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Credit Cards Hong Leong Bank Wise Credit Card V7, 10% Cashback , Up to RM100 per month

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Belphegor
post Mar 16 2016, 12:10 PM

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Just change job, guess I'll need to wait for 3 months. sad.gif Or there's any way that I can apply ? biggrin.gif biggrin.gif
Belphegor
post Mar 16 2016, 01:23 PM

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QUOTE(laymank @ Mar 16 2016, 12:50 PM)
If you have a consistent monthly records of EPF contribution for up to 1 year, you can apply regardless if you change job or otherwise.
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Is it? I thought they would need my payslips and they would make calls to the company I'm working for? Isn't that the standard procedure?
Belphegor
post Mar 16 2016, 05:08 PM

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QUOTE(laymank @ Mar 16 2016, 01:29 PM)
When i apply new credit card at a shopping mall, I only provide my IC for EPF statement printing. No salary slips were ever being requested.

I doubt anyone carries their salary slips to every shopping mall they go in case they need to apply credit card.

Make sense?
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QUOTE(wan7075 @ Mar 16 2016, 01:29 PM)
it's the same.. just submit the latest 3 month pay slip + EPF will do.
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QUOTE(fruitie @ Mar 16 2016, 04:04 PM)
Credit cards, they seldom make calls to companies one.
Loan yes.
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Well if is in shopping mall, yes. But I don't see any wise card temp booth around any shopping mall. I missed the wise card booth at paradigm previously. I had to go to Hong Leong Bank to apply.. sad.gif

So they don't call to companies? If I move to company B, use company A payslips is applicable too?
Belphegor
post Mar 16 2016, 05:19 PM

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QUOTE(fruitie @ Mar 16 2016, 05:12 PM)
Nah, I seldom receive calls from banks regarding to credit cards. Always for loan only.
Why not if that's what you have?
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Sien Liao.. So if I go bank, only bring EPF statement and form enough?
Belphegor
post Mar 16 2016, 09:23 PM

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QUOTE(fruitie @ Mar 16 2016, 05:33 PM)
What's wrong of bringing the payslip and tell them you just changed your job? unsure.gif
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Nothing wrong la. laugh.gif I just worried that they might not accept.

QUOTE(saitong09 @ Mar 16 2016, 06:57 PM)
Belphegorbring along with the offer letter
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Ohhh.. Eh not bad.. I never thought of that. tongue.gif
Belphegor
post Mar 18 2016, 12:12 AM

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Just wondering, if I submit my form in this particular branch, can I switch my "main" branch to another? As I would prefer the "main" branch closer to my living place. hmm.gif
Belphegor
post Mar 18 2016, 08:49 AM

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QUOTE(fruitie @ Mar 18 2016, 12:20 AM)
What is main branch?
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I'm planning to submit the form at Kota Kemuning. Then I thought about the saving account main branch thingy, not sure if that applies to credit card. confused.gif
Belphegor
post Mar 18 2016, 09:08 AM

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QUOTE(fruitie @ Mar 18 2016, 09:02 AM)
Ya la, ya la.
That time approaching my sleeping time. Not that I can't spell, my English is not that poor. whistling.gif
Doesn't apply at all.
Some applied online, how? laugh.gif
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Sorry ah me first time doing this. Pardon me. laugh.gif
Belphegor
post Mar 18 2016, 09:14 AM

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QUOTE(psiloveu @ Mar 18 2016, 09:10 AM)
In the application form, u can choose which branch you want to collect your card.
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Yeah I did notice that part. Hoping that they can send it to my house or new office instead as I just changed a new working environment. laugh.gif

Many thanks for all the information and advice. icon_rolleyes.gif
Belphegor
post Mar 21 2016, 09:08 AM

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Just wondering, so the cut off date for CB is a standardized date for EVERYONE or you can actually pick the date you want it to cut off?

EDIT: For those who wanna apply for Wise card, can go to Midvalley GSC. There's a booth there over the weekend, not sure if the booth still there this week. Alternatively, you guys can call this number. He is quite friendly guy. I signed up over the weekend and he is very helpful on helping doubtful customers to ensure that Wise has the most CB among all other CCs. Zison How, 017 triple6 8170.

This post has been edited by Belphegor: Mar 21 2016, 09:10 AM
Belphegor
post Mar 21 2016, 10:42 AM

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QUOTE(fruitie @ Mar 21 2016, 10:36 AM)
Cash back is based on calendar month and needs to be posted by last day of the month. The cycle is from 1st to the last day of the month. Statement date can change as per their set of statement dates.

How to ensure? He can only talk based on facts. I hope besides telling all the nice things about Wise, he will also tell you the criteria about Wise. smile.gif
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I already knew all the benefit, criteria and conditions before signing up. I went up to him, ask for application form and fill in everything then gave back to him while he was busy entertaining other potential subscribers. laugh.gif

With my spending close to RM1000 per month, it best for me to own a Wise card. Citi clear + Shell Citi not good enough. :/
Belphegor
post Mar 24 2016, 09:30 AM

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Do you guys have any idea what are the reasons for HLB to reject one's application? sad.gif I kena sia, wanna find out what's the problem. Have credit card history, no loan or whatsoever.
Belphegor
post Mar 24 2016, 11:29 AM

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QUOTE(IceLeo @ Mar 24 2016, 10:40 AM)
PTPTN kut
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No loans, no nothing. Except the housing loan that was under my name.

QUOTE(fruitie @ Mar 24 2016, 10:46 AM)
If you have printed CCRIS before, you will see that CCRIS has no PTPTN.
At least for mine which was printed in January. Plan to do it again soon.
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I remember there's this thing where they see if your current monthly outstanding exceed the maximum amount of your overall salary. Could that be the cause?
Belphegor
post May 3 2016, 10:25 AM

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HL Wise have issues? Tried to apply but rejected. Now even my gf with healthy financial also got rejected. Anyone from inside or gotten any news from inside?
Belphegor
post May 3 2016, 12:08 PM

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Anyone just got their card recently like within 3 weeks? Would want to know if they really narrowing their applicants or there are other reasons.
Belphegor
post May 3 2016, 04:36 PM

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QUOTE(fish_pg @ May 3 2016, 04:11 PM)
Just got my card recently.
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QUOTE(woe.com @ May 3 2016, 04:12 PM)
just got my card last week
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Okay, that's just sad. sad.gif

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