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> Maybank 2 Cards Premier V2, Fastest Air Miles Conversion (Credit Cards)

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Raymond T.
post Sep 12 2020, 01:39 AM

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I tried apply this card via M2U within 30 min receive message rejected lol 😳
Raymond T.
post Oct 22 2020, 02:57 PM

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Seeking advice from sifu if my sister last year BE did not achieve 100k / annum income but starting from Jan until Oct salary above 150k and got contribute KWSP do you think maybank will approve or have to wait until next year submit income tax again only got chances.
Raymond T.
post Oct 22 2020, 03:22 PM

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QUOTE(adele123 @ Oct 22 2020, 03:10 PM)
EPF is usually enough. at most, give payslip lo. usually not many people submit BE form.
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I see

This post has been edited by Raymond T.: Oct 22 2020, 03:23 PM
Raymond T.
post Mar 27 2021, 09:42 AM

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QUOTE(fruitie @ Mar 27 2021, 08:22 AM)
Well, MBB is surely stricter compared to other banks and salary requirement is just one of the criteria. If you are already an existing MBB user, then just add additional cards and that will be easier.
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If too many credit card with high limit do you think Maybank will approve ?
Raymond T.
post Apr 1 2021, 11:52 PM

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QUOTE(Zenph @ Apr 1 2021, 11:49 PM)
Just called a SMS today.

I got rejected. Weird...

My salary met the criteria...
I been using maybank as my company bank acc and my personal acc..
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Did you apply other card rejected or approved this recent month ? OR maybe you have many card
Raymond T.
post Apr 7 2021, 11:04 AM

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QUOTE(svefz @ Mar 27 2021, 11:33 AM)
If you are Maybank Premier Wealth customer will increase the chance to approve the card even have a high limit credit card. brows.gif
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I just try to apply last week without being Maybank Premier Wealth today received approved SMS 😂
Raymond T.
post Jul 9 2021, 04:35 PM

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Maybank Categorises Cryptocurrency Purchases As Credit Card Cash Advance & Cash Withdrawals

Maybank has updated its terms and conditions relating to Cash Advance and Cash Withdrawals for both its Maybank and Maybank Islamic credit cards. Effective 16 July, the updated clauses classify cryptocurrency transactions as Cash Advance or Cash Withdrawals – officially making crypto purchases liable for cash advance and withdrawal charges.

Prior to this update, Cash Withdrawals/Cash Advance had been quite narrowly defined as a cash withdrawal made by submitting a Cash Withdrawal Draft or any cash. Now, for conventional credit cards, Maybank has expanded the meaning of Cash Withdrawals to include cryptocurrency whereas for Islamic credit cards, cryptocurrency has been included under the definition of Cash Advance. Maybank has also included betting and gaming transactions under its Cash Withdrawal category for conventional cards.

The new definition is laid out as follows: “The use of the Credit Card for the withdrawal of cash or in any form of cash in any currency and the use of Credit Card for the purpose of betting or gaming transactions, including but not limited to purchase of lottery tickets, casino gaming chips, off-track betting, wagers at race or purchase of travellers cheques, foreign currency, money orders and quasi cash transaction representing a Merchant’s sale of items (including digital currency i.e. cryptocurrency or related/similar to cryptocurrency)”.


Cash Withdrawals/Cash Advance are subject to additional credit card fees, so this means that you will be incurring these charges if you use your credit card on cryptocurrency transactions. Following Maybank’s current fee structure, you will be charged a fee of 5% on the total amount or a minimum of RM18 per transaction, whichever is higher. There will also be a 18%p.a. interest charge to pay, calculated on a daily basis.

Local cardholders have already mentioned being charged this fee when buying cryptocurrency on platforms like Binance, which offers credit cards as one of its payment methods – so it’s likely that Maybank isn’t really introducing something new with these updated terms, but rather just formalising it. Moreover, now that cryptocurrency spend is officially being classed under Cash Withdrawals/Cash Advance, it’s certain that you will not be entitled to any cashback or rewards for these transactions. For the full details on the latest changes to Maybank’s credit card terms and conditions, you can refer to the announcement here
Raymond T.
post Jul 9 2021, 04:39 PM

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Just wondering does Amex Charge Card have no Pre-set limit in Malaysia ? As I know oversea they already don't define as charge card they refer as Credit card instead
Raymond T.
post Jul 9 2021, 07:53 PM

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QUOTE(Seth Ho @ Jul 9 2021, 04:40 PM)
I wanted to ask is it possible to apply Maybank premier with salary of 5k/Month?
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Approval rate very low as didn’t meet their criteria of Minimum Annual Income RM100,000. However I did saw some people able to upgrade from lower tier car with credit limit min 30k
Raymond T.
post Jul 9 2021, 11:31 PM

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QUOTE(Zegoon681111 @ Jul 9 2021, 11:02 PM)
If you just get the card, they will have a ‘limit’ for you

The longer you hold the card, the bank can see your spending pattern, thus you will have a higher ‘limit’

Every card holder will have different ‘limit’, so if you have a big transaction, better give them a call to find out first
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Thanks for your useful info, does this terms apply for existing maybank credit card user or charge card spending pattern entity separated from credit card division.

This post has been edited by Raymond T.: Jul 9 2021, 11:31 PM
Raymond T.
post Jul 12 2021, 04:13 PM

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QUOTE(fruitie @ Jul 11 2021, 09:59 PM)
Yes, failed nothing happens but cancellation won’t help in getting M2P.

Maybank is infamous for strict assessment when it comes to salary requirement.
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Agree Maybank very strict assessment, last time when i try apply their card although meet their requirement but they still reject multiple time reason given too many FI with high credit limit bruce.gif
Raymond T.
post Nov 19 2021, 05:24 PM

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QUOTE(Alec.Yong @ Nov 9 2021, 11:00 AM)
So far I’ve seen it’s RM250k.

Mine below.. 🤣🤣🤣

user posted image
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Wah bro, limit so high. Just wondering do you have high credit limit with multiple bank as well or just Maybank ?

This post has been edited by Raymond T.: Nov 19 2021, 05:25 PM
Raymond T.
post Nov 19 2021, 09:41 PM

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QUOTE(Alec.Yong @ Nov 19 2021, 09:38 PM)
Hmmm..

1st SCB
2nd MBB
3rd CIMB

🤣🤣🤣
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Envy my MBB limit only your 60% however foreign bank do offer higher 😂

 

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