I think previously ppl had mentioned before that you cant waive the AF. 1st year is free of course and for subsequent years you will need to achieve the min. spending amount per year in order to waive. If not then you will have to pay the RM800.

normally from my experience with MBB's VS, it will be charged on your anniversary month (refer to your card expiry month), it will normally be last 2-3 days before the statement date.

if you want to cancel your card and choose not to pay the AF, you cannot make any swipes after the AF has been charged.. if you made any swipes after that, you are obliged to pay the AF

The extra months (when u got ur car until 1st anniversary month) will be free..

Example u got in march, ur anni month is june, then march-june will be free to use period... june 2019-june 2020 will be the official first year for you... end of june 2020 they will bill you the AF should you not meet the spending requirement

Even though you get your card earlier than your anniversary month, the 80k spend is counted from the last 12 months spend

fellow sifus, sorry to ask again if it has been asked before, but cant seem to find it in mbb website, or this thread...

how does VI MU qualify for 2x points ya for local spending?

i think the comparison abit off, i was considering wmc and the ikhwan due to VI wont exactly give 2tp for every transaction but the wording used is up to 2TP.

anyone can exactly knows all retail are 2TP?

But it doesn't specify M2P like M2C... And it mentions clearly "Enrich Miles".

Anyway, I will call CS when I'm free. Need to construct my questions before asking.

It din mention things like kf

KF is affected where it will also needs 5000 TP to redeem post 1 Jun

The panic is when it's was not clear whether KF is excluded from miles redemption, leaving only Enrich

Disciples.

Anyway, learn from each other lo. No issue one.

He's fine in person.
We met 4 years back and hang out every time when he's back. We address each other as bro not master or what. He even invited me to his house during my trip to aus.

You're probably new to here but a lot of us benefited from his knowledge and myself personally redeem more than 4 full trip business class ticket under his sharing.

Dont judge too quick before you even know him.

He was just having some fun lah.... I dunno why ppl took it so seriously ...

Guys, do we get 5X points on the MBB VI on hotel booking websites like Agoda, Booking.com or Hotel.com?

accumulate first? since got 6 years prior expiry