QUOTE(alesi616 @ Jan 12 2019, 11:44 PM)
hebat!! I see some of the members here can top up 10k into BigPay card month, that means their monthly expense is 10k?
Here many big shark.... some monthly expenses 6 digitCredit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion
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Jan 12 2019, 11:46 PM
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#141
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Jan 12 2019, 11:56 PM
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#142
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QUOTE(alesi616 @ Jan 12 2019, 11:50 PM) Rare case, but gaming the system is not advisable.Anyway, why need top up and withdrawal? There are some expense that u can’t earn point using Maybank card but can earn by using big pay |
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Jan 13 2019, 10:46 AM
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#143
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QUOTE(billywee @ Jan 13 2019, 09:21 AM) The petrol RM500 is maximum per transaction or maximum RM500 per month? If it is per month, does sup card and principle card share same limit? Where u find the rm500 maximum ?And no surprise, yesterday Man U loss to hot sour, haha This post has been edited by digidigi: Jan 13 2019, 10:57 AM |
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Jan 13 2019, 01:07 PM
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#144
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Jan 13 2019, 01:50 PM
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#145
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Jan 13 2019, 03:31 PM
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#146
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Jan 15 2019, 12:30 PM
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#147
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Jan 16 2019, 11:04 AM
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#148
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Jan 16 2019, 01:46 PM
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#149
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QUOTE(msa9696 @ Jan 16 2019, 01:25 PM) With this game growing and spreading, especially here at LYN, will not be surprised it might not last that long. Easiest for Maybank to do is just exclude "all types of top up transactions". I'm not familiar with MCC code etc, so I can't comment how they do it, but I believe they might be looking at ways. I would prefer them to rise the annual fees, and raise the bar to waive the annual fees, let’s say 200k per yearTheir cost is not cheap. Let's assume the most ideal scenario, every month you get 5x with 10k top up. This itself will cost Maybank up to RM 350. So 12 months x RM 350 = RM 4,200 per user. I can't reveal how I get the calculation, but this is the fact. But my example is extreme example of course. I'm just saying, while it doesn't look a lot, but when user database grows, their cost grow as well |
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Jan 16 2019, 01:53 PM
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#150
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QUOTE(msa9696 @ Jan 16 2019, 01:50 PM) Agree, but people can still apply, after 1 year cancel, etc. They can change the rules like advance annual fees, and will be reverse once u spend 200k per yearNot being selfish here, sometimes things spreading too fast might not be a good thing. I once found a loophole from Maybank, can make much more from this current game. So being nice, shared with my close friend, thought why not, I can't make all the money right, good things are meant to be shared. Who knows, the feller very big mouth, shared with relatives, family members, colleagues, neighbours, as he felt so proud that he has such insider knowledge and everyone praised him. Eventually that news really viral, and so many people playing it. Maybank stepped in, game over. Until today I regretted sharing it. |
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Jan 16 2019, 03:52 PM
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#151
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QUOTE(limeuu @ Jan 16 2019, 03:23 PM) That is not fair for those who don't abuse the system.... For bank most important is earn money, 200k to waive fees, annual fees 1.5k.Just like what happened with ambank cards, after gross abuses in the landside lounges, they were removed from the list, penalising the real travelers.... On average user spend 10k on bp, so assume one year 120k, this is the extra to the original 80k. Those spend below 200k but know how to utilise the point will still pay for annual fees, to balance up those don’t want pay annual fees and spend little. Anyway just want to point out instead cutting feature bank should raise the bar, especially for this card. |
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Jan 16 2019, 04:04 PM
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#152
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QUOTE(limeuu @ Jan 16 2019, 04:01 PM) It would be silly for banks to penalise their good customers just to cover the cost of those who abuse the system..... only bank themselves know the spending behaviour of their customer, for this card,a lot large spender.Most will just cut their cards..... Wonder how many ambank cards were cut when they changed the rules....after so much effort to expand their premium cards business..... |
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Jan 16 2019, 05:26 PM
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#153
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Jan 18 2019, 10:05 AM
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#154
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QUOTE(aspartame @ Jan 18 2019, 09:51 AM) What are some of these expenses? I can think of TNB bill and some restaurants not accepting Amex. To pay TNB using BigPay, I guess we have to pay at TNB website? Anything I have missed out? Maybe perhaps withdraw some petty cash from BigPay to spend? With increased Amex coverage, I find that I can earn 5X most of the time... government spending, spending denote in foreign currency etc.. |
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Jan 18 2019, 08:09 PM
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#155
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Jan 25 2019, 10:50 PM
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#156
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Jan 25 2019, 10:52 PM
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#157
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QUOTE(ahmed.a.asd @ Jan 25 2019, 02:46 PM) What do you do guys with the money you top up to bigpay? Can someone cash withdrawal it all? Or need to buy stuff also because im stuck with it ! Just spend it, new year coming, can go have several good meal and buy some gift to friend and family , just use it like credit card |
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Jan 25 2019, 11:02 PM
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#158
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Jan 25 2019, 11:38 PM
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#159
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Jan 25 2019, 11:39 PM
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#160
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