Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V16, We want 5% cash back - GUARANTEED
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 Mar 26 2016, 09:09 PM
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#1
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Senior Member
3,281 posts Joined: Dec 2013 
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QUOTE(PPZ @ Mar 26 2016, 09:04 PM) Around 700 USD. Sigh. I don't understand why they didn't call me. Did u receive sms when u swipe your amex card? Did u request to make any change on sms alert for amount swipe or give the corretc phone no? It should sent an sms to your registered phone no. |
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Mar 26 2016, 09:53 PM
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#2
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Senior Member
3,281 posts Joined: Dec 2013
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QUOTE(PPZ @ Mar 26 2016, 09:47 PM) Yes. They have sent an SMS to me saying that I have used the amount but the thing is that they never send TAC code to me for transactions. Talking about security. No all card transaction required a TAC. some countries still not adopt the TAC.Same like Malaysia plan to adopt pin enabled credit card in 2017. |
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Jun 16 2016, 11:48 AM
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#3
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Senior Member
3,281 posts Joined: Dec 2013
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QUOTE(kengyan @ Jun 16 2016, 11:43 AM) Well, only people that are too free to test a bank's limit will do such risky or stupid act. Just pay 2-3 days earlier or pay directly once statement is out will be the best way. some ppl just do not have money to spend and still want to enjoy life...or they really need money and no choice to wait salary or money before can pay .Certain banks allow this while some are not. But, they should look for alternative like to take personal loan which have lower interest rate. BUT, pls take note all these ppl MUST know what they doing ..they should not take personal loan or delya pay cc bill if they are no afford. Just do nto spend if no afford. |
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Jun 16 2016, 11:57 AM
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#4
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Senior Member
3,281 posts Joined: Dec 2013
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QUOTE(kengyan @ Jun 16 2016, 11:52 AM) Malaysians now are spend above their limit. Take personal loan is no good solution to settle cc outstanding.I always set my CC statement beginning of the month while my salary will be out by 20th each month. CC due date are 23rd to 27th each month, so I won't have any issue on repaying in full amount. Personal loan are bad way on financial management. But , Personal loan is still better than no paying credit card outstanding, rite? Better we stop here...it will be out topic |
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Sep 6 2016, 03:36 PM
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#5
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Senior Member
3,281 posts Joined: Dec 2013
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QUOTE(iwubpreve @ Sep 6 2016, 03:33 PM) wanna ask abt the campaign again for amex 5% cashback on weekend from July to Dec 2016. regarding the RM500 per month minimum spending. u can say so, but it is depend on first come first servelet's say on august i spend RM1200 on my amex. out of this RM1200, got RM800 is on weekday and RM400 on weekend. so do i entitle for RM400 x 5% = RM20 in this month?? |
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