Can try to apply by pledging FD

The key is the currency charged in....if in any currency other than myr, it will be 5x....even if spent in msia....

Eg, uber you pay in myr....but the charging currency is actually euro!....and you get 5x....

I want to share with you guys an interesting redemption I did recently, maybe someone will find it useful.

I redeemed Krisflyer points for HAN-KUL recently. I noticed EVA (Star Alliance partner) had a strange married segment flight they sell at a ridiculous price (RM66xx compared to RM19xx-RM23xx for competing airlines in Business). Sample: http://goo.gl/flights/ISpZ

As you can see it involves flying up from HAN to TPE (2+ hours), "layover" in TPE for 17hr (arrive afternoon and fly out early next morning), TPE to KUL (4+ hours). As far as service goes I thought the "Taiwanese" touch on EVA was a really good experience compared to the usual westernized service you get on SQ etc. For example they have a wide selection of teas from matcha milk tea, Japanese hojicha (served in an appropriate cup for it) to Pu Er/other Chinese classics. Other airlines won't even make the distinction let alone serve it in proper cups (Taiwanese take their teas very seriously). Also I got lucky and they used A330s for both my segments that day. Not the best or most advanced seat (early 00s angled flat), but gets the job done. If you have time it's not a bad way to get home. Also maybe to get out of Taoyuan airport to see Taipei a little bit. The new EVA lounges are pretty decent to spend time in, all new.

The interesting part is, HAN-KUL is technically same region on the award chart even though TPE isn't. If I redeemed HAN-TPE it would be 27.5k one way, TPE-KUL will be another 27.5k. But because of routing rules and a long layover, this particular itinerary  HAN-(TPE)-KUL is 20k one way. For taxes it came to S$138.70.

Not the most amazing redemption ever, I thought there was fair value :-)

Edit: A more blatant example would be KUL-SIN via TPE http://goo.gl/flights/ROxL RM99xx "value". I really wonder if anyone buys these tickets. I didn't ticket this so I'm not even sure the agent will allow it! :-) It's even SEA1 to SEA1, so it only comes to 17.5k in J. Amazing.

If in foreign currency, will be 5x, irrespective of type of payment, including education and gov agency....

If processing is done overseas, even if in myr, also will be 5x...eg uber payments, agoda bookings....

two months ago i swipe 10k in Honda, they allowed amex ,but charged me 1.5%

which begs the question...is 50k points worth the rm150 extra?....the treats point nominal value is 0.25sen....so the value of 50k points is rm125....

yes, i believe genx did calculate this out before....and conclude that for the purpose of airmiles, it may be worth it....

the worth is not very much for economy class redemption...best for business class...

however, it only has value if it is replacement worth...ie, you intend to buy a business class ticket anyway, and then use miles to redeem...if you would otherwise just travel economy, then the worth may be a bit of $ saving (usually redemption cost will be less than an economy ticket), and a free class upgrade.... 

free class upgrade isn't much value to me, unless it's a long haul red eye....

Redemption online with kf still gets 15% miles discount?...

Problem with kf is I need to start journey in msia, not sin....still two minds about where to direct my points....

And yes, I hate to have to call cc....rather do everything online....

if i want earn avios miles , any cc recommend ?  thanks

ba has little presence in this region, so redemptions will have to be on partner airlines....how is it done?....can do online, or need to call ba....?

It is quite common but I have only done it with local insurance company which I trust. You have to see how trust worthy that organisation is .

What is this DCC FEE DB 0.8% MY?