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Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion

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Icehart
post May 7 2022, 03:38 AM

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From: Kuala Lumpur & Selangor


Curious how much you guys are clocking the spending on this card? I'm thinking to apply with FD pledge and earn airmiles.
Expenses are estimated at around MYR 15-20k/month.
Lots of overseas spending.
Icehart
post May 7 2022, 11:04 AM

72.55.191.6
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QUOTE(charlesj @ May 7 2022, 10:00 AM)
As long as you can hit RM80k spending a year, the card is good to go.
Do keep in mind air miles game isn't cheap.
*
Noted and thanks!

This post has been edited by Icehart: May 7 2022, 11:07 AM
Icehart
post May 7 2022, 09:23 PM

72.55.191.6
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From: Kuala Lumpur & Selangor


QUOTE(Ladszy @ May 7 2022, 04:52 PM)
Wdym by it isn’t cheap? As in the annual spending requirement or other hidden costs?
*
I think annual spending of RM 80k, translates to RM 6.7k per month.
Icehart
post Dec 6 2022, 09:59 PM

72.55.191.6
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From: Kuala Lumpur & Selangor


QUOTE(KuzumiTaiga @ Oct 8 2022, 12:18 AM)
Hi, am I right to assume that the the foreign exchange rate Vs myr is better with the visa instead of Amex?

So when overseas say Europe, it is best to only use visa? What about the TP per ringgit spent?
*
QUOTE(tarvalslain87 @ Oct 8 2022, 10:58 AM)
One is the exchange rate, another is that all foreign transaction gives us 5x TP so definitely only use VISA
*
Recently traveled to Korea and swipe my Amex & Visa card.

Amex Conversion:
68,000 KRW - RM 232.75 | 3.422

Visa Conversion:
47,000 KRW - RM 160.99 | 3.425

Icehart
post Dec 28 2022, 06:54 AM

72.55.191.6
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From: Kuala Lumpur & Selangor


QUOTE(charlesj @ Dec 6 2022, 11:47 PM)
RM is fluctuating very much recently, everyday has different rate
However don't be surprised that Amex may fetch a lower rate
Do try more and compare the exchange rate

For my recent trip, MBB VI quite standard 2.25%
Amex keep fluctuating, sometimes as low as 1%, sometimes as high as 2.5%
*
That amount was charged with 30 minutes apart only.
I think AMEX has good rates in Korea and it's widely accepted everywhere.

QUOTE(Zegoon681111 @ Dec 21 2022, 10:13 PM)
From now until end of 2023, if you qualify, cimb travel world elite cc is the best with 1 mile for RM1 spent for almost everything

For existing m2p holders like us, we still keep the card, and use Amex whenever possible to hit the RM80k to waive annual fee
*
If the bulk of my transactions are in USD/SGD, is CIMB TWE still a good card?
Icehart
post Sep 23 2023, 03:40 PM

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QUOTE(fruitie @ Sep 20 2023, 06:54 PM)
Er.. Amex Reserve is RM 1.40 for 1KF.
*
If I swipe Visa but in SGD, the conversion is the same?
Icehart
post Sep 23 2023, 07:29 PM

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QUOTE(fruitie @ Sep 23 2023, 06:47 PM)
You mean air miles conversion? Yes, it’s still 7k TP for 1000 miles.
*
KF miles earning.
Does Visa and Amex reward same TP if swipe in foreign currency?
Icehart
post Sep 23 2023, 08:32 PM

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QUOTE(knwong @ Sep 23 2023, 08:12 PM)
You’ll earn the 5X TP in the converted RM
*
So there's no difference between AMEX and VISA for foreign transaction?
Icehart
post Sep 29 2023, 01:35 PM

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QUOTE(theberry @ Sep 28 2023, 11:47 PM)
amex foreign spread is big compared to visa. whistling.gif
*
Tested on $1000 USD charge between Visa and Amex. RM 5 difference.

This post has been edited by Icehart: Sep 29 2023, 01:35 PM
Icehart
post Sep 30 2023, 10:25 PM

72.55.191.6
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QUOTE(theberry @ Sep 30 2023, 07:58 AM)
so little ke
i tot used to very big last time/.  laugh.gif
*
Yup. I think two months ago the difference become RM 2 only. But Amex not widely accepted so for foreign transaction Visa is still better. Good to know that both cards reward the same TP for foreign currency.
Icehart
post Nov 14 2023, 07:01 PM

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M2P still worth it if most of your transactions are in foreign currency.
Icehart
post Nov 15 2023, 10:49 AM

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QUOTE(francis226 @ Nov 15 2023, 10:45 AM)
Even if foreign currency spending, AR is useless now. only need VI to access lounge & 5x TP. AR charges is high.
*
What is AR?
Icehart
post Nov 15 2023, 12:09 PM

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QUOTE(zstan @ Nov 15 2023, 11:57 AM)
Amex Reserve
*
That is true. Amex card can keep at drawer. No need to bother asking if the counter accepts Amex or not now.
Well unless you're purchasing something expensive and need the extended warranty.
Icehart
post Jul 30 2024, 03:19 AM

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Just got to know about this nonsense monthly cap limit from Maybank. GG I’m gonna cash out end of this month and find another card.

This question may be asked again - but what’s the best KF card with Visa? Most of the transactions are foreign currency.
Icehart
post Jul 30 2024, 11:34 AM

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QUOTE(knwong @ Jul 30 2024, 08:24 AM)
If on 1 Aug the monthly quota doesn't get finished up....you might need to wait until next month
*
Yup. Standby by 11.55pm tomorrow.
After this clear all the remaining outstanding then cut.

So far from my reading the next best card for Krisflyer with foreign spending is UOB Priv Elite Miles Card.

Icehart
post Aug 1 2024, 12:27 AM

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Also managed to convert at 12.20am.
Can cut this card.
Icehart
post Aug 1 2024, 12:31 AM

72.55.191.6
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QUOTE(peterbrutus @ Aug 1 2024, 12:26 AM)
finally got my airmiles redeemed, after having 2 computers and 1 phone, harassing their cs and treatpoints website!
I got my phone standby calling CS but no one answering!
1st computer logon to treatpoint website at 12:00am and keep trying to redeem and it says out of stock!
used my 2nd computer and keep trying and finally one of the computers got it through but guest what, unsuccessful after keyed in TAC.

After at least 7 times attempt, finally got the green words "Successful"! and got my receipt!
Thank god!
I can now cancel my maybank card and will never join them again!

please take note that it won't immediately deduct your points and your airmiles won't be reflected immediately.  I'm still waiting.  But at least i got the receipt.
*
My points are reflected after 15 minutes.
Icehart
post Aug 1 2024, 12:40 AM

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QUOTE(peterbrutus @ Aug 1 2024, 12:34 AM)
which airlines? enrich?
*
KF
Icehart
post Aug 1 2024, 12:43 AM

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QUOTE(peterbrutus @ Aug 1 2024, 12:41 AM)
same here. It's been 20 min. Mine still haven't been reflected.  maybe i should call cs. dang!
*
My 2nd redemption also reflected (I redeem twice).
You need to logout and login again.

Refreshing won't work.

This post has been edited by Icehart: Aug 1 2024, 12:43 AM
Icehart
post Aug 1 2024, 12:50 AM

72.55.191.6
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Try again next month for those who failed. I'm sorry.

Good to know all of you here. Moving to UOB.

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