Im still keeping this card, for 5% dining & 5x Treat points on retail purchases (Online purchases). As my points are still accumulating, once redeem will decide whether to continue keeping.

Usually used my point on voucher and on-the-spot redeem purchases in shopping center.

I gotten my cards ytd, due to the PIN registration. My expiry date is 2020.

May i ask how many different bank credit card u own now? apparently with a clean record, ur salary is capped with certain entitle no of credit card

Only got one... manage to spend a big transaction at one of the month.

Terms & Conditions:
Campaign period from 1 June until 31 August 2016
Applicable to all new and existing Principal Credit and Charge Cardmembers of Maybank MasterCard, Visa or American Express issued by Maybank and Maybank Islamic.
Registration is open to Principal Cardmembers only.
Cardmembers may win one (1) prize throughout the Campaign Period.
SMS orders will be processed by randomizer program based on the entries allocated.

Citibank offer 3 months BT 0% ? is it offer by them or its stated in their website?

Yes u can do so. I tend to do that.