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Credit Cards Hong Leong Bank Wise Credit Card V7, 10% Cashback , Up to RM100 per month

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saitong09
post Mar 22 2016, 07:59 PM

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QUOTE(CAFE21 @ Mar 22 2016, 03:32 PM)
OT a bit, fortune card n essential card which one is better? Fortune card CB is 1% essential CB is 0.6% if below RM5K n 1% above 5k.
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If you can consistently spend more than 2k a month, definitely Fortune card is better.
CAFE21
post Mar 22 2016, 08:27 PM

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QUOTE(saitong09 @ Mar 22 2016, 07:59 PM)
If you can consistently spend more than 2k a month, definitely Fortune card is better.
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If the spending is less than 2k will the cash back be burned? Will they credit next mth when it reaches RM20?
saitong09
post Mar 22 2016, 08:31 PM

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QUOTE(CAFE21 @ Mar 22 2016, 08:27 PM)
If the spending is less than 2k will the cash back be burned? Will they credit next mth when it reaches RM20?
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if less than 2k you will get nothing and no carry forward
CAFE21
post Mar 22 2016, 08:33 PM

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QUOTE(saitong09 @ Mar 22 2016, 08:31 PM)
if less than 2k you will get nothing and no carry forward
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OK. Thanks for the info. Will get essential instead.
cipher3344
post Mar 22 2016, 08:47 PM

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QUOTE(staticxtreme @ Mar 22 2016, 03:20 PM)
guys wanna check

if i buy a handphone through maxis / celcom / digi and take their installment plan to pay off the phone, do i still get 10% cash back assuming i tick all the criterias (spend more than 10x etc etc)
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installment does not carry any CB even u swipe in those telco.

the mobile CB will only giving to bill payment.

however, if the telco guy mistake and swipe in bill payment...that is another story..
cipher3344
post Mar 22 2016, 08:49 PM

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QUOTE(CAFE21 @ Mar 22 2016, 08:33 PM)
OK. Thanks for the info. Will get essential instead.
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u can see when no body discuss Fortune card.... it means.. NOT A GOOD CARD!

btw, u can try OCBC 365 or GE.. 1% @1st 1k..
laymank
post Mar 23 2016, 08:44 AM

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I paid TNB via UOBPayonline using PBB VS and got cashback as ONLINE.

If paid using WISE card, which category will it be, ONLINE or UTILITY?
Human Nature
post Mar 23 2016, 08:50 AM

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QUOTE(laymank @ Mar 23 2016, 08:44 AM)
I paid TNB via UOBPayonline using PBB VS and got cashback as ONLINE.

If paid using WISE card, which category will it be, ONLINE or UTILITY?
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Utility
peri peri
post Mar 23 2016, 09:21 AM

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this month i seize from using this card.

coz petrol and diesel price too low. hardly hit rm50 to meet the quota.
peri peri
post Mar 23 2016, 09:22 AM

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QUOTE(laymank @ Mar 23 2016, 08:44 AM)
I paid TNB via UOBPayonline using PBB VS and got cashback as ONLINE.

If paid using WISE card, which category will it be, ONLINE or UTILITY?
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utility
cybpsych
post Mar 23 2016, 09:26 AM

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QUOTE(peri peri @ Mar 23 2016, 09:21 AM)
this month i seize from using this card.

coz petrol and diesel price too low. hardly hit rm50 to meet the quota.
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me same here on the petrol. rm40 already full tank rclxub.gif laugh.gif nowadays only pump rm30-40 each time.

luckily, i split to multiple-RM50 payments for Unifi & TNB, then reloaded 4 different TNG cards (not splitting due to svc charge+gst per reload) .... all at Sam's Nu Sentral.
peri peri
post Mar 23 2016, 09:32 AM

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QUOTE(cybpsych @ Mar 23 2016, 09:26 AM)
me same here on the petrol. rm40 already full tank  rclxub.gif  laugh.gif  nowadays only pump rm30-40 each time.

luckily, i split to multiple-RM50 payments for Unifi & TNB, then reloaded 4 different TNG cards (not splitting due to svc charge+gst per reload) .... all at Sam's Nu Sentral.
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yeah, sam grocer is the only option coz toll rates never dropped. but not very convenient to visit sam store.
sjneow
post Mar 23 2016, 09:48 AM

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QUOTE(cipher3344 @ Mar 22 2016, 09:47 PM)
installment does not carry any CB even u swipe in those telco.

the mobile CB will only giving to bill payment.

however, if the telco guy mistake and swipe in bill payment...that is another story..
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I think he means those inflated contract plan that gives you a phone for a 24 months contracts
kremlin
post Mar 23 2016, 10:21 AM

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QUOTE(fruitie @ Mar 20 2016, 05:35 PM)
Does anyone as cheapskate as me that will only spend RM 985 per month? Not more or less than that? laugh.gif
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I hope not a lot is practising this else HLB might want to revise the CB sooner than expected sweat.gif
SUSPink Spider
post Mar 23 2016, 10:35 AM

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any sign-up gifts u guys getting?
Human Nature
post Mar 23 2016, 10:39 AM

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QUOTE(peri peri @ Mar 23 2016, 09:21 AM)
this month i seize from using this card.

coz petrol and diesel price too low. hardly hit rm50 to meet the quota.
*
QUOTE(cybpsych @ Mar 23 2016, 09:26 AM)
me same here on the petrol. rm40 already full tank  rclxub.gif  laugh.gif  nowadays only pump rm30-40 each time.

luckily, i split to multiple-RM50 payments for Unifi & TNB, then reloaded 4 different TNG cards (not splitting due to svc charge+gst per reload) .... all at Sam's Nu Sentral.
*
lol i thought i am the only one facing this problem..had to wait till the half a bar to make it over 50
laymank
post Mar 23 2016, 10:40 AM

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QUOTE(Human Nature @ Mar 23 2016, 10:39 AM)
lol i thought i am the only one facing this problem..had to wait till the half a bar to make it over 50
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This is funny, as if people are complaining the petrol being to cheap. biggrin.gif
fruitie
post Mar 23 2016, 02:29 PM

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QUOTE(kremlin @ Mar 23 2016, 10:21 AM)
I hope not a lot is practising this else HLB might want to revise the CB sooner than expected  sweat.gif
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Actually HLB MACH is also using this formula, not only HLB Wise.
peri peri
post Mar 23 2016, 04:45 PM

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QUOTE(laymank @ Mar 23 2016, 10:40 AM)
This is funny, as if people are complaining the petrol being to cheap.  biggrin.gif
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QUOTE(Human Nature @ Mar 23 2016, 10:39 AM)
lol i thought i am the only one facing this problem..had to wait till the half a bar to make it over 50
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becoz my fuel choices is very limited in KV. Like Petron RON 100 and BHP Euro 5. Not every station available.
peri peri
post Mar 23 2016, 04:49 PM

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btw, those who have points in bhp or plusmiles or mesra, better redeem all this month since the fuel price is cheap.

next month will up liao.
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