had to go to Hong Leong Bank to apply.. So they don't call to companies? If I move to company B, use company A payslips is applicable too? |
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Mar 16 2016, 05:19 PM
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#4
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
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Mar 16 2016, 09:23 PM
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#5
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
QUOTE(fruitie @ Mar 16 2016, 05:33 PM) Nothing wrong la. QUOTE(saitong09 @ Mar 16 2016, 06:57 PM) Ohhh.. Eh not bad.. I never thought of that. |
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Mar 18 2016, 12:12 AM
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#6
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
Just wondering, if I submit my form in this particular branch, can I switch my "main" branch to another? As I would prefer the "main" branch closer to my living place.
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Mar 18 2016, 08:49 AM
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#7
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
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Mar 18 2016, 09:08 AM
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#8
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
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Mar 18 2016, 09:14 AM
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#9
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
QUOTE(psiloveu @ Mar 18 2016, 09:10 AM) Yeah I did notice that part. Hoping that they can send it to my house or new office instead as I just changed a new working environment. Many thanks for all the information and advice. |
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Mar 21 2016, 09:08 AM
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#10
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
Just wondering, so the cut off date for CB is a standardized date for EVERYONE or you can actually pick the date you want it to cut off?
EDIT: For those who wanna apply for Wise card, can go to Midvalley GSC. There's a booth there over the weekend, not sure if the booth still there this week. Alternatively, you guys can call this number. He is quite friendly guy. I signed up over the weekend and he is very helpful on helping doubtful customers to ensure that Wise has the most CB among all other CCs. Zison How, 017 triple6 8170. This post has been edited by Belphegor: Mar 21 2016, 09:10 AM |
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Mar 21 2016, 10:42 AM
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#11
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
QUOTE(fruitie @ Mar 21 2016, 10:36 AM) Cash back is based on calendar month and needs to be posted by last day of the month. The cycle is from 1st to the last day of the month. Statement date can change as per their set of statement dates. I already knew all the benefit, criteria and conditions before signing up. I went up to him, ask for application form and fill in everything then gave back to him while he was busy entertaining other potential subscribers. How to ensure? He can only talk based on facts. I hope besides telling all the nice things about Wise, he will also tell you the criteria about Wise. With my spending close to RM1000 per month, it best for me to own a Wise card. Citi clear + Shell Citi not good enough. :/ |
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Mar 24 2016, 09:30 AM
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#12
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
Do you guys have any idea what are the reasons for HLB to reject one's application?
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Mar 24 2016, 11:29 AM
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#13
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
QUOTE(IceLeo @ Mar 24 2016, 10:40 AM) No loans, no nothing. Except the housing loan that was under my name. QUOTE(fruitie @ Mar 24 2016, 10:46 AM) If you have printed CCRIS before, you will see that CCRIS has no PTPTN. I remember there's this thing where they see if your current monthly outstanding exceed the maximum amount of your overall salary. Could that be the cause?At least for mine which was printed in January. Plan to do it again soon. |
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May 3 2016, 10:25 AM
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#14
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
HL Wise have issues? Tried to apply but rejected. Now even my gf with healthy financial also got rejected. Anyone from inside or gotten any news from inside?
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May 3 2016, 12:08 PM
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#15
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
Anyone just got their card recently like within 3 weeks? Would want to know if they really narrowing their applicants or there are other reasons.
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May 3 2016, 04:36 PM
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#16
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo |
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