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Credit Cards Maybankard 2 Gold & Platinum Cards V16, We want 5% cash back - GUARANTEED

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silverwave
post Aug 15 2016, 10:05 PM

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QUOTE(fruitie @ Aug 12 2016, 01:33 AM)
Well, I do hope you know that they have revised the TP entitlement? Some of the categories are no longer having 5xTP.
http://www.maybank2u.com.my/WebBank/CVP-PlatCard.pdf or http://www.maybank2u.com.my/WebBank/CVP-GoldCard.pdf
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Hi, could you explain more on this? Mine is the 2 card, platinum Amex and Visa. If govt 0 point, means nothing and for the others with 1x point, will be 5x if i use the Amex card?

I'm confused actually since my last month bill was easy, just times 5. This is my second month with MBB card and it shows 4x (in the picture below).

This post has been edited by silverwave: Aug 15 2016, 10:06 PM


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silverwave
post Aug 15 2016, 10:57 PM

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QUOTE(Human Nature @ Aug 15 2016, 10:52 PM)
from page 1 FAQ
18. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX
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Got it, thanks.

Is the any list of the govt agencies that we will earn 0 points?
silverwave
post Sep 16 2016, 01:13 AM

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Hi, treats point expiry is still 3 years right? I am a little curious because my statement has a column for points expiring in November and the card has only been with me for 6 months.

This post has been edited by silverwave: Sep 16 2016, 01:14 AM


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silverwave
post Sep 16 2016, 01:20 AM

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I've also noticed that many here keep M2 cards and Ikhwan card.

What are the benefits of using Ikhwan card besides the cash back? Do the points go to the same account as the M2 cards? AMEX 5x points are more worth it right? Unless AMEX can't be used, then it makes sense to use to Ikhwan card instead of the Visa and get the cash back.
silverwave
post Sep 16 2016, 10:47 AM

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QUOTE(fruitie @ Sep 16 2016, 01:47 AM)
M2Cards - AmEx only gives cash back for dining and during weekends.
Ikhwan MasterCard gives cash back for petrol and groceries on Fridays and Saturdays.

How is 5xTP more worth than 5% cash back? 5xTP only equals to 1.25%. smile.gif In addition, AmEx has revised its 5xTP entitlement, not every category gives 5xTP.

I have HLB MACH which gives dining cash back of 5% every day. I still have the AmEx though.

TP accounts are separated based on savings account and different cards. Meaning to say M2Cards and Ikhwan are calculated separately but all points (savings & cards) can be combined for redemption.

Nobody actually uses Ikhwan MasterCard for the sake of TP as it is just too pathetic to be mentioned...
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Thanks for the detailed explanation fruitie! smile.gif

I think i will have to cancel some cards before applying for Ikhwan. I have HLB Essential Visa and Citibank MC as well, though i don't really use it.

As for Ikhwan, are there any limitation to which petrol station and groceries or it applies to all?
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