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Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion
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SonnyCooL
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Sep 29 2016, 05:33 PM
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can i ask what so good abt this card ? previously using Maybank Platinum free for life, today they send me new card (infinite) and told me that is a upgrade but only first year free, next year rm 800 ......
what the point ? thinking of rejecting them. i have HLB infinite (free for life too) .......
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SonnyCooL
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Oct 1 2016, 02:12 AM
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QUOTE(limeuu @ Sep 30 2016, 09:36 AM) Don't have 2premier....just the old single vi....never bothered to convert when they launched the 2premier....not sure I can spend 80k....lol no worry when close 11 month, i will offer, who want to buy car cash, i can swipe for you with free umbrella .... hahha
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SonnyCooL
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Oct 1 2016, 11:43 AM
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QUOTE(Yippie123 @ Oct 1 2016, 08:25 AM) Car cannot be bought with cash... why cannot leh ?
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SonnyCooL
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Oct 3 2016, 02:05 AM
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QUOTE(Yippie123 @ Oct 2 2016, 11:08 PM) Max I can do with cc so far for car is 50k... Might be something to do with my nego skills then than what the point they give us high credit for ???? wondering ...
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SonnyCooL
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Oct 3 2016, 10:01 AM
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QUOTE(kelvintt @ Oct 3 2016, 07:41 AM) Imagine you're buying a 30k Rolex watch + 50k Hermes handbag + 20k business class flight ticket within the same statement month... that's already 100k. me seriously not in luxury item, watch might be but my regular watch guy refer cash  and it come with better discount ... QUOTE(lilsunflower @ Oct 3 2016, 08:00 AM) Another typical situation is kids annual international school fees. Total credit limit wipe out. I still single and seriously bank give me large credit which i request to reduce to prevent any fraud issue but they insist ..... most i will spend with is food .... This post has been edited by SonnyCooL: Oct 3 2016, 10:02 AM
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SonnyCooL
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Oct 3 2016, 03:07 PM
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QUOTE(limeuu @ Oct 3 2016, 02:51 PM) Banks have never refused to reduce the limit when I request....with the caveat that in future should I want to increase the limit, they will want another round of proof of income.... There is however a minimum....and the recent RHB cc I got, the minimum they allowed me to drop to is 30k.... Bank always increase my limit with tons of excuse,last time they call for limit increase, now they send new card n auto increase ..... don't even reach 3% from my limit..... That is hassel on us not them ....
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SonnyCooL
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Oct 5 2016, 01:16 AM
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wooo .... i look old now, i don't even calculate the point i earn ....
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SonnyCooL
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Oct 17 2016, 02:01 AM
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guy if i make online purchase with USD, so i can get 5*TP ???
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SonnyCooL
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Oct 18 2016, 06:53 PM
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QUOTE(aspartame @ Oct 18 2016, 04:55 PM) First year free.... cancel next year if u want..., guess what maybank officer offer me ? he ask me pay my FD with my card ..... this sound crazy, going to see them see what they offer CC to FD ...... than 80k per year is not issue ...
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SonnyCooL
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Oct 18 2016, 08:32 PM
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QUOTE(maskedchan @ Oct 18 2016, 08:27 PM) perhaps you misunderstood his offer? he asking u to pledge fd to get this card? perhaps u don't read properly
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SonnyCooL
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Oct 18 2016, 08:59 PM
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QUOTE(bearbear @ Oct 18 2016, 08:39 PM) Sorry you need to rephrase your words, what is "pay my FD with my card"? I am one of those that pledge FD to get the card, what is your exact problem? Pledging basically mean you tie your FD to the CC to compensate the difference of CL that the bank is willing to give you & the minimum CL required for the card. sorry for you. i means Pay My FD with my Card. means deposit fd using my card, means using my card to do fix deposit. that is most ridiculous offer i get from my banker, any way meeting him next week to find out .
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SonnyCooL
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Oct 18 2016, 09:28 PM
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QUOTE(maskedchan @ Oct 18 2016, 09:20 PM) if this is true and can get points..i dont see what wrong with it.. that why i asking lor ..... cause a bit weird leh, means i use my credit to pay my FD than a month later only pay my credit + extra point. means i can use my credit to make one month interest free.
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SonnyCooL
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Oct 18 2016, 09:37 PM
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QUOTE(aspartame @ Oct 18 2016, 09:36 PM) Maybe they charge you cash advance fee! that will kena F  i still figure out next week
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SonnyCooL
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Nov 30 2016, 01:14 PM
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Any Welcome gift from maybank for this two card? cause today card center call me to deliver some welcome gift ....
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SonnyCooL
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Apr 24 2018, 03:17 PM
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QUOTE(whyip1988 @ Apr 20 2018, 09:30 AM) guys better screenshot ur TP balance in old M2U , coz i found that in New M2U , my TP less 82k  not only that, they completely remove my TP once cancel my card but my account still active ... i spend nearly 400k (average 200k per year), now i have 0 Treat Point, that is pure bullshit from Maybank.
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SonnyCooL
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Apr 24 2018, 03:34 PM
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QUOTE(Alec.Yong @ Apr 24 2018, 03:28 PM) Cancel before redeem all points? yes ... cause TP is follow my account not following my CARD as they show in my statement .... as i still have 2 personal account with them ....
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SonnyCooL
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Apr 24 2018, 03:40 PM
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QUOTE(Alec.Yong @ Apr 24 2018, 03:39 PM) Hmmm..anyway to get the points back? i called and complaint, they said come back to me tomorrow .... but worst i don't even remember how many point i have, cause i don't bother abt TP, as i use it mostly for discounted hotel n food ....
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SonnyCooL
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Apr 25 2018, 11:20 AM
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QUOTE(Alec.Yong @ Apr 24 2018, 03:39 PM) Hmmm..anyway to get the points back? maybank just contacted me, i can't get my point back to my account, but they can help me to do manual redemption and i just used up all my point and close to RM 6000 giant voucher i get now ..... hahahhahah lucky i check.
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SonnyCooL
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Apr 25 2018, 11:56 AM
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QUOTE(Alec.Yong @ Apr 25 2018, 11:54 AM) Wow!! RM6,000 Giant voucher.. can sapu many things ! yah no choice, cause i only can do manual redeem as the point can't return to my account already .... so i check cash voucher is easier ....
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SonnyCooL
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Apr 25 2018, 01:07 PM
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QUOTE(chiahau @ Apr 25 2018, 11:58 AM) Another legend spotted. At least 2,4m points, thereabout? (Assuming 400 = 1 ringgit) 2.7m i think cause i use it for company transaction too  rm 100 voucher is 46000 point. QUOTE(Alec.Yong @ Apr 25 2018, 12:12 PM) Why not consider Aeon Vouchers? More ‘variety’..  The rate among Giant and Aeon same right? i redeem for my parent and they prefer to shop in giant (nearer + dont plenty free open air car park).
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