Sooo.... you'd rather simpan dendam than get the best rewards for your spending pattern?

CIMB CR for 5% cashback on online purchase. Only similar card is UOB VOX which has annual fee unless you remember to spend every month AND limited to purchases above RM50.

Or Public Bank VS if your salary high enough.

If you want to simpan dendam against some random company (that doesn't care and not harmed at all by your dendam) then so be it. Just as irrational as those who purposely pay more for a particular company's services because they want to be 'loyal'. Or boycott because owner is some race, or some crony, or some nonsense. More reasonable to just choose the one which gives you the most benefit based on spending pattern.

Noob here.
First time use CC at petrol pump.
Use RM20, but get SMS that I spend RM250.
Direct call maybank to ask about it.
LOLLL...

You are right, I forgot dining still giving cash back on weekend 

You no need to fill up any form. Just charge your air tickets to the card to qualify. So, you're covered. Claiming it is not hard, just like claiming for other travel insurance offered in the market. Ur dealing directly with the insurance company anyway.

From what I understand, if your luggage is delayed, u need to get a report slip from the airline & that's needed when you claim insurance. Means u only can claim from one insurance company.

I personally advise u to get a comprehensive travel insurance coz this free insurance coverage is very limited.