Hi all, planning to get the BigPay and top up. May I know when will be the next match? Thanks
Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion
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 Feb 28 2019, 01:05 PM
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63 posts Joined: Aug 2006  
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Mar 4 2019, 03:21 PM
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#2
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Hi all, anyone compared overseas transactions currency rate for the 2 cards? Since both cards give 5x tp for overseas transaction. Any significant difference in the rate? I remember I read the Amex card for overseas spending will calculate into US dollar first, then add on a certain % ( more than 1%).. so which card to use for overseas merchant? Thanks!
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Mar 4 2019, 06:59 PM
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QUOTE(tohff7 @ Mar 4 2019, 04:33 PM) AMEX - it's per what you written and the fee is 2.5% Thanks!!VISA- 1% levied by Maybank + 1.25% by VISA Most of the time, VISA wins. Because of the mechanism, Amex fee end up could be slightly higher than 2.5% Last but not least, also depends if there's any promotion or contest by Visa or Amex. Don't mind paying slightly more  |
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Mar 14 2019, 09:38 AM
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#4
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something related back to the 2 cards.
Will you pay extra (say 2.5%) to use the credit card to pay for your purchase, in order to receive TP? I read someone wrote is worth paying 0.8% credit card charge for the LHDN tax payment, but if 2.5% seems a bit too high? any thoughts? thanks! |
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Mar 14 2019, 10:04 AM
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#5
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QUOTE(herc @ Mar 14 2019, 09:53 AM) Foreign transaction? What other option u have not foreign transaction, just that the merchant accept cash and cheque. For credit card payment, need to add on 2.5%. |
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Mar 14 2019, 10:56 AM
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#6
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QUOTE(Catalyst86 @ Mar 14 2019, 10:38 AM) If can use amex to pay for 5x TP I would do it. Since the miles for me is worth more than the 2.5%. If can only get 2x TP, no. Thank u.But how do u get the calculation? say if I make a transaction of RM 40,000. For 2x TP, I'll get 82,000TP, with RM1000 charge. For that amount of TP, convert to miles is 18,222. Roughly a return ticket to Hong Kong. So is not really worth the RM1000. Am I right? |
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Mar 14 2019, 02:04 PM
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#7
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QUOTE(charlesj @ Mar 14 2019, 11:35 AM) If you earn 2x TP, forgot about it. 5x TP is ok. As per your calculation: 20k miles get you a HK return ticket (don't forget the additional ~RM300 airport tax). So you need to pay RM1000 (2.5% fee) + RM300 = RM1300 for the "free" ticket. You can easily get a ticket at this price (or even lower) and if you pay with Amex, you will earn another 5x TP. QUOTE(Catalyst86 @ Mar 14 2019, 11:28 AM) Yeah, like your calculation RM1000 surcharge to get 80k TP which is 17,777 miles. Almost 6 cents a mile which is what I value them around. Thanks 👍🏻👍🏻But if 5 TP, you'll get 200k TP which is 44,444 miles. Only a little more than 2 cents a miles. Definitely value la unless you have more miles than you can spend. In short (for me), 5x TP worth it to pay 2.5% surcharge. I just redeemed companion award on CX for my wife KUL-JFK-LAX-HKG-KUL for 128k miles. The ticket I bought for myself was slightly more than 15k. So I got more than 11 cents value per mile |
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Mar 29 2019, 08:41 AM
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#8
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Want to ask if I use Amex to pay income tax with 0.8% surcharge. Do I qualify for 5x TP? or does it count as Government bodies with no TP?
This post has been edited by hlee077: Mar 29 2019, 08:51 AM |
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Mar 29 2019, 08:51 AM
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#9
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QUOTE(cybpsych @ Mar 29 2019, 08:47 AM) where did u get the info that Govt bodies get 1X TP? refer the product page >> https://www.maybank2u.com.my/maybank2u/mala...ds_premier.page edited. thanks |
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Apr 3 2019, 08:04 AM
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#10
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QUOTE(lilsunflower @ Apr 2 2019, 08:29 PM) BP. No point paying direct right since LHDN is government. If use BP to pay, if more than 10k then need to separate into few times and have few receipts. Shouldn’t be a problem right?Any other way to pay TNB? in order to maximize the return since only 1x tp if pay by Maybank 2 cards. |
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Apr 13 2019, 03:56 PM
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#11
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QUOTE(isaacchew @ Apr 13 2019, 12:20 AM) MU v West Ham Sunday 12.30am, means need to top up on Saturday, 13th Apr Sorry.. as the match is on 14/4 Sunday 00:30 as stated on the MU site. Does the purchase/top up on 14th only qualify if MU wins? A bit confused..Odds for MU winning is around 72% |
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Sep 11 2019, 09:05 AM
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#12
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QUOTE(mr_tuzki @ Sep 8 2019, 05:51 PM) Citibank Premier Miles is also an option for BP. Rm4.50:1 Mile. Topup 10k gets you 2,222 Miles Top up Bigpay by Citibank Premier Miles card can get points? |
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