anyone knows, is gas malaysia considered as utilities?

if it is, it is a loophole, but as usual tnb is counted as utility . i also wish so lol my tnb is alot

https://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

This post has been edited by araveang: May 17 2019, 07:36 AM

wah based on this just commitment over income and cc is taken as one of them ,my cc spending is way more than my income though its all fully paid. i have screwed my dsr?

hi all, ive never redeemed any miles at all. since the maybank is revising the redemption. kindly need your advise . i have roughly close to 800k tp for redemption, which airline would be best to redeem to japan, syd or hk.

looked through asiamiles seems all business flights need 100k miles at least, enrich to japan about 68k correct me if i am wrong.

please help thanks.

i emailed the cs, they clarify that tnb are still 1TP, correct me if im wrong

same spot here, i am in a bind, a procastinator , first time redeem and no clue which one is suited for my travel.

hahaha but after i see the redemption miles to tokyo is like double the KF and AM cannot support alr

so booked using the multiple stops, but can we arrange a 3 days stopover per say....?

lol, i just called to bro... sapu 80% into am , 20% into KF. wondering did i make the right decision coz i was considering my KF would probably need to wait for the bonus from AmexKF for redemption which is still about 9 mo away.

btw really thanks for the tip

i spoke just to one customer service for amex reserve, she settled both transaction not even waiting. try using the non toll free number

same here, all sapu finish lhdn company tax installment for the next 9 months... after this probably sit in the drawer

This post has been edited by araveang: May 31 2019, 05:46 PM

first timer in redemption bro , can enlight me which option to go. just call the call center?

Same here, thinking of applying hlb emirates, thats the only card to dump all the LHDN now which gets us some miles . the drawback only the annual fee,

eh how come? income threshold? they got 3 different skyward, the middle one still gives not bad of a deal

i havent applied yet, that whats worries me most as well. somebody mentioned DSR is inclusive of our credit card bills. well it seems we both dump alot of business expenses, does it really affects our DSR?

weird, mine yesterday called. was in by today and first time redeem.

Finally my pokemon go days are useful.

for those who want to change location, here is the tips

sorry the app abit malicious so wont recommend

This post has been edited by araveang: Jul 1 2019, 11:36 AM

this works, vpn only mask your ip, your gps is still tied down to msia

wah, this made me regret to change to AM last devaluation

not its gonna be harder for me to accumulate KF

No more boost , no more BP , no more fave, no more grab pay.

so basically now we back to old skool . if dont accept credit card we dont support.