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Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion

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tohff7
post Mar 6 2019, 04:23 PM

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QUOTE(charlesj @ Mar 6 2019, 02:25 PM)
As long as overseas gateway, you will get 5x

For local hotel or anything to pay in RM, just use Amex, no difference.
For overseas hotel, I always prefer paying directly to the hotel in local currency, using VI.
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QUOTE(vrek @ Mar 6 2019, 03:26 PM)
I previously called MBB CS and asked about it. She mentioned must fulfill both criteria as stated.
Yes, agree with you.
1. If pay at hotel in MYR currency, the conversion rate is not favourable
2. If pay at their local currency, using AMEX - convert to USD then to MYR, then surcharge 2.5%
3. If pay at their local currency, using AMEX - surcharge 2.25%

VI will be cheapest.
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Yea, will use VI when I pay for some hotels during my Japan trips.

Just that some i booked via Agoda using Amex to be sure (booked and pay/charged later). These few days, it charged to my CC and i was comparing the exchange rate.

Agoda auto-convert to MYR for you and charge you 4-5% on the rate....
tohff7
post Mar 6 2019, 05:16 PM

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QUOTE(limeuu @ Mar 6 2019, 04:49 PM)
My experience with Agoda is, for local hotels, all charged in MYR....

For foreign hotels, depends on country, and policy of hotel....if pay at hotel, charged in local currency, with the usual option to pay in MYR.....

If prepay, then the default is pay in MYR at booking, or if free cancellation, at date of end of free cancellation....but there is an option to pay in local currency too....
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Agoda just being sneaky to earn 5% on your forex for "Book Now, Pay Later" Option

If you display the prices in MYR, they won't give you the option to choose which currency to be charged (Yen in my case) at the CC payment part.

To prevent this, you have to choose to show hotel prices in Yen, then only the option for payment to be charged in Yen (later on) appears...

Well a new lesson learnt for me
tohff7
post Mar 9 2019, 12:00 PM

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QUOTE(Ladszy @ Mar 9 2019, 10:53 AM)
Anyone tried applying this as a non-Maybank account holder? Or at least main bank account not with Maybank?
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Don’t really need a bank account with the bank you are applying CC for.

But make sure u have other bank account or CC so that you have a credit history in CCRIS.
tohff7
post Mar 10 2019, 10:54 AM

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QUOTE(araveang @ Mar 10 2019, 10:28 AM)
hi all, anyone had better way to pay gas malaysia beside bigpay, it seems they limit the whole transaction to 500 a week which is quite sad as i have a few bills amounting which is more than the limit.

anyone showhand for today match?
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Thanks for reminding.

Will reload my Boost account hehe

Keep remaining bullet for last game of the month
tohff7
post Mar 13 2019, 11:19 AM

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QUOTE(billywee @ Mar 13 2019, 10:15 AM)
Lemon Grass Garden buffet still got 50% discount?
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Got, went last month. If u make online reservation, i think they’ll call you. You can double check with them.

Only those hotels under SPG got changes i think i.e less discounts for premium cardholders
tohff7
post Mar 13 2019, 07:11 PM

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This is getting out of hand. Like /k only

Sigh
tohff7
post Mar 15 2019, 03:52 PM

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QUOTE(digidigi @ Mar 15 2019, 12:44 PM)
Exactly, sometimes they selling it cheap. And their award pricing is crazy high
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Last year had to accompany my wife on her work trip to India. Per company policy, her MAS flight was booked thru a travel agent.

I booked online and got a cheaper fare for business class return than her economy return lol. MAS website also showed higher price for economy than business.
tohff7
post Mar 16 2019, 04:21 PM

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Boost can now reload with Amex.....
tohff7
post Mar 16 2019, 10:52 PM

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QUOTE(fruitie @ Mar 16 2019, 10:37 PM)
Yeah, seems like that's only option I have for this month.
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This year or this month

Edit
Ninja edit haha

This post has been edited by tohff7: Mar 16 2019, 10:52 PM
tohff7
post Mar 17 2019, 03:06 AM

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Lemon Garden - go for their seafood dinner buffet. Got snow crab

Their other cuisine also very good. Satay, pizza, double boiled soup etc.

