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Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion
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knwong
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May 20 2019, 10:43 PM
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QUOTE(cooldownguy86 @ May 20 2019, 10:29 PM) Anyone with experience on requesting for credit limit increase? I intentionally reduced my limit previously. Recently submitted a temprorary limit increase application but was rejected. I was expecting CS to request income documents but they didn't. Income documents are required for permanent CL increase For temp increase just call and give valid reason will do
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knwong
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May 21 2019, 10:57 PM
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QUOTE(cooldownguy86 @ May 21 2019, 07:27 PM) Requested for temp increase over the phone - rejected. Requested for perm increase online and submitted documents - rejected as well. Maybe got issue with my ccris scores? How's your financial health? Spending, payment, borrowing, etc...
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knwong
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May 21 2019, 11:59 PM
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QUOTE(digidigi @ May 21 2019, 11:41 PM) I also always have problem apply for cc, although income way higher than require income I max out my cc limit every month, but always make full payment on due date , sometimes 1 or 2 days late coz forgot alr I have DSR way higher than 100 percent, but I never late payment any loan instalment , even single day. Not sure which reason make me hard to get cc approval How to get >100% Debt ratio? Speaking of that if I am your bank I also think you are a big risk already
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knwong
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May 24 2019, 12:18 AM
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Well well well... Just read MAS and JAL will be tie-up. This came as surprise
Few weeks ago read an analyst proposed SQ and MH tie up instead
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knwong
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May 26 2019, 04:22 PM
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I checked my balance TP in MBB want redeem fully to KF. Didn't know it display only my portion. Was surprised to find out I have more than that - the rest coming from supplementary
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knwong
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Jun 3 2019, 12:24 PM
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QUOTE(tansam @ Jun 3 2019, 12:08 PM) https://www.grab.com/sg/grabsingaporesale/ Try purchase now. Redeem 700grabpoints to 160krisflyer miles yesterday and today already in. If you redeem in Malaysia, the rate is 1400points and not worth. But you can change your location to anywhere in Singapore in the ride booking, then click the promo tab. So, you can browse all the rewards exclusive for singapore, 700to160KF as well. Changing location doesn't allow Grab user to perform travertine other than hailing ride in that country. Even though you were a regular user there. I've tried it last time.
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knwong
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Jun 4 2019, 10:21 AM
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QUOTE(CSS @ Jun 3 2019, 10:18 PM) Fcuk, didn’t even get notification. Just lost 11k miles! Lain kali rajin sikit main Lowyat forum
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knwong
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Jun 6 2019, 04:43 PM
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QUOTE(yoonyin @ Jun 6 2019, 04:38 PM) thepointsguy (US), pointhacks (AU), milelion (SG with alot krisflyer tip)! Just learnt the stopover tips from milelion to save some extra mile  Thanks for sharing. Here are mine for KF tips and maximising spending in SG 1. Milelion 2. Mainlymiles 3. Theshutterwhale
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knwong
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Jun 6 2019, 04:56 PM
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All AU, UK, US universities are aiming to earn international student fees - especially from China! I have friends working in this universities. They shared their strategies on how to reach this group of customers
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knwong
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Jun 12 2019, 01:00 PM
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QUOTE(peigeng @ Jun 12 2019, 10:25 AM) Two night separate booking number counted as two stay? Two separate booking at same hotel back to back doesn't count ya. Hilton is smart
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knwong
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Jun 12 2019, 05:54 PM
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QUOTE(aspartame @ Jun 12 2019, 03:13 PM) Hilton gold status got what benefit? By booking the cheapest rate but can still get free breakfast. Enjoyed that for my SG, HK and London stay More bonus points. Just by staying 3 nights at London, I got enough points for 1 night SG stay
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knwong
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Jun 15 2019, 08:55 AM
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QUOTE(whyip1988 @ Jun 15 2019, 08:31 AM) after the EPL season end , i call to MBB request change my M2P (OLD VI) to MU VI + Amex Reserve, i tot need cancel both my old vi+amex reserve to get new replacement , but CS told me they can issue new MUVI to me without cancel my amex reserve. no need replacement fee , just pay the SST for the new card. i was quite surprised replacement also can get welcome gift frm MBB  What gift?
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knwong
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Jun 17 2019, 10:35 PM
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QUOTE(alextan333 @ Jun 17 2019, 10:26 PM) 1%.. but redeem airmiles can get 15 - 20 % When playing airmiles best to use cost per miles (cpm) or miles per dollar (mpd). % just doesn't make sense
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knwong
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Jun 18 2019, 08:09 AM
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QUOTE(cybpsych @ Jun 18 2019, 08:06 AM) they need min 21 days before any changes taking effect. thanks to their delay in the announcement yesterday, effective 8 July. hopefully, 1-7 July transactions are still eligible for points/cashback. Ah so it's 21 days ah...initially I thought it should be 1 month
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knwong
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Jun 18 2019, 01:20 PM
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QUOTE(digidigi @ Jun 18 2019, 12:37 PM) Only optimal for spending up until 300k beyond that the earning power is poor Can elaborate why is there a 300k sky limit to spending?
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knwong
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Jun 19 2019, 08:32 AM
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QUOTE(meteoraniac @ Jun 19 2019, 07:34 AM) Another tip for hotel booking website, some may have seen it.. call kaligo currently got promotion A 4 days stay in intercon (800usd) would rake me in ~3800 krisflyer miles, plus another ~3k airmiles for paying with Amex (after tp conversion) .. can get up to 10k bonus air miles Kaligo sells the hotel at much higher rate compared to other websites, for the same hotel. Is KF worth that extra? I made that comparison before. Don't recall how much extra but doesn't seem justifiable
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knwong
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Jun 19 2019, 10:49 AM
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QUOTE(linese9001 @ Jun 19 2019, 10:45 AM)  Anyone received letter like this before? Is there any way to dodge MBB ? 😅 What sort of CC usage did they warn you about?
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knwong
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Jun 19 2019, 11:32 AM
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QUOTE(linese9001 @ Jun 19 2019, 11:07 AM) Used for 6digit biz expense for twice and i received this love letter. Probably have to split it too smaller amount next time My normal spending on m2p 20-30k/month. But occasionally i have large amount biz expense so will use m2p to pay. My brother uses his amex krisflyer for multiple TNB transaction >10 transactions also received this letter (amount not big tho) So just beware guys p/s i only have 3post per 12hours, so might not able to reply all  Banks do actively monitor transactions for frauds and hanky panky stuffs. Even if you suggest the workaround, your account kena flagged from now onwards. Not sure CCRIS record all these stuff will be affected or not I read another stupid suggestion at the other thread where one can apply CC terminal and self swipe to earn points...also will go down the drain This post has been edited by knwong: Jun 19 2019, 11:51 AM
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knwong
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Jun 20 2019, 05:32 PM
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QUOTE(cheunice @ Jun 20 2019, 05:30 PM) I have pressed for the CS to provide me with a list, and this is the official list which will be excluded from receiving TP/MR/Cashback. For now they have identified these as E-wallets. GrabPay Network Sdn Bhd TNG Digital Sdn BhdAlipay (Lazada Wallet Topup)Measat - Astro PayBoost - Axiata DigitalBIGPAYIt was mentioned that they will from time to time add to this list, this is accurate as of now (as of 20th June 2019). They email you?
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knwong
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Jun 23 2019, 10:20 AM
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There are other many other ways to earn miles. I like this guy: https://gizmodo.com/how-an-engineer-earned-...ying-1339646546
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