Only downside is there’s no drinks station and the ice-cream section is manned. Need to be thick-faced to ask for 2nd or 3rd helpings
tohff7
post Mar 19 2019, 02:24 PM

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QUOTE(aspartame @ Mar 19 2019, 12:31 PM)
Is Amex inclusion new? Previously I had to top up with MUVI on match day...
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Yeap, just included last week I think icon_idea.gif
tohff7
post Mar 20 2019, 01:35 PM

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QUOTE(hwachong @ Mar 20 2019, 01:17 PM)
for supp card TP, can it be redeemed to miles into principal or supp holder name? or both
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only principal
tohff7
post Mar 21 2019, 03:26 PM

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QUOTE(limeuu @ Mar 21 2019, 02:39 PM)
A bit hard, but if you have strong teeth, possible....lol
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Grind into dust then swallow only la biggrin.gif
tohff7
post Mar 22 2019, 12:26 PM

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QUOTE(guanteik @ Mar 22 2019, 11:49 AM)
Yes, for me. Why?
Unlimited access to MAS Lounge, and my RM confirmed that I can even enter the First Class Lounge.
AF is not an issue because either M2P or WEMC I will get 100% waiver with spending requirements.
AMEX is not accepted everywhere and Maybank is only using AMEX Reserve so shine it's benefit RM1 = 1 miles.
Best when it comes to travel with USD1m (or 2m) protection. M2P only RM1M
Of course, Maybank is also simply giving out this card with some FD pledging, not really based on whether that consumer really can afford it. In other words, it's getting cheapskate.

These are my perceptions, and there's no perfect card for anyone. So don't get offended with my statements.
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Don't want dwell on the benefits since different ppl have different circumstances. For e.g. having unlimited access to MAS Lounge is moot since you got entry when you book/redeem MAS business class anyway. That's why I value more Maybank VI 5x access to international PPL

On conversion miles and solely based on VI 2x TP

Oversea spend - WEMC is RM1 per miles (up to 150k miles per year), VI is RM0.90 per miles

Local spend - WEMC is RM2 per miles (up to 150k miles per year), then de-grade to RM4 per miles
VI at 2x TP = RM2.25 per miles with no cap

So yeah, there's your reason why other cards can't even come close to Maybank Visa Infinite...let alone the 5x TP for AMEX Reserve
tohff7
post Mar 22 2019, 10:27 PM

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QUOTE(fruitie @ Mar 22 2019, 08:31 PM)
Wah, how can they publish things which are not confirmed? It's stated until 30.12.2019. If that happens to me, I will bring it up to BNM and complain about bank's misinformation.
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It’s 20% at Sheraton Imperial.

They said the higher discount for premium cardholders not valid anymore and Maybank didn’t update their website
tohff7
post Mar 26 2019, 01:43 AM

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It’s inevitable.

Bank Negara or even global central banks are phasing out cheques transsctions.

Less fraud, more secure and more importantly, traceable to switch to online transactions
tohff7
post Mar 29 2019, 02:58 PM

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QUOTE(skty @ Mar 29 2019, 02:44 PM)
Just asking if anyone know the answer:

can I redeem air ticket either from Enrich, KF, AsiaMiles for other people?

mena the air ticket is on other people name.
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Yes you can
tohff7
post Mar 31 2019, 12:56 AM

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You guys need to take a chill pill every time MU plays lol
tohff7
post Apr 1 2019, 02:05 AM

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QUOTE(onthefly @ Apr 1 2019, 01:33 AM)
thought of playing airmiles now.
then check this caard Annual Fee is RM800.00 ?
really
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It’s waived if you can meet the minimum spending
tohff7
post Apr 2 2019, 04:58 PM

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Not sure why my Boost can't topup with Amex today.

Since I need to use, I 'gamble' and topup with MU VI =D

